Creating a Budget You'll Actually Stick To

The provided text is a podcast script for an episode of "Plan With Minh" focused on creating sustainable budgets. The host, Minh, explains why traditional budgets often fail due to being too restrictive and complex, advocating instead for a flexible framework. This framework suggests allocating income into needs, wants, and savings/investments. The episode further offers practical advice on using technology, automating finances, incorporating "fun money," and scheduling regular budget reviews to maintain consistency. Finally, Minh discusses the importance of adapting one's budget to significant life changes, emphasizing that regular adjustments are a normal part of effective financial planning.