Money Talk
Money Talk was born after the host, Skyler Fleming, realized that so many issues we all face with our finances could be solved with a simple conversation. He realized this when working at a credit union as a call center supervisor (ask him about some of the crazy stories from this job). Countless issues and situations were resolved after a simple money talk! So, after moving on from that job, Money Talk was born! With over 150+ episodes and nearly 4 years of creating content Money Talk continues to evolve and help everyone, young and old, get started with personal finance. Check out Money Talk weekly for expert interviews and fascinating stories.
Learn more at moneytalk.show
Money Talk
The Power of a Written Spending Plan with Danielle Reese - 176
In this week’s episode, I’m joined by Danielle Reese, founder of the Better Budgeting Playbook and host of the Better Budgeting Podcast. We’re diving deep into the world of written spending plans—why they matter, how to build one, and how they can actually make your financial life feel freeing instead of restrictive. Whether you’re just getting started or looking for ways to level up your current budget, this episode is packed with practical insights and relatable real-life stories (including a couple of flat tire horror stories 🙃). Danielle and I talk about the emotional side of money, how to stop living paycheck to paycheck, and how simple habits like writing things down and setting up automation can lead to real financial peace.
Money Talking Points for This Episode:
- How can you use a spending plan to reach your goals?
- What are some ways you can write things down so you don’t forget them?
- How do you make sure automation actually helps your finances?
Episode Highlights & Timestamps:
[04:15] – Budget vs. spending plan: what’s the difference and why it matters
[05:20] – Why written plans bring more freedom than restriction
[06:00] – The mountain analogy: breaking goals into achievable steps
[07:15] – Emergency fund talk: how to turn chaos into calm
[10:30] – Do you need a professional to start budgeting?
[11:15] – Step-by-step: how to build your spending plan from scratch
[13:00] – The bank statement exercise: how to start with real data
[15:00] – Danielle’s 3-account system: bills, spending, and savings
[22:00] – “I don’t forget anything because I don’t try to remember anything” 😅
Resources & Mentions:
💼 Danielle Reese Coaching: https://www.daniellereesecoaching.com/
Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05
Schedule a free Money Talk at https://moneytalkwithskylerfleming.com/chat
Get your free Money Talk resources at https://moneytalkwithskylerfleming.com/resources
Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming
Find even more Money Talk at moneytalkwithskylerfleming.com/quick-links
Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05
Schedule a free Money Talk at https://moneytalk.show/chat
Get your free Money Talk resources at https://moneytalk.show/resources
Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming
Find even more Money Talk at moneytalk.show/quick-links
"Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/
