Loaded: The Hahn Ready Mix Podcast
A podcast for the employees of Hahn Ready Mix
Loaded: The Hahn Ready Mix Podcast
39. Open Enrollment and Thanksgiving Food Draft
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Andrea Griff and Lex discuss changes to our benefits offering and the current open enrollment period. We also hear what's Griffin is thankful for, and have a very intense Thanksgiving food draft.
Welcome to Loaded, the Hahn Ready Mix podcast with Andrea Meyer, Griffin Hahn, and producer Lex.
SPEAKER_01Howdy.
SPEAKER_03Hey, here we are late on Friday afternoon. Unusual for us.
SPEAKER_01Yes. It is.
SPEAKER_03Uncomfortable for you? Does it feel like we're really putting it down to the line?
SPEAKER_01Up against it, right? Yeah, for sure.
SPEAKER_03Uh Griffin was a sicko this week, so we had to delay.
SPEAKER_01I know. I know. I got strep throat. Um didn't time it right. We have family events going this weekend. So should have should have waited.
SPEAKER_03You've recovered just in time?
SPEAKER_01Yep. Too fast. Shoot.
SPEAKER_03Oh. Well, we're glad you're back, I guess. We would hate we would hate to miss this podcast recording.
SPEAKER_01Well, you guys could totally do it without me. I was, I mean, I kind of showed up today. We're like, oh, I wonder what they did in the podcast.
SPEAKER_03No, you didn't, but I was I was prepared to do it without you. So it's fine.
unknownOkay.
SPEAKER_01I don't believe you at all.
SPEAKER_03I was. Um announcement I wanted to um recognize everyone for a kind of an extra level of flexibility here over the past couple of weeks. We've had, for some reason, busier Saturdays than Fridays, uh, which is crazy.
SPEAKER_01So weird.
SPEAKER_03Um, we've had some night work, uh, we've had guys going out of town. Like there's just been a lot of kind of weird stuff and it's all been going really well. And I just wanted to appreciate everyone for being willing to do whatever, whatever, whenever, and for sure getting it.
SPEAKER_01For sure. Wait, it's it's that time of year where the weather dictates everything, right? So if it's nice on a Saturday or, you know, the then the contractors are looking to take advantage of that and get some work done. And and it's it's kind of the last little sprint to the finish. So um appreciate everybody um doing their best.
SPEAKER_03Yeah. I am also going to take a few minutes here to talk through our employee benefits. Um, as I've said several times, it's open enrollment. This will be the last week to make any changes for next year. And uh back in the olden days, Lex, before you were around, when I first started, we had actual employee meetings, like after work at night, where everyone had to come in and sit and listen to us talk about health insurance for hours and hours and hours. Yes, yes, that's exactly what it was like. Uh, so we have evolved over time and there's better ways to share information, but I do think it's important since you only get one chance to make these decisions, that we should probably go through some of the basics here since we have this platform to do it. So we basically design our benefits package to give employees choices, right? So if someone who's a young, healthy, single person might have different priorities than someone who has a big family or who has someone with more serious health conditions. So that's why there's kind of a couple different options. I just want to make sure everybody takes a minute to understand those options and review what is the best fit for you now, because it might not be the same as when you started here a hundred years ago. Yeah. Right. When Griffin started, he was on his own. Now he's got so many responsibilities and strep throat. He's done. He's got to make different decisions. All right. There's basically two different plans. And in both of our plans, you can see any doctor, but there isn't network. So if you use an in-network doctor, it's always going to be more affordable. The first plan is called a high deductible HSA plan. What this looks like to you as an employee is lower premiums. So the cost that comes out of your paycheck is lower, but your claims costs are going to be higher. So this is a plan that's good for people who don't go to the doctor very often who want to have the lowest possible premiums. Does that make sense? Someone like Lex.
SPEAKER_02Yeah.
SPEAKER_03Okay. Then the other plan is a traditional plan where the premiums are higher. It's more predictable, like you're going to pay a copay when you go to the doctor. So if you have kids and you're going to the doctor all the time, this is probably the plan for you. Yeah. Someone like Griffin.
SPEAKER_00Yes.
SPEAKER_03Right? All right. Any questions about the two different plans?
SPEAKER_00Nope.
