Money Talk
Money Talk was born after the host, Skyler Fleming, realized that so many issues we all face with our finances could be solved with a simple conversation. He realized this when working at a credit union as a call center supervisor (ask him about some of the crazy stories from this job). Countless issues and situations were resolved after a simple money talk! So, after moving on from that job, Money Talk was born! With over 150+ episodes and nearly 4 years of creating content Money Talk continues to evolve and help everyone, young and old, get started with personal finance. Check out Money Talk weekly for expert interviews and fascinating stories.
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Money Talk
Setting Goals That You’ll Keep with Derrick Kinney - 164
This week, we dive deep into goal-setting strategies that actually work. Whether you’ve already ditched your New Year’s resolutions or are just looking to reset your goals, this episode is packed with actionable insights to help you stay on track. My guest, Derrick Kinney, brings his expertise as “America’s Financial Educator” to share proven techniques for achieving financial and personal success.
The money talking points for this week are:
- What does your ideal year look like?
- What is a goal you would want and what pain would it cause to not achieve it?
- What goals do you need to reset?
Find Derrick Kinney online
- Derrick Kinney’s Free Resource: GetTheRaiseYouWant.com
- Derrick’s Instagram: @DerrickTKinney
Episode Highlights & Timestamps
[00:00:00] Introduction
Why New Year’s resolutions often fail and why goal-setting shouldn’t be tied to January 1st.
[00:02:00] Meet Derrick Kinney
Derrick shares his inspiring journey from a lower middle-class background to becoming a millionaire by 37.
[00:04:00] Why Goals Fail
The cultural pressures behind resolutions and how personalizing goals makes them stick.
[00:06:30] The 30-Day Rule
Why taking a month to define your goals can set you up for success.
[00:08:00] The Power of Incentives
How rewards can motivate adults to stick to their goals (hint: tie your favorite concert or treat to your progress!).
[00:13:30] Resetting Goals
Derrick debunks the myth that goals can only be set at the start of the year.
[00:16:00] Big Goals vs. Small Goals
Breaking down large goals into manageable steps and why momentum matters.
[00:21:00] Financial Goal Setting
Derrick’s framework for tying financial goals to rewards and making money work for you.
[00:32:00] Dealing with Failure
How to recover and adapt when you fall short of a goal.
[00:34:30] Key Takeaways
- Forget perfection. Focus on progress.
- Write down your goals and visualize your ideal year.
- Celebrate wins—big or small—to keep your motivation high.
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"Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/
