Teaminvest Wealth Builders

Is Superannuation Broken? Hidden Risks and Real Solutions for Australian Investors

TIP Group / Teaminvest Season 1 Episode 15

With over $3 trillion in superannuation, Australia’s retirement system is the envy of the world—or is it? In this episode, Kerry Fleming and Andrew Coleman expose the risks lurking beneath the surface, from government tax grabs and regulatory blunders to the dangers of index-tracking and market bubbles. Learn why average Australians may be at risk, how the system advantages the wealthy, and what you can do to protect and grow your retirement savings.

Key Topics Covered:

  • The three “sharks” circling your super: government, scammers, and regulators
  • How “MySuper” and passive investing could hurt returns for everyday Australians
  • The unintended consequences of regulation and fee reduction
  • Why market bubbles and mispricing are becoming more common
  • The compounding advantage of knowledge and active investing
  • Actionable steps to take control of your superannuation

Timestamps:

00:00 – Introduction: The scale and purpose of superannuation

03:00 – Government incentives and risks

08:00 – Scams and scandals in the sector

12:30 – Regulatory pitfalls: MySuper and unintended consequences

17:00 – Passive investing, index-tracking, and market bubbles

25:00 – Capital misallocation and productivity

30:00 – What investors can do: informed, active strategies

35:00 – Key takeaways and resources

Resources & Links:

Join the Conversation:

  • Are you worried about your super? Share your story with us on LinkedIn, Facebook, or by email.

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About Teaminvest:

Teaminvest is an ASX-listed financial institution focused on empowering investors through education, rigorous analysis, and a community of like-minded wealth creators.

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