Loaded: The Hahn Ready Mix Podcast

39. Open Enrollment and Thanksgiving Food Draft

Griffin Hahn & Andrea Meier Episode 39

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0:00 | 26:58

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Andrea Griff and Lex discuss changes to our benefits offering and the current open enrollment period. We also hear what's Griffin is thankful for, and have a very intense Thanksgiving food draft. 

SPEAKER_03

Welcome to Loaded, the Hahn Ready Mix podcast with Andrea Meyer, Griffin Hahn, and producer Lex.

SPEAKER_01

Howdy.

SPEAKER_03

Hey, here we are late on Friday afternoon. Unusual for us.

SPEAKER_01

Yes. It is.

SPEAKER_03

Uncomfortable for you? Does it feel like we're really putting it down to the line?

SPEAKER_01

Up against it, right? Yeah, for sure.

SPEAKER_03

Uh Griffin was a sicko this week, so we had to delay.

SPEAKER_01

I know. I know. I got strep throat. Um didn't time it right. We have family events going this weekend. So should have should have waited.

SPEAKER_03

You've recovered just in time?

SPEAKER_01

Yep. Too fast. Shoot.

SPEAKER_03

Oh. Well, we're glad you're back, I guess. We would hate we would hate to miss this podcast recording.

SPEAKER_01

Well, you guys could totally do it without me. I was, I mean, I kind of showed up today. We're like, oh, I wonder what they did in the podcast.

SPEAKER_03

No, you didn't, but I was I was prepared to do it without you. So it's fine.

unknown

Okay.

SPEAKER_01

I don't believe you at all.

SPEAKER_03

I was. Um announcement I wanted to um recognize everyone for a kind of an extra level of flexibility here over the past couple of weeks. We've had, for some reason, busier Saturdays than Fridays, uh, which is crazy.

SPEAKER_01

So weird.

SPEAKER_03

Um, we've had some night work, uh, we've had guys going out of town. Like there's just been a lot of kind of weird stuff and it's all been going really well. And I just wanted to appreciate everyone for being willing to do whatever, whatever, whenever, and for sure getting it.

SPEAKER_01

For sure. Wait, it's it's that time of year where the weather dictates everything, right? So if it's nice on a Saturday or, you know, the then the contractors are looking to take advantage of that and get some work done. And and it's it's kind of the last little sprint to the finish. So um appreciate everybody um doing their best.

SPEAKER_03

Yeah. I am also going to take a few minutes here to talk through our employee benefits. Um, as I've said several times, it's open enrollment. This will be the last week to make any changes for next year. And uh back in the olden days, Lex, before you were around, when I first started, we had actual employee meetings, like after work at night, where everyone had to come in and sit and listen to us talk about health insurance for hours and hours and hours. Yes, yes, that's exactly what it was like. Uh, so we have evolved over time and there's better ways to share information, but I do think it's important since you only get one chance to make these decisions, that we should probably go through some of the basics here since we have this platform to do it. So we basically design our benefits package to give employees choices, right? So if someone who's a young, healthy, single person might have different priorities than someone who has a big family or who has someone with more serious health conditions. So that's why there's kind of a couple different options. I just want to make sure everybody takes a minute to understand those options and review what is the best fit for you now, because it might not be the same as when you started here a hundred years ago. Yeah. Right. When Griffin started, he was on his own. Now he's got so many responsibilities and strep throat. He's done. He's got to make different decisions. All right. There's basically two different plans. And in both of our plans, you can see any doctor, but there isn't network. So if you use an in-network doctor, it's always going to be more affordable. The first plan is called a high deductible HSA plan. What this looks like to you as an employee is lower premiums. So the cost that comes out of your paycheck is lower, but your claims costs are going to be higher. So this is a plan that's good for people who don't go to the doctor very often who want to have the lowest possible premiums. Does that make sense? Someone like Lex.

SPEAKER_02

Yeah.

SPEAKER_03

Okay. Then the other plan is a traditional plan where the premiums are higher. It's more predictable, like you're going to pay a copay when you go to the doctor. So if you have kids and you're going to the doctor all the time, this is probably the plan for you. Yeah. Someone like Griffin.

SPEAKER_00

Yes.

SPEAKER_03

Right? All right. Any questions about the two different plans?

SPEAKER_00

Nope.