SPEAKER_03Are you guys enjoying this podcast?
SPEAKER_00Very much. I'm having so much fun.
SPEAKER_03Okay. Another thing on the medical side that I think a lot of people don't realize we have is with both plans, we have telemedicine, where that's basically you can call a doctor on demand or call and talk to a nurse on the phone. And a lot of times they can go ahead and prescribe you your antibiotics or something like that over the phone. And it's much cheaper for the employee and for the company to use that option. Have either of you ever done that?
SPEAKER_02Yes. Yeah. No.
SPEAKER_03Well, you should. It works really well. Um, there are not really any changes to the dental plan, but the thing I like to tell people is to not wait until you need dental insurance to try and get it because there is a waiting period. So they require you to be on the plan for six months before they will pay for anything, like unless you unless it's when you first start with a company.
SPEAKER_01So and the cost of that dental plan is pretty negligible.
SPEAKER_03Yeah, yeah, it's just a couple dollars a week. So it's definitely worth getting it right away when you can. Um, we frequently get questions about vision insurance. And we've we look at it every year, and the cost doesn't really pan out like the amount of money that an employee has to contribute to that, they're almost better off just putting that money towards their glasses if they need them. We do, of course, cover safety glasses. And if you get the health savings account or the flexible spending account, you can use that money towards your vision expenses also. So we are always evaluating it, but it's just not a good value. We also have company paid life and disability insurance, which is a great benefit that not all companies use uh or offer. And just this week we had somebody who broke their foot, unfortunately, and he's already got his disability insurance is sent in and ready to go. So that is a great benefit. Just um a reminder on that is to update your beneficiaries. So if you get married or you get divorced, something changes with who you would want that life insurance money to go to, now is just a great time to remember to update that.
SPEAKER_02Yeah.
SPEAKER_03Did you update yours, Lex? Should we update yours? Is there anything you want to tell us? Still no, huh? No.
SPEAKER_02Okay, no.
SPEAKER_03All right, I'll keep it listed as me then. Uh the 401k plan, this has changed a little bit over the past couple years. And the way that it works right now is it's a dollar-for-dollar company match up to 5%. So if you are not putting in 5%, you're missing out on a potential match. So that all of this is stuff you can change right in Palocity, or you can come in and talk to me or Leah, and we will help you with it. A couple, just a couple more things. We're almost there. Um, we do have a cool program called Canna RX where you can get expensive prescriptions from Canada for much, much cheaper. So if you are someone who takes a maintenance medication for blood pressure, cholesterol, any of those, like I'm gonna take it every day for the rest of my life, any of those kinds of long-term maintenance medications, we have a really good program where you can get a 90-day supply for free, zero dollar cost to the employee. So we should always be doing that with maintenance medications. We have an employee assistance program where if you or anyone in your family needs access to counseling um or legal financial support, this is kind of a first step call. And we pay for this with our insurance. Um, so it comes as a service to all of our employees or anyone in your household. And it's just an 800 number, you call them and they set you up with your first um, I think the first three in-person counseling sessions are provided at zero cost to the employee. So that's another. And and your children, or if you have spouses or parents that live with you, everyone's covered on that.
SPEAKER_01Cool.
SPEAKER_03Any questions on any of that stuff? Did I miss anything?
SPEAKER_01I don't think so. Very thorough.
SPEAKER_03I'm trying to be I'm trying to be quick, but also I do think a lot of this is important.
SPEAKER_01Oh, it definitely is.
SPEAKER_03Um, so just to recap, when you're choosing care and you're on our insurance plan, step one is if you can do the teledoc, do the phone call. Second step would you be your primary care, then urgent care, then ER. Like the ER is truly the most expensive trap for the employee and the plan. So if there's any way to avoid going to the ER and going somewhere else, please, please try and do that.
SPEAKER_01And like every ER um is forever wait. Yes. Like you went there for hours. Yes. So I would just went into urgent care because I was positive I had strep throat, and lo and behold, I had strep throat this week. And so uh I went in, I walked into the urgent care on Devil's Glen at like 810 in the morning, and I was out of there by 8:30.
SPEAKER_03Oh, nice.
SPEAKER_01It's unbelievable.
SPEAKER_03Very good.
SPEAKER_01So yeah, that's that's better to go. And and I should have a primary care, but I I don't.
