3 Lessons Learned From A $200K Burnout | Grow With Kepo Ep.9

Lessons I Wish I Knew Before Burning Out On $200K A Year

On this powerful solo episode of Grow with Kepo, your host Kepo gets raw and real about a season of deep misalignment. Even while earning $200,000 a year, she was burnt out, stuck in cycles of self-comparison, and struggling with impatience. Kepo opens up about the three truths she wishes she had learned sooner, from rethinking short-term pressure, to building real financial safety, to betting bigger on herself. This is the episode for every high achiever secretly asking, “Why am I still so unfulfilled?” Let’s talk about what it really takes to shift into sustainable alignment.

KEY TAKEAWAYS
• Pressure to succeed fast can fuel burnout and comparison
• Success in one year is often overestimated, while five-year growth is underestimated
• Impatience leads to repeated burnout cycles
• Building a business takes time, especially with a full-time job
• Rest, relationships, and self-care are non-negotiable for sustainable success
• Financial safety nets create freedom and reduce desperation
• Losing $70K taught Kepo the value of building slow and steady
• Making smart investments matters more than flashy ones
• Confidence grows from execution, not just ideas
• The real win is becoming who you need to be to sustain success

🎧 New episodes of Grow With Kepo drop every Monday at 9AM GMT-7. 
Don’t miss a moment of clarity, confidence and aligned action.

📱 Follow Kepo on Instagram for more insights and behind the scenes:  
https://www.instagram.com/growwithkepo/

❤️ If this episode spoke to you, please share it with someone who needs to hear it.

This podcast has been brought to you by APodcastGeek. https://www.apodcastgeek.com

Transcript

1
00:00:00,000 --> 00:00:06,020
Even when I was earning what a lot of people would consider good money in terms of salary,

2
00:00:06,380 --> 00:00:12,780
200K, that is not taxed. Like that's after taxes. Come on, you all. Even with that, I was miserable.

3
00:00:13,300 --> 00:00:18,140
I didn't know how to use it to my advantage. For me, what the sense of urgency was doing

4
00:00:18,140 --> 00:00:25,180
was it was making me cram too many things into my days, into my weeks and months. And then what

5
00:00:25,180 --> 00:00:32,220
happens is I start out with a bang and I go, go, go, go, go. And then I crash and I burn out.

6
00:00:32,360 --> 00:00:38,300
Even the fact that I'm showing up on this episode, on this podcast today, if I told you the emotions

7
00:00:38,300 --> 00:00:43,060
that were going through my mind before I pressed record, you will not believe that it's the same

8
00:00:43,060 --> 00:00:49,520
person that is talking right now. But I have taken a bigger bet on myself. And now I understand the

9
00:00:49,520 --> 00:00:58,160
compounding power of taking consistent action, of building the right foundations first. I get it now.

10
00:00:58,440 --> 00:01:05,080
Ooh, I get it now. Here is something you need to hear. You're not lazy. You're just misaligned.

11
00:01:05,560 --> 00:01:12,700
I'm Kepo. I help high performers get unstuck by taking bold, aligned action. And this is Grow with

12
00:01:12,700 --> 00:01:18,620
Kepo, where we speak with influential trailblazers who've made their mark and found the clarity that

13
00:01:18,620 --> 00:01:26,100
changed their lives. This is where we get clear, realign, and move toward a life that actually feels

14
00:01:26,100 --> 00:01:35,400
like yours. Welcome to the show. Hello, everyone. Welcome back to the show, to the Grow with Kepo show.

15
00:01:35,620 --> 00:01:47,560
Today, I want to share a very personal story. I was making $200,000 USD a year, and I was more

16
00:01:47,560 --> 00:01:53,620
miserable than ever before. And I'm going to be talking about the three things that I wish I could

17
00:01:53,620 --> 00:02:02,440
tell myself back then. I'm not going to ramble. I'm going to go right into it. Number one, I wish

18
00:02:02,440 --> 00:02:10,460
that I could go back and tell myself, Kepo, do not overestimate what you can do in a year

19
00:02:10,460 --> 00:02:19,520
and underestimate what you can do in five years. Because I always put so much on myself and I put

20
00:02:19,520 --> 00:02:25,940
so much pressure on myself. Like in this one year, I must achieve this. I must do this. I'll start this

21
00:02:25,940 --> 00:02:32,680
business and it will start making six figures in two months. And all of that is just very unreasonable.

22
00:02:33,320 --> 00:02:41,260
But then I wasn't thinking long, long term. Like, hey, you know, if you actually just did 1% better

23
00:02:41,260 --> 00:02:47,740
every day, if you just focused on that, or you just focused on getting, doing one hour of, towards that

24
00:02:47,740 --> 00:02:54,680
business every day, imagine what it could be in five years. I was very impatient. I am still working

25
00:02:54,680 --> 00:03:04,360
on that. Anyone who knows me very well knows that. Patience is a development area for me. I'll put it

26
00:03:04,360 --> 00:03:13,200
like that. But I was even more impatient then because for me, I wanted things to happen immediately.