SPEAKER_03

Are you guys enjoying this podcast?

SPEAKER_00

Very much. I'm having so much fun.

SPEAKER_03

Okay. Another thing on the medical side that I think a lot of people don't realize we have is with both plans, we have telemedicine, where that's basically you can call a doctor on demand or call and talk to a nurse on the phone. And a lot of times they can go ahead and prescribe you your antibiotics or something like that over the phone. And it's much cheaper for the employee and for the company to use that option. Have either of you ever done that?

SPEAKER_02

Yes. Yeah. No.

SPEAKER_03

Well, you should. It works really well. Um, there are not really any changes to the dental plan, but the thing I like to tell people is to not wait until you need dental insurance to try and get it because there is a waiting period. So they require you to be on the plan for six months before they will pay for anything, like unless you unless it's when you first start with a company.

SPEAKER_01

So and the cost of that dental plan is pretty negligible.

SPEAKER_03

Yeah, yeah, it's just a couple dollars a week. So it's definitely worth getting it right away when you can. Um, we frequently get questions about vision insurance. And we've we look at it every year, and the cost doesn't really pan out like the amount of money that an employee has to contribute to that, they're almost better off just putting that money towards their glasses if they need them. We do, of course, cover safety glasses. And if you get the health savings account or the flexible spending account, you can use that money towards your vision expenses also. So we are always evaluating it, but it's just not a good value. We also have company paid life and disability insurance, which is a great benefit that not all companies use uh or offer. And just this week we had somebody who broke their foot, unfortunately, and he's already got his disability insurance is sent in and ready to go. So that is a great benefit. Just um a reminder on that is to update your beneficiaries. So if you get married or you get divorced, something changes with who you would want that life insurance money to go to, now is just a great time to remember to update that.

SPEAKER_02

Yeah.

SPEAKER_03

Did you update yours, Lex? Should we update yours? Is there anything you want to tell us? Still no, huh? No.

SPEAKER_02

Okay, no.

SPEAKER_03

All right, I'll keep it listed as me then. Uh the 401k plan, this has changed a little bit over the past couple years. And the way that it works right now is it's a dollar-for-dollar company match up to 5%. So if you are not putting in 5%, you're missing out on a potential match. So that all of this is stuff you can change right in Palocity, or you can come in and talk to me or Leah, and we will help you with it. A couple, just a couple more things. We're almost there. Um, we do have a cool program called Canna RX where you can get expensive prescriptions from Canada for much, much cheaper. So if you are someone who takes a maintenance medication for blood pressure, cholesterol, any of those, like I'm gonna take it every day for the rest of my life, any of those kinds of long-term maintenance medications, we have a really good program where you can get a 90-day supply for free, zero dollar cost to the employee. So we should always be doing that with maintenance medications. We have an employee assistance program where if you or anyone in your family needs access to counseling um or legal financial support, this is kind of a first step call. And we pay for this with our insurance. Um, so it comes as a service to all of our employees or anyone in your household. And it's just an 800 number, you call them and they set you up with your first um, I think the first three in-person counseling sessions are provided at zero cost to the employee. So that's another. And and your children, or if you have spouses or parents that live with you, everyone's covered on that.

SPEAKER_01

Cool.

SPEAKER_03

Any questions on any of that stuff? Did I miss anything?

SPEAKER_01

I don't think so. Very thorough.

SPEAKER_03

I'm trying to be I'm trying to be quick, but also I do think a lot of this is important.

SPEAKER_01

Oh, it definitely is.

SPEAKER_03

Um, so just to recap, when you're choosing care and you're on our insurance plan, step one is if you can do the teledoc, do the phone call. Second step would you be your primary care, then urgent care, then ER. Like the ER is truly the most expensive trap for the employee and the plan. So if there's any way to avoid going to the ER and going somewhere else, please, please try and do that.

SPEAKER_01

And like every ER um is forever wait. Yes. Like you went there for hours. Yes. So I would just went into urgent care because I was positive I had strep throat, and lo and behold, I had strep throat this week. And so uh I went in, I walked into the urgent care on Devil's Glen at like 810 in the morning, and I was out of there by 8:30.

SPEAKER_03

Oh, nice.

SPEAKER_01

It's unbelievable.

SPEAKER_03

Very good.

SPEAKER_01

So yeah, that's that's better to go. And and I should have a primary care, but I I don't.