SPEAKER_03So that works then. Uh the final thing that I want to mention to everyone, and this is really important. We have partnered with a company called Fed Logic. And the whole purpose of Fed Logic is to find out if there is a state or federal government program that can help you with the cost of your health care. Um, this for sure applies to anyone who is over 65 or their spouse is over 65, anyone who has a catastrophic illness, like if you have a kidney disease or lung disease or sometimes even diabetics, something like that. There are all kinds of programs out there with funding for your health care. And it's just kind of a there's a lot of red tape, right? Like you got to answer all the questions, you got to provide your information. But then you either get subsidized healthcare and stay on our plan, or they have another plan that's an option for you that is going to be much, much cheaper. So it's it's worth the trouble on your part and our part to investigate this thoroughly if you think there's any chance that someone in your household might qualify.
SPEAKER_02Yeah. That's good.
SPEAKER_03So if you have any questions about that, please come see me. I'm happy to spend the time and help set up the calls and answer all the questions.
SPEAKER_01Yeah. Great.
SPEAKER_03All right. Let's do something more fun now.
SPEAKER_01Okay. What do you want to talk about?
SPEAKER_03Well, I think it's uh it's Thanksgiving week, right?
SPEAKER_01We are we are looking ahead for the first time. We're prepared. This is a podcast first. We actually aren't thinking about the week that we're in. We're thinking about the week that's ahead.
SPEAKER_03Maybe that's the advantage of doing it on Friday.
SPEAKER_01Oh, you know.
SPEAKER_03It worked out.
SPEAKER_01Perhaps.
SPEAKER_03We're looking at next week. So it's Thanksgiving week.
SPEAKER_01Yeah.
SPEAKER_03What's what's cool about Thanksgiving for you guys?
SPEAKER_01Well, well, for me, it's the food. We've we've a little bit chatted in the beginning here, and Lex is not a fan. Not at all. Not at all. Thanksgiving food is terrible. I think Thanksgiving might be my favorite holiday because of the food.
SPEAKER_03Oh, my kids, my kids love Thanksgiving and they love Thanksgiving food.
SPEAKER_01Yeah. I uh I'm Well, here's what we should do. Let's talk about what we're grateful for, and then let's do a Thanksgiving food draft.
SPEAKER_03Okay. All right. I better start making my list.
SPEAKER_01Yeah. Yeah.
SPEAKER_03All right. Well, tell us then. What are we what are we thankful for here at Han Right EMX Thanksgiving 2025?
SPEAKER_01Yeah. Uh I had some things that I was thankful for, and I was thinking about here and at home, right? And and the rest of my life or whatever, but I think I'd share them. Um of course I am very grateful for my family, but I thought that's a really cliche and general thing to say. So I thought of some specifics. Uh my youngest son got his got a big boy bed last night. And uh that is a big deal because he would come down to try to jump into bed with my wife and I every single like six times a night, every night. Because he said he didn't like his bed. He was in like the old crib with the front taken off of it. So we had a big boy bed. So I'm very excited about future sleeping prospects with my my youngest in a big boy bed.
SPEAKER_03This is the next phase. So you're out of the crib phase. You're on to everybody's in their own beds.
SPEAKER_01Yeah. Right.
SPEAKER_03Responsible for themselves, kind of thing. That's that's a good step.
SPEAKER_01That was last night that went that happened. Um, and it was kind of cool. My oldest son is starting to read. So he keeps thinking, he keeps wanting me to find him bigger words, like he read a 10-letter word last night. Yeah. And uh he was very excited about that. Yeah.
SPEAKER_03Uh is he where he can read things when you're driving by uh stores or something and there's a sign.
SPEAKER_01Just starting to, like he picked up a package off our front doorstep and gave it to my wife who says, Why does it say just kahan? How come it doesn't say Isaac Han? So uh yeah, he he is uh just starting to get into that.
SPEAKER_03So when Eileen first started to read like that, um, and I have no feelings about certain car manufacturers or not, but she read the Ford sign. She thought it said turd, and she's like, Why do these signs say turd everywhere?
SPEAKER_01That's funny. So yeah, so I'm very grateful. I'm grateful to my wife for uh putting up with me in general. I mean, we all are. We are all very appreciative of her how difficult it is to spend any time with me. And my wife has to spend the most time with me. So I'm very grateful for her.
