The Happy Retirement Show with Victor Gray and Colin Hurst

The 5 Areas of a Holistic Retirement Plan

Victor Gray, RICP® and Colin Hurst, CFP®

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0:00 | 5:47

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Are you on the right route to retirement, or just hoping it all works out? In this episode, Victor and Colin break down the five critical areas of a holistic retirement plan and show how a decision in one area can quietly impact all the others. Also, don’t miss their Level of Concern Survey, a quick, no-cost way to see where you’re well-prepared and where you may need a course correction on your retirement route.

Here’s some of what we discuss in this episode:

🧩 Everything Connects: Retirement decisions rarely operate independently

💸 One Move Creates Ripple Effects: Income, taxes, Medicare, and investing all interact

🏥 Healthcare Matters More: Medical costs can impact the entire retirement picture

📉 Risk Isn’t Just Markets: Taxes and withdrawal strategy matter too

🧭 Clarity Reduces Anxiety: A holistic plan helps people feel more confident moving forward

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