Way back when money consisted of iron pieces, if you wanted to buy a horse or some spices to season your horse meat, you practically had to carry an olympic weightlifting set with you. Early bankers figured out how to clear that obstacle (and prevent a lot of hernias and back injuries) when they invented paper money. Over time all-too-clever financiers cleared more and more obstacles that kept people from accessing and spending money. Today’s world of online purchases, easy credit, and cryptocurrency represents a huge ramp-up in the speed and ease of economic transactions. Yes, some of the inconveniences of yesteryear are gone, but this ramp-up is partly to blame for our problems with overconsumption, climate change, and habitat loss. Join the Crazy Townies as they swap stories around the virtual fire about spending virtual money in the virtual world. And get advice on how to do the opposite from Nate Hagens, expert on energy, ecological economics, and finance.