SPEAKER_03

So that works then. Uh the final thing that I want to mention to everyone, and this is really important. We have partnered with a company called Fed Logic. And the whole purpose of Fed Logic is to find out if there is a state or federal government program that can help you with the cost of your health care. Um, this for sure applies to anyone who is over 65 or their spouse is over 65, anyone who has a catastrophic illness, like if you have a kidney disease or lung disease or sometimes even diabetics, something like that. There are all kinds of programs out there with funding for your health care. And it's just kind of a there's a lot of red tape, right? Like you got to answer all the questions, you got to provide your information. But then you either get subsidized healthcare and stay on our plan, or they have another plan that's an option for you that is going to be much, much cheaper. So it's it's worth the trouble on your part and our part to investigate this thoroughly if you think there's any chance that someone in your household might qualify.

SPEAKER_02

Yeah. That's good.

SPEAKER_03

So if you have any questions about that, please come see me. I'm happy to spend the time and help set up the calls and answer all the questions.

SPEAKER_01

Yeah. Great.

SPEAKER_03

All right. Let's do something more fun now.

SPEAKER_01

Okay. What do you want to talk about?

SPEAKER_03

Well, I think it's uh it's Thanksgiving week, right?

SPEAKER_01

We are we are looking ahead for the first time. We're prepared. This is a podcast first. We actually aren't thinking about the week that we're in. We're thinking about the week that's ahead.

SPEAKER_03

Maybe that's the advantage of doing it on Friday.

SPEAKER_01

Oh, you know.

SPEAKER_03

It worked out.

SPEAKER_01

Perhaps.

SPEAKER_03

We're looking at next week. So it's Thanksgiving week.

SPEAKER_01

Yeah.

SPEAKER_03

What's what's cool about Thanksgiving for you guys?

SPEAKER_01

Well, well, for me, it's the food. We've we've a little bit chatted in the beginning here, and Lex is not a fan. Not at all. Not at all. Thanksgiving food is terrible. I think Thanksgiving might be my favorite holiday because of the food.

SPEAKER_03

Oh, my kids, my kids love Thanksgiving and they love Thanksgiving food.

SPEAKER_01

Yeah. I uh I'm Well, here's what we should do. Let's talk about what we're grateful for, and then let's do a Thanksgiving food draft.

SPEAKER_03

Okay. All right. I better start making my list.

SPEAKER_01

Yeah. Yeah.

SPEAKER_03

All right. Well, tell us then. What are we what are we thankful for here at Han Right EMX Thanksgiving 2025?

SPEAKER_01

Yeah. Uh I had some things that I was thankful for, and I was thinking about here and at home, right? And and the rest of my life or whatever, but I think I'd share them. Um of course I am very grateful for my family, but I thought that's a really cliche and general thing to say. So I thought of some specifics. Uh my youngest son got his got a big boy bed last night. And uh that is a big deal because he would come down to try to jump into bed with my wife and I every single like six times a night, every night. Because he said he didn't like his bed. He was in like the old crib with the front taken off of it. So we had a big boy bed. So I'm very excited about future sleeping prospects with my my youngest in a big boy bed.

SPEAKER_03

This is the next phase. So you're out of the crib phase. You're on to everybody's in their own beds.

SPEAKER_01

Yeah. Right.

SPEAKER_03

Responsible for themselves, kind of thing. That's that's a good step.

SPEAKER_01

That was last night that went that happened. Um, and it was kind of cool. My oldest son is starting to read. So he keeps thinking, he keeps wanting me to find him bigger words, like he read a 10-letter word last night. Yeah. And uh he was very excited about that. Yeah.

SPEAKER_03

Uh is he where he can read things when you're driving by uh stores or something and there's a sign.

SPEAKER_01

Just starting to, like he picked up a package off our front doorstep and gave it to my wife who says, Why does it say just kahan? How come it doesn't say Isaac Han? So uh yeah, he he is uh just starting to get into that.

SPEAKER_03

So when Eileen first started to read like that, um, and I have no feelings about certain car manufacturers or not, but she read the Ford sign. She thought it said turd, and she's like, Why do these signs say turd everywhere?

SPEAKER_01

That's funny. So yeah, so I'm very grateful. I'm grateful to my wife for uh putting up with me in general. I mean, we all are. We are all very appreciative of her how difficult it is to spend any time with me. And my wife has to spend the most time with me. So I'm very grateful for her.