SPEAKER_03So yeah, we should send her flowers, Lex. Make a note, make a note.
SPEAKER_01Is that enough?
SPEAKER_03No, it's not.
SPEAKER_01Uh okay, so then some work-related things. Um I I had two conversations with customers today. And um one of them, uh a customer, had some feedback for us on things that we could do better. And um, so we we've been talking a little bit about that internally. And another customer was giving us uh just a bunch of praise and kind of went out of their way to just give us praise. And so I'm very thankful for all of our customers, and I'm thankful for all that feedback, positive and negative. We want to continue to get better, and uh we will never achieve perfection, but we're always chase it, right? So um our customers giving praise so we can pass that on to the specific individuals uh involved is is wonderful, and and uh giving us feedback on where we can do better is is necessary and critical for for us to get better. So I'm thankful for our customers, particularly the ones that that do give us that feedback. Um of course, very grateful for the team we have here. We have a group particularly in this room.
SPEAKER_03Is that what you meant?
SPEAKER_01Well, you guys too, I'll include you. Yes, including sure. Just everybody but Jeff, probably. But he he's snuck in here, he's sitting sitting in the booth now, and so because he's a target. Um, you know, I never cease being so impressed and proud of uh the hard work, the dedication, and more than anything else, the care that our team has. I mean, I think most of the people here truly, truly care about the outcomes for their fellow employees, the outcomes for our customers, the outcomes for the company in general. And I think that's really special. And I talked to other people in this industry and I talk to other people in other industries, uh business owners.
SPEAKER_03But we see it, we just saw it on a call that we were on with another company where you can tell no one from that company was checked in on what we were doing at all.
SPEAKER_01They don't care. And so um I think it's pretty special and unique that we have that care. Um, and so I I never want us to lose that. And I want to um definitely communicate how grateful I am that that we have people that truly care. And I think that's great. Um I also want to thank, I'm grateful for we have some great vendors. We have some great vendor partnerships with with companies that really look out for us, try to do right by us, help us be successful. We couldn't do what we do without them. Um in sp specifically, I'm I'm grateful for Continental moving to the 1L7 cement.
SPEAKER_03So personal shout-out there.
SPEAKER_01Personal shout out, yeah. Super grateful for that. Uh, but we have we have a lot of uh wonderful um vendor relationships and and people that we talk to, you know, on a weekly or daily basis that that take really good care of us. So I'm really feel like partners with us. Absolutely. I'm grateful for this podcast. So believe it or not, uh today we reached 2,500 downloads on the podcast.
SPEAKER_03Like a rocket. We're just taking a slow, heavy rocket.
SPEAKER_01I don't know if we've if we've reached escape velocity. Um yeah, we're we're we're maybe more of a blimp. But we're in the air. We're in the air, right? Uh so I anyway, I think that's neat. We think we have more listens than that because we're not sure that everybody that listens it registers as a download. But regardless, that's 2500 times that we've um communicated ideas or news or uh whatever we want to talk about that people are listening to. Uh hopefully most of them internally, uh, you know, being Honready Mix employees and and um hopefully it's helpful for all of our employees and hopefully it uh has a positive impact both on you know how we do things and uh company morale and being in the know and all those things. So um we're we're always looking for feedback on how we can make this podcast better, more interesting, get more engagement um with all of our employees. So so definitely reach out if you have any ideas. And and and we we haven't got a lot of loaded questions in a while yet. Right. We need questions, we need topics. Yeah. Yeah.
SPEAKER_03Let us know where to go.
SPEAKER_01Right. Um and then uh I'm thankful for the Iowa Ready Mix Association. Uh Iowa Remix Concrete Association. We they're they're helping us put on uh or they're putting on a concrete design seminar in our area because we were complaining about um how much asphalt is going down in parking lots around here. So hopefully that helps with some of that. And they've just been good partners with us. And I had my my last kind of non-convention board meeting um last week. So I'm thinking about that, that that's eight years I've been on the board there coming to a close. So um thankful for them. And finally, I'm thankful for Arsenal Football Club in London, who are top of the league in the English Premier League and betting favorites to win the European Champions League.
