Ep 108: Habits of a Whole Heart with Arnie Herz and guest Jonathan Satovsky P2 on hmTv

Episode 108: Habits of a Whole Heart with Arnie Herz and Jonathan Satovski (Part 2)

In this compelling continuation of their conversation, host Arnie Herz welcomes back wealth advisor, author, and thought leader Jonathan Satovski for part two of Habits of a Whole Heart. Together, they explore the deeper meaning of true wealth—beyond dollars and cents—and how aligning your values with daily habits can create a life of freedom, purpose, and legacy.

Jonathan shares insights on the "four types of capital"—financial, human, social, and spiritual—and why nurturing all four is essential for a whole-hearted, fulfilling life. Drawing inspiration from legendary coach John Wooden and their own life experiences, Arnie and Jonathan discuss how small details, consistent practices, and intentional living can create ripple effects in our families, communities, and the world.

This episode is a powerful reminder that wealth is not just what you have, but how you live. Tune in for inspiration on building a life of clarity, gratitude, and lasting impact.

Transcript

Episode 108: Habits of a Whole Heart with Arnie Herz and guest Jonathan Satovski (Part 2) on hmTv, edited for clarity and flow:

Arnie Herz:
Hello, my name is Arnie Herz and welcome to Habits of a Whole Heart. I'm back with part two of my conversation with my dear friend Jonathan Satovski.

Jonathan Satovski:
Thanks, Arnie. It’s a joy to be here again. Part one was amazing. We covered so many important ideas, and I could talk to you for hours—you’re always so engaging and thoughtful.

Arnie:
We ended the last episode talking about how small details make a big difference. That reminds me of the story of Coach John Wooden. Jonathan, want to share that?

Jonathan:
Yes! John Wooden, the legendary UCLA basketball coach who won ten national championships, started every season by teaching his players how to properly put on their socks. People laugh at that—but he knew that a wrinkle in the sock could cause a blister, and a blister could take a player out of the game. That kind of meticulous attention to the fundamentals was his secret sauce.

Arnie:
It’s such a powerful metaphor—for life, for business, for relationships. That foundation of presence, of attention to the small things, is what allows greatness to emerge.

Jonathan:
Totally. I think the same principle applies to managing your life and your wealth. I always say wealth isn’t just about money—it’s about values, time, relationships, and your whole human experience. It’s holistic.

Arnie:
You talk about the four types of capital—can you walk us through that?

Jonathan:
Sure. The idea is that true wealth is built on four types of capital:

1. Financial Capital – The obvious one: money, assets, your balance sheet.
2. Human Capital – Your skills, health, well-being, and capacity to grow.
3. Social Capital – Your network, relationships, and community.
4. Spiritual Capital – Your sense of purpose, values, and deeper meaning.

When I work with people, I try to integrate all of these. Because you can have millions in the bank, but if you’re spiritually bankrupt or socially isolated, you’re not wealthy in the full sense.

Arnie:
That really aligns with the idea of the “whole heart.” You’re not fragmenting your identity—you’re aligning your decisions and actions with your values and your humanity.

Jonathan:
Exactly. And I’ve found that when people get clarity on their values and the impact they want to have, the financial strategies become obvious. It’s the clarity that gives you peace of mind.

Arnie:
I know you’re big on guiding people to move from fear to freedom. Can you say more about that?

Jonathan:
Fear often drives financial decisions—scarcity, comparison, not-enoughness. But when you start from a place of sufficiency, of gratitude, you make better decisions. You focus on legacy, impact, joy. That’s freedom.

Arnie:
Beautifully said. Let’s talk about legacy for a moment. You’ve mentioned before that legacy isn’t something you leave behind—it’s something you live now.

Jonathan:
Yes. Legacy is a living, breathing expression of who you are. It’s how you show up with your family, your team, your community. You don’t have to wait until you’re 85 to be a wise elder. You can start now—by being intentional, by living in alignment.

Arnie:
Jonathan, thank you for sharing your wisdom and heart. I always learn so much from you. Any final thoughts?

Jonathan:
Just a reminder to everyone: your life has extraordinary value beyond numbers. Take time to reflect on what matters most to you. Build your life—your habits, your money, your relationships—around that. That’s the heart of it all.

Arnie:
Amen. And thank you to everyone for listening to Habits of a Whole Heart on hmTv. Until next time—stay present, stay kind, and keep tending to your whole heart.