SPEAKER_03

So yeah, we should send her flowers, Lex. Make a note, make a note.

SPEAKER_01

Is that enough?

SPEAKER_03

No, it's not.

SPEAKER_01

Uh okay, so then some work-related things. Um I I had two conversations with customers today. And um one of them, uh a customer, had some feedback for us on things that we could do better. And um, so we we've been talking a little bit about that internally. And another customer was giving us uh just a bunch of praise and kind of went out of their way to just give us praise. And so I'm very thankful for all of our customers, and I'm thankful for all that feedback, positive and negative. We want to continue to get better, and uh we will never achieve perfection, but we're always chase it, right? So um our customers giving praise so we can pass that on to the specific individuals uh involved is is wonderful, and and uh giving us feedback on where we can do better is is necessary and critical for for us to get better. So I'm thankful for our customers, particularly the ones that that do give us that feedback. Um of course, very grateful for the team we have here. We have a group particularly in this room.

SPEAKER_03

Is that what you meant?

SPEAKER_01

Well, you guys too, I'll include you. Yes, including sure. Just everybody but Jeff, probably. But he he's snuck in here, he's sitting sitting in the booth now, and so because he's a target. Um, you know, I never cease being so impressed and proud of uh the hard work, the dedication, and more than anything else, the care that our team has. I mean, I think most of the people here truly, truly care about the outcomes for their fellow employees, the outcomes for our customers, the outcomes for the company in general. And I think that's really special. And I talked to other people in this industry and I talk to other people in other industries, uh business owners.

SPEAKER_03

But we see it, we just saw it on a call that we were on with another company where you can tell no one from that company was checked in on what we were doing at all.

SPEAKER_01

They don't care. And so um I think it's pretty special and unique that we have that care. Um, and so I I never want us to lose that. And I want to um definitely communicate how grateful I am that that we have people that truly care. And I think that's great. Um I also want to thank, I'm grateful for we have some great vendors. We have some great vendor partnerships with with companies that really look out for us, try to do right by us, help us be successful. We couldn't do what we do without them. Um in sp specifically, I'm I'm grateful for Continental moving to the 1L7 cement.

SPEAKER_03

So personal shout-out there.

SPEAKER_01

Personal shout out, yeah. Super grateful for that. Uh, but we have we have a lot of uh wonderful um vendor relationships and and people that we talk to, you know, on a weekly or daily basis that that take really good care of us. So I'm really feel like partners with us. Absolutely. I'm grateful for this podcast. So believe it or not, uh today we reached 2,500 downloads on the podcast.

SPEAKER_03

Like a rocket. We're just taking a slow, heavy rocket.

SPEAKER_01

I don't know if we've if we've reached escape velocity. Um yeah, we're we're we're maybe more of a blimp. But we're in the air. We're in the air, right? Uh so I anyway, I think that's neat. We think we have more listens than that because we're not sure that everybody that listens it registers as a download. But regardless, that's 2500 times that we've um communicated ideas or news or uh whatever we want to talk about that people are listening to. Uh hopefully most of them internally, uh, you know, being Honready Mix employees and and um hopefully it's helpful for all of our employees and hopefully it uh has a positive impact both on you know how we do things and uh company morale and being in the know and all those things. So um we're we're always looking for feedback on how we can make this podcast better, more interesting, get more engagement um with all of our employees. So so definitely reach out if you have any ideas. And and and we we haven't got a lot of loaded questions in a while yet. Right. We need questions, we need topics. Yeah. Yeah.

SPEAKER_03

Let us know where to go.

SPEAKER_01

Right. Um and then uh I'm thankful for the Iowa Ready Mix Association. Uh Iowa Remix Concrete Association. We they're they're helping us put on uh or they're putting on a concrete design seminar in our area because we were complaining about um how much asphalt is going down in parking lots around here. So hopefully that helps with some of that. And they've just been good partners with us. And I had my my last kind of non-convention board meeting um last week. So I'm thinking about that, that that's eight years I've been on the board there coming to a close. So um thankful for them. And finally, I'm thankful for Arsenal Football Club in London, who are top of the league in the English Premier League and betting favorites to win the European Champions League.