SPEAKER_03And so thank you for limiting your groups of nerdy friends to only concreted soccer. I thought you were gonna go through more groups of nerdy friends than you have, but I like that you prioritize those.
SPEAKER_01That's that's it.
SPEAKER_03That's very good.
SPEAKER_01Do you have anything you're grateful for, either one of you? Hearing nothing?
SPEAKER_03We gave you that segment.
SPEAKER_01Okay, that's fine. That was your job. Okay. Well, should we do the food draft? I think we do we should.
SPEAKER_03We might as well get Jeff in here.
SPEAKER_01Jeff says no.
SPEAKER_03All right, he's on my team. He's gonna eat what I eat.
SPEAKER_01Okay, okay. All right, Andrea, we can have first pick.
SPEAKER_03I appreciate that. And I am definitely picking turkey with my first pick.
unknownTurkey?
SPEAKER_03Yeah. I don't eat it. Well, I do eat ground turkey, but I look forward to Thanksgiving turkey because I don't have it that often. But my father-in-law does deep fried turkey, and I love the turkeys that Zach makes and muscatine for the Thanksgiving, though.
SPEAKER_01Those are good turkeys.
SPEAKER_03It's special to Thanksgiving only food that I like.
SPEAKER_01I've just always felt like Thanksgiving is one of those things where there's 14, 14 different foods.
SPEAKER_03You don't want turkey taken that much.
SPEAKER_01Turkey is, it has to be there, right? Like it's a staple, it's traditional, it's got to be there. But it's it's it's the least enjoyable of all of those things. So I get like the smallest piece of turkey to just say, yeah, I ate my Thanksgiving turkey.
SPEAKER_03Protein first, even on Thanksgiving, right? Lex?
SPEAKER_01I'm normally like that. It tastes like nothing.
SPEAKER_03Shoot. For sure I had you on that one.
SPEAKER_01Lex, you're up.
SPEAKER_00What's the what's the next pick in the I'll leave one for you because I know it'll be your number one. But I'll say rolls. Oh, rolls. Rolls are good. Yeah.
SPEAKER_03Plain old white bread rolls. That's your favorite.
SPEAKER_01My mom makes homemade rolls. Oh god, they're so good. They're these homemade crescent or croissant rolls. They're wonderful.
SPEAKER_02All right. They are good.
SPEAKER_01But even so we've had um Thanksgiving with my wife's extended family. We went down to North Carolina and they made like homemade hala bread for Thanksgiving. I mean, so I I don't know that I've ever experienced bad rolls, but definitely the homemade bread is a is a game changer.
SPEAKER_03And it's not something that you have all the time. So it is special to Thanksgiving like that.
SPEAKER_01Yeah. Okay, I'm gonna go with what takes up the most of my caloric intake at a Thanksgiving meal, and that is undoubtedly mashed potatoes. So some sour cream, maybe a little cream cheese, a little paprika on the top. Just blow your mind, mashed potatoes. Way to go.
SPEAKER_03Mashed potatoes are a hit at our house, too. My kids are so spoiled that my mother-in-law makes them mashed potatoes and cheesy potatoes. So everyone has even more of their plate taken up with two different kinds of potatoes.
SPEAKER_02Yeah, yeah, cool.
SPEAKER_03But that wouldn't be my next pick. My next pick is something that I make that I don't even know if anyone in my family cares about it or eats it. But I make a fruit salad that has cranberries. And marshmallows in it, and it doesn't look very good. So you probably wouldn't try it if you didn't know what it was. It's one of those like very ambiguous, yucky looking, jello-y things, but it's so good. And I make it even if no one else eats it.
SPEAKER_01We'll take your word for it.
SPEAKER_03Not on your list. You didn't have that one. Cranberry salad is not on anyone's list.
SPEAKER_01Cranberry salad, no. Nope.
SPEAKER_03I didn't figure it would be.
SPEAKER_01Yeah. No. All right, Lex, what do you got for your second pick?
SPEAKER_00Uh, probably the only other thing I would eat during Thanksgiving, and that's uh sweet potatoes. Ooh, sweet potatoes.
SPEAKER_03Your plate is rolls and sweet potatoes.
