Keep The Change
Keep The Change is here to crack open the black box of personal finance – because let’s be honest, most of us were never really taught how money works. We’re on a mission to make finance less confusing, more engaging, and actually useful for real life.
Each episode, we'll break down the money questions that matter.
-Smart, simple ways to make your money work harder
-Conversations with experts who help real people every day
-The human stories behind how we earn, spend, and save
Whether you’re trying to make smarter money moves or just want to feel more in control of your finances, we’ve got you covered.
Keep The Change
What Happens If You Never Talk About Inheritance?
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Over £5 trillion is set to move between generations in the coming years, but most families aren’t talking about it.
In this episode, Tom and Octopus Money adviser Tim dig into the reality of passing on wealth: inheritance tax, care costs, gifting myths and awkward dinner-table conversations. They explore what silence could cost and how having honest conversations can protect your future while helping the next generation.