SPEAKER_03

And so thank you for limiting your groups of nerdy friends to only concreted soccer. I thought you were gonna go through more groups of nerdy friends than you have, but I like that you prioritize those.

SPEAKER_01

That's that's it.

SPEAKER_03

That's very good.

SPEAKER_01

Do you have anything you're grateful for, either one of you? Hearing nothing?

SPEAKER_03

We gave you that segment.

SPEAKER_01

Okay, that's fine. That was your job. Okay. Well, should we do the food draft? I think we do we should.

SPEAKER_03

We might as well get Jeff in here.

SPEAKER_01

Jeff says no.

SPEAKER_03

All right, he's on my team. He's gonna eat what I eat.

SPEAKER_01

Okay, okay. All right, Andrea, we can have first pick.

SPEAKER_03

I appreciate that. And I am definitely picking turkey with my first pick.

unknown

Turkey?

SPEAKER_03

Yeah. I don't eat it. Well, I do eat ground turkey, but I look forward to Thanksgiving turkey because I don't have it that often. But my father-in-law does deep fried turkey, and I love the turkeys that Zach makes and muscatine for the Thanksgiving, though.

SPEAKER_01

Those are good turkeys.

SPEAKER_03

It's special to Thanksgiving only food that I like.

SPEAKER_01

I've just always felt like Thanksgiving is one of those things where there's 14, 14 different foods.

SPEAKER_03

You don't want turkey taken that much.

SPEAKER_01

Turkey is, it has to be there, right? Like it's a staple, it's traditional, it's got to be there. But it's it's it's the least enjoyable of all of those things. So I get like the smallest piece of turkey to just say, yeah, I ate my Thanksgiving turkey.

SPEAKER_03

Protein first, even on Thanksgiving, right? Lex?

SPEAKER_01

I'm normally like that. It tastes like nothing.

SPEAKER_03

Shoot. For sure I had you on that one.

SPEAKER_01

Lex, you're up.

SPEAKER_00

What's the what's the next pick in the I'll leave one for you because I know it'll be your number one. But I'll say rolls. Oh, rolls. Rolls are good. Yeah.

SPEAKER_03

Plain old white bread rolls. That's your favorite.

SPEAKER_01

My mom makes homemade rolls. Oh god, they're so good. They're these homemade crescent or croissant rolls. They're wonderful.

SPEAKER_02

All right. They are good.

SPEAKER_01

But even so we've had um Thanksgiving with my wife's extended family. We went down to North Carolina and they made like homemade hala bread for Thanksgiving. I mean, so I I don't know that I've ever experienced bad rolls, but definitely the homemade bread is a is a game changer.

SPEAKER_03

And it's not something that you have all the time. So it is special to Thanksgiving like that.

SPEAKER_01

Yeah. Okay, I'm gonna go with what takes up the most of my caloric intake at a Thanksgiving meal, and that is undoubtedly mashed potatoes. So some sour cream, maybe a little cream cheese, a little paprika on the top. Just blow your mind, mashed potatoes. Way to go.

SPEAKER_03

Mashed potatoes are a hit at our house, too. My kids are so spoiled that my mother-in-law makes them mashed potatoes and cheesy potatoes. So everyone has even more of their plate taken up with two different kinds of potatoes.

SPEAKER_02

Yeah, yeah, cool.

SPEAKER_03

But that wouldn't be my next pick. My next pick is something that I make that I don't even know if anyone in my family cares about it or eats it. But I make a fruit salad that has cranberries. And marshmallows in it, and it doesn't look very good. So you probably wouldn't try it if you didn't know what it was. It's one of those like very ambiguous, yucky looking, jello-y things, but it's so good. And I make it even if no one else eats it.

SPEAKER_01

We'll take your word for it.

SPEAKER_03

Not on your list. You didn't have that one. Cranberry salad is not on anyone's list.

SPEAKER_01

Cranberry salad, no. Nope.

SPEAKER_03

I didn't figure it would be.

SPEAKER_01

Yeah. No. All right, Lex, what do you got for your second pick?

SPEAKER_00

Uh, probably the only other thing I would eat during Thanksgiving, and that's uh sweet potatoes. Ooh, sweet potatoes.

SPEAKER_03

Your plate is rolls and sweet potatoes.