SPEAKER_00Yeah. Yep. Wow. No, I eat the turkey. What a weird. I eat it, but I eat it first so I can enjoy everything else. So I get my caloric intake. And then I'm like, hmm, what am I gonna enjoy?
SPEAKER_02Okay.
SPEAKER_01Uh my next pick is a highly controversial one, I think, around, but I love stuffing. I love it.
SPEAKER_03Oh.
SPEAKER_01I love it. I was gonna do a gag sound. Lexus doing gagging, but uh stuffing is gross. No, it's disgusting.
SPEAKER_03Dev has to leave the room. He hates stuffing so much he's leaving the room.
SPEAKER_01That's okay. Then mission accomplished. Uh no, stuffing's wonderful if it's seasoned right and get the right texture. It's best when you get multiple textures. You get some bread that's a little dry, some that's a little mushy, and you get those mixed together. Oh yeah.
SPEAKER_03Do you make it?
SPEAKER_01Uh I've never made stuffing, but I would. But uh it's always somebody else's made it. I've never made that. Uh I'd be up for making it.
SPEAKER_00One of my buddies said his mom makes it with potatoes instead of bread. So it's just all the good flavors of stuff and potatoes. I'd be trying to do it. That makes sense. That makes sense. Yeah. Yeah. Okay, third round.
SPEAKER_03Third round uh fan favorite at my house is green bean casserole. My husband loves it and he always told me that he loved it. And he also tells me that he hates mushrooms. And mushroom soup is a major ingredient in most green bean casseroles. So I enjoy uh ruining his favorite thing by telling him that there's mushrooms in it every time. But yeah, I like it.
SPEAKER_01Yeah, mushrooms are mushrooms are not, I'm not a huge mushroom fan either. When I was growing up, my mom always used to hide one mushroom slice in the salad she would make like every day. And but I was my my job is set the table. And so I would set the table, dig through my salad to find my mushroom slice, throw it on hers. And when I graduated high school, she's like, Do you know you've been eating a mushroom every day for 10 years? And I said, Do you know I've not eaten a single mushroom at all in that time? Yeah. All right, Lex, what do you got?
SPEAKER_00I don't know if I like anything else. I'm looking. I had to look up like Thanksgiving foods.
SPEAKER_01Oh, you we have all the desserts available yet?
SPEAKER_00Yeah, I don't I don't like pumpkin pie. I feel like that's the only dessert I can think of on is Thanksgiving. I mean, yeah.
SPEAKER_03What about other meats? Do you guys have other meats than turkey or just turkey?
SPEAKER_00Some beef. I like some beef.
SPEAKER_03They make a steak with your turkey and then you'd be happy with that.
SPEAKER_00We actually are doing that this year. It's great. That's what I'm excited for.
SPEAKER_03Okay.
SPEAKER_00Not some dry ass turkey.
SPEAKER_03Oh no, no, this is an explicit Thanksgiving episode.
SPEAKER_01I'm trying to get views here.
SPEAKER_03This is why we don't let Lex talk very much.
SPEAKER_01My third round pick is something that I haven't really seen very many places, so I don't know. Uh, but when I was growing up on my my my mother's side, I think my aunt would make this, and it was uh green grapes cut in half in like a sugary sour cream sauce. And we just called them sour cream grapes, but they were unbelievable. They were so good. So yeah, that's my third grape.
SPEAKER_03You should try my cranberry salad. It's probably gonna be your grape salad.
SPEAKER_01Not not a huge fan.
SPEAKER_03What's your dessert? Well, we we can't go another round, but what's your dessert?
SPEAKER_01I I mean, I'm up for any kind of pies like apple pie, cherry pie. Uh I'm fine with pumpkin pie. Like I wouldn't, I wouldn't normally go out of my way to get pumpkin pie, but I like it. Um so I think I'm gonna make a cheesecake for our Thanksgiving. So a burnt Basque cheesecake because that screams Thanksgiving. So yeah.
SPEAKER_03Sounds like a lot of work.
SPEAKER_01No, no, it's not too bad. Not too bad.
SPEAKER_03All right. Well, sounds like we all have a very happy Thanksgiving to look forward to.
SPEAKER_01Yeah, and I hope everyone listening uh has one as well.
SPEAKER_03All right. Thanks, everyone. Talk to you next week.
SPEAKER_01Thank you.
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