FCA premium finance market study/Apple Pay in the Competition Appeal Tribunal

The Fairer Finance podcast

The Fairer Finance podcast
FCA premium finance market study/Apple Pay in the Competition Appeal Tribunal
Feb 12, 2026 Season 3 Episode 3
Fairer Finance

In this week's episode, we talk about the conclusions of the FCA's recent premium finance market study. Unusually, the final report recommends no market changes and side-steps some of the major problems in the market. 

In the second half of the show, we discuss a new case against Apple which was recently filed in the Competition Appeal Tribunal. The case is being brought by none other than Fairer Finance's own James Daley (under the banner of James Daley Class Representative LLP) and concerns how Apple implemented its mobile wallet into the UK market.

Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

Episode Artwork FCA premium finance market study/Apple Pay in the Competition Appeal Tribunal 35:32 Episode Artwork FCA protection market study/Mills' AI report/CMA regulation bonfire 42:35 Episode Artwork Pensions value for money/Predictions for 2026 43:59 Episode Artwork FCA responds to the Which? insurance super-complaint/FCA mortgage reforms/Cryptocurrency regulation 43:59 Episode Artwork Targeted support and FCA consumer investment drive/Motor insurance taskforce 38:53 Episode Artwork Budget 2025 Special 22:24 Episode Artwork FCA focus on contracts for difference/Hollowing out in the general insurance market 41:33 Episode Artwork Government financial inclusion strategy/Consolidation in the financial advice sector 48:28 Episode Artwork How is AI changing financial services/House of Lords Regulation Committee/FCA Value measures data 41:39 Episode Artwork FCA consumer duty update/Motor finance compensation scheme 42:07 Episode Artwork Which? insurance super-complaint/FCA consultation on crypto-currency 35:10 Episode Artwork Trailer: The Fairer Finance Podcast 1:30 Episode Artwork Supreme Court car finance ruling/New Economic Secretary/Look forward to Autumn 2025 37:11 Episode Artwork FCA insurance market reviews/Fairer Finance insurance pricing report 49:32 Episode Artwork The Leeds Reforms/FOS changes/SMCR 41:30 Episode Artwork FCA mortgage market review/Targeted support and advice-guidance boundary review 40:00 Episode Artwork Pensions reform/Fund management assessments of value 35:28 Episode Artwork Do online will writers need regulating?/Access to cash/FOS compensation changes 44:03 Episode Artwork The role of housing wealth in funding retirement/FCA & Treasury news round up: mortgage and insurance rule reform plus latest consumer credit act update 42:31 Episode Artwork FCA turns the spotlight on currency providers/Latest results of the Fairer Finance Trust in Insurance & Trust in Banking indices 38:19 Episode Artwork The FCA's vulnerable consumers review/Regulation of Buy Now Pay Later and review of consumer credit regulation 36:07 Episode Artwork What do the CMA's new powers mean for financial services?/How can firms help consumers navigate volatile stock markets? 36:52 Episode Artwork What is the focus of the FCA's new 5 year strategy?/The launch of the FCA's protection market study 42:35 Episode Artwork What will the FCA's mortgage reforms mean for consumers and the economy?/FCA under fire over funeral plans 38:07 Episode Artwork Can Isa reforms get more consumers investing?/The growth of essentials policies in the general insurance market 42:19