SPEAKER_00

Yeah. Yep. Wow. No, I eat the turkey. What a weird. I eat it, but I eat it first so I can enjoy everything else. So I get my caloric intake. And then I'm like, hmm, what am I gonna enjoy?

SPEAKER_02

Okay.

SPEAKER_01

Uh my next pick is a highly controversial one, I think, around, but I love stuffing. I love it.

SPEAKER_03

Oh.

SPEAKER_01

I love it. I was gonna do a gag sound. Lexus doing gagging, but uh stuffing is gross. No, it's disgusting.

SPEAKER_03

Dev has to leave the room. He hates stuffing so much he's leaving the room.

SPEAKER_01

That's okay. Then mission accomplished. Uh no, stuffing's wonderful if it's seasoned right and get the right texture. It's best when you get multiple textures. You get some bread that's a little dry, some that's a little mushy, and you get those mixed together. Oh yeah.

SPEAKER_03

Do you make it?

SPEAKER_01

Uh I've never made stuffing, but I would. But uh it's always somebody else's made it. I've never made that. Uh I'd be up for making it.

SPEAKER_00

One of my buddies said his mom makes it with potatoes instead of bread. So it's just all the good flavors of stuff and potatoes. I'd be trying to do it. That makes sense. That makes sense. Yeah. Yeah. Okay, third round.

SPEAKER_03

Third round uh fan favorite at my house is green bean casserole. My husband loves it and he always told me that he loved it. And he also tells me that he hates mushrooms. And mushroom soup is a major ingredient in most green bean casseroles. So I enjoy uh ruining his favorite thing by telling him that there's mushrooms in it every time. But yeah, I like it.

SPEAKER_01

Yeah, mushrooms are mushrooms are not, I'm not a huge mushroom fan either. When I was growing up, my mom always used to hide one mushroom slice in the salad she would make like every day. And but I was my my job is set the table. And so I would set the table, dig through my salad to find my mushroom slice, throw it on hers. And when I graduated high school, she's like, Do you know you've been eating a mushroom every day for 10 years? And I said, Do you know I've not eaten a single mushroom at all in that time? Yeah. All right, Lex, what do you got?

SPEAKER_00

I don't know if I like anything else. I'm looking. I had to look up like Thanksgiving foods.

SPEAKER_01

Oh, you we have all the desserts available yet?

SPEAKER_00

Yeah, I don't I don't like pumpkin pie. I feel like that's the only dessert I can think of on is Thanksgiving. I mean, yeah.

SPEAKER_03

What about other meats? Do you guys have other meats than turkey or just turkey?

SPEAKER_00

Some beef. I like some beef.

SPEAKER_03

They make a steak with your turkey and then you'd be happy with that.

SPEAKER_00

We actually are doing that this year. It's great. That's what I'm excited for.

SPEAKER_03

Okay.

SPEAKER_00

Not some dry ass turkey.

SPEAKER_03

Oh no, no, this is an explicit Thanksgiving episode.

SPEAKER_01

I'm trying to get views here.

SPEAKER_03

This is why we don't let Lex talk very much.

SPEAKER_01

My third round pick is something that I haven't really seen very many places, so I don't know. Uh, but when I was growing up on my my my mother's side, I think my aunt would make this, and it was uh green grapes cut in half in like a sugary sour cream sauce. And we just called them sour cream grapes, but they were unbelievable. They were so good. So yeah, that's my third grape.

SPEAKER_03

You should try my cranberry salad. It's probably gonna be your grape salad.

SPEAKER_01

Not not a huge fan.

SPEAKER_03

What's your dessert? Well, we we can't go another round, but what's your dessert?

SPEAKER_01

I I mean, I'm up for any kind of pies like apple pie, cherry pie. Uh I'm fine with pumpkin pie. Like I wouldn't, I wouldn't normally go out of my way to get pumpkin pie, but I like it. Um so I think I'm gonna make a cheesecake for our Thanksgiving. So a burnt Basque cheesecake because that screams Thanksgiving. So yeah.

SPEAKER_03

Sounds like a lot of work.

SPEAKER_01

No, no, it's not too bad. Not too bad.

SPEAKER_03

All right. Well, sounds like we all have a very happy Thanksgiving to look forward to.

SPEAKER_01

Yeah, and I hope everyone listening uh has one as well.

SPEAKER_03

All right. Thanks, everyone. Talk to you next week.

SPEAKER_01

Thank you.

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