The Fairer Finance interview: Sheldon Mills talks about his AI report and his legacy at the FCA

The Fairer Finance podcast

The Fairer Finance podcast
The Fairer Finance interview: Sheldon Mills talks about his AI report and his legacy at the FCA
Jul 16, 2026 Season 3 Episode 14
Fairer Finance

in this special edition of the Fairer Finance podcast, we welcome FCA executive director Sheldon Mills to the show.

We recorded the show on 9 July 2026 - Sheldon's last day at the FCA after 8 years.

In a wide ranging interview, we talk in detail about his recent AI report recommendations and about his proudest moments as a financial regulator.  

Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com
Episode Artwork The Fairer Finance interview: Sheldon Mills talks about his AI report and his legacy at the FCA 1:19:20 Episode Artwork Guest host Charles Randell joins us to discuss the FCA's basic bank account review and the consumer investment disclosure consultation 44:10 Episode Artwork Guest host Mick McAteer joins us to talk about Isa reforms and Financial Ombudsman Service changes 1:03:59 Episode Artwork FCA mortgage market review/The launch of the Fairer Finance Retirement Compass 42:58 Episode Artwork Financial Services & Markets Bill/Pensions Commission Interim Report 41:53 Episode Artwork The UK's lack of pension provision/Claims Management Company market review/Motor finance (again) 36:09 Episode Artwork Prediction markets/FCA consumer credit consultation/Motor finance update 44:50 Episode Artwork FCA motor finance redress scheme/Open Finance/Investment risk warnings 44:46 Episode Artwork Financial Ombudsman Service reforms/Simplified financial advice 36:06 Episode Artwork FCA regulatory priority reports - insurance, consumer investments & pensions/Government financial inclusion strategy update 31:05 Episode Artwork FCA credit information market reforms/Buy Now Pay Later rules unveiled 35:33 Episode Artwork The Fairer Finance Interview: Nikhil Rathi, CEO of the Financial Conduct Authority 1:06:40 Episode Artwork FCA premium finance market study/Apple Pay in the Competition Appeal Tribunal 35:32 Episode Artwork FCA protection market study/Mills' AI report/CMA regulation bonfire 42:35 Episode Artwork Pensions value for money/Predictions for 2026 43:59 Episode Artwork FCA responds to the Which? insurance super-complaint/FCA mortgage reforms/Cryptocurrency regulation 43:59 Episode Artwork Targeted support and FCA consumer investment drive/Motor insurance taskforce 38:53 Episode Artwork Budget 2025 Special 22:24 Episode Artwork FCA focus on contracts for difference/Hollowing out in the general insurance market 41:33 Episode Artwork Government financial inclusion strategy/Consolidation in the financial advice sector 48:28 Episode Artwork How is AI changing financial services/House of Lords Regulation Committee/FCA Value measures data 41:39 Episode Artwork FCA consumer duty update/Motor finance compensation scheme 42:07 Episode Artwork Which? insurance super-complaint/FCA consultation on crypto-currency 35:10 Episode Artwork Trailer: The Fairer Finance Podcast 1:30 Episode Artwork Supreme Court car finance ruling/New Economic Secretary/Look forward to Autumn 2025 37:11