Teaminvest Wealth Builders
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Teaminvest Wealth Builders
SMSF Estate Planning: Protect Your Super, Protect Your Legacy
Estate planning is one of the most important—and most overlooked—aspects of managing a self-managed super fund (SMSF). In this episode, Kerry Fleming is joined by SMSF specialist Meleena Mitchell to break down the essentials of SMSF estate planning, including death benefit nominations, eligible beneficiaries, tax traps, and the practical tools you need to ensure your super goes to the right people, at the right time. If you want to safeguard your legacy and avoid costly mistakes, this episode is a must-listen.
Key Topics Covered:
- Why estate planning is critical for SMSF members
- The difference between binding and non-binding death benefit nominations
- Who qualifies as an eligible beneficiary (and who doesn’t)
- Common tax traps: death tax and tax dependents explained
- How to use reversionary pensions and enduring powers of attorney
- The importance of regular reviews and updating your trust deed
Timestamps:
00:00 – Welcome & why estate planning matters
02:00 – SMSF death benefit nominations: binding, non-binding, lapsing, non-lapsing
09:00 – Who is an eligible beneficiary?
13:00 – Financial dependents, interdependency, and trust deed requirements
18:00 – Death tax, tax dependents, and payment options
25:00 – Estate planning tools: reversionary pensions & enduring power of attorney
30:00 – Practical tips: regular reviews, major life events, and trust deed updates
33:00 – Final thoughts & how to get help
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About Teaminvest:
Teaminvest is an ASX-listed financial institution focused on empowering Australians through education, rigorous analysis, and a community of like-minded wealth builders.
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