Keep The Change
Keep The Change is here to crack open the black box of personal finance – because let’s be honest, most of us were never really taught how money works. We’re on a mission to make finance less confusing, more engaging, and actually useful for real life.
Each episode, we'll break down the money questions that matter.
-Smart, simple ways to make your money work harder
-Conversations with experts who help real people every day
-The human stories behind how we earn, spend, and save
Whether you’re trying to make smarter money moves or just want to feel more in control of your finances, we’ve got you covered.
Keep The Change
Junior ISAs: would you trust your 18-year-old with this money?
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Most parents want to give their kids a financial head start.
But Junior ISAs come with a catch. At 18, the money becomes theirs, no conditions.
So would you still save the same way if you knew you couldn’t control how it’s used?
In this episode, Tom is joined by Octopus Money adviser and parent Molly to break it all down. How Junior ISAs work, when they make sense, and the trade-offs most people miss.
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