Keys to the Coast
Join The Sandi Gentry Team as we explore West Michigan’s lakeshore lifestyle—one story at a time. From expert real estate tips and market trends to community spotlights, design inspiration, and real life, this podcast is your key to it all along the West Michigan coast.
Keys to the Coast
Ep. 18- Home Loan Myths, Mistakes & Must-Knows with Eric Hessee with LMCU
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In this episode of Keys to the Coast, Kensie and Kelly sit down with Eric Hesse from Lake Michigan Credit Union to break down the home buying and lending process in a way that’s clear, approachable, and empowering.
Whether you’re a first-time buyer or planning ahead for a future move, understanding financing is one of the most important steps in the journey. Eric shares expert insights on pre-approvals, credit scores, common lending myths, down payment expectations, and how buyers can prepare themselves financially to purchase with confidence.
If you’ve ever wondered what lenders really look for — or felt unsure about whether you’re ready to buy — this episode is packed with practical advice to help you take the next step.
📌 Key Topics Covered
- Pre-approvals and why they matter
- Common lending myths and misconceptions
- Credit scores and mortgage eligibility
- Down payment options and expectations
- How to financially prepare for buying a home
- Choosing the right lender
- Communication during the loan process
🎤 Guest
Eric Hesse
Loan Officer, Lake Michigan Credit Union
Contact information:
Eric.Hesse@lmcu.org
(616) 638-5713 (mobile)