27
00:03:13,640 --> 00:03:19,040
I wanted things to happen like yesterday because I always have this sense of urgency,

28
00:03:19,040 --> 00:03:24,760
which is a good thing. If you know how to use it to your advantage, I didn't know how to use it to

29
00:03:24,760 --> 00:03:31,820
my advantage. For me, what the sense of urgency was doing was it was making me cram too many things

30
00:03:31,820 --> 00:03:39,440
into my days, into my weeks and months. And then what happens is I start out with a bang and I go,

31
00:03:39,440 --> 00:03:47,600
go, go, go, go, go, go. And then I crash and I burn out. And then it's announced that this is the

32
00:03:47,600 --> 00:03:54,620
beginning of this vicious cycle where I burn out and then I go online and I look at what my mates are

33
00:03:54,620 --> 00:04:01,200
doing. And I'm like, why can't I do it like this? And I compare myself with them. And we all know that

34
00:04:01,200 --> 00:04:10,740
comparison is a thief of joy. But I compare myself, I compare my progress and I'm ashamed and I feel

35
00:04:10,740 --> 00:04:18,940
discouraged. And I feel like, oh my gosh, I don't even know what I'm doing anymore. And then because

36
00:04:18,940 --> 00:04:26,460
of that, I try to make double down, even in my burnout stage, I double down on my efforts, but I'm

37
00:04:26,460 --> 00:04:32,060
doubling down on the wrong efforts because again, it's coming from a place where I'm just trying to

38
00:04:32,060 --> 00:04:37,780
rush. And then because I double down, I get even more tired and the burnout is even more real. So I

39
00:04:37,780 --> 00:04:43,260
burn out more. I go online, I look at what other people are doing, and then the cycle continues.

40
00:04:43,940 --> 00:04:54,280
I wish I could go back and tell myself, oh my gosh, Keppo, you don't have to rebuild your life.

41
00:04:54,340 --> 00:05:00,560
You don't have to completely pivot. You don't have to completely build a successful and sustainable

42
00:05:00,560 --> 00:05:08,640
business in one year. You can give yourself a couple of years to do it. Why? Well, because first of all,

43
00:05:08,640 --> 00:05:13,820
I'm not working on the business full-time. That's number one. I need to be realistic.

44
00:05:13,820 --> 00:05:20,420
with how I plan my days, my weeks, with the kinds of goals that I'm trying to achieve.

45
00:05:20,780 --> 00:05:30,080
I'm not saying play small, but there is a balance between playing small and just overdoing it to the

46
00:05:30,080 --> 00:05:36,300
point where you burn out. So if I could just go back and tell myself, Keppo, pace yourself.

47
00:05:37,040 --> 00:05:42,820
Eventually you'll get there. You don't have to do all of this in one year, but how about you think

48
00:05:42,820 --> 00:05:50,200
about it in terms of what you can get done in two years, in three years? You have a full-time job

49
00:05:50,200 --> 00:05:55,280
that you're working on right now, and you know you're not in a position to quit just yet.

50
00:05:56,540 --> 00:06:03,280
So why don't you pace yourself? No, I won't do that because guess what? Impatience.

51
00:06:04,220 --> 00:06:10,420
And if you're like me, if you're someone like me who, if you don't see small wins, you just get

52
00:06:10,420 --> 00:06:17,400
distracted and you're on to the next shiny object. It's called the shiny object syndrome. I don't know

53
00:06:17,400 --> 00:06:23,160
if it's actually called that. I'm just naming it that. But it's kind of like that monkey brain. It's like,

54
00:06:23,240 --> 00:06:27,380
oh, okay. You know, you do something for two months, three months. They're like, ah, it's not working.

55
00:06:27,620 --> 00:06:32,980
And then somebody else talks about another business idea, or you go online, you see something and you're

56
00:06:32,980 --> 00:06:40,120
like, oh, let me go chase that one. Well, guess what? The person you were when you were trying to

57
00:06:40,120 --> 00:06:45,880
work on that first idea is the same person you are if you're trying to work on the new idea.

58
00:06:46,120 --> 00:06:51,540
If you haven't figured out what it is that is making you just start and stop, start and stop,

59
00:06:51,640 --> 00:07:00,060
start and stop, you're going to carry the same habits to the next business idea. Whereas if you took a

60
00:07:00,060 --> 00:07:05,120
step back and you actually studied the people who have actually done very well for themselves,

61
00:07:05,440 --> 00:07:11,720
whether they built an online business or they bought a laundromat or I don't know, they have a

62
00:07:11,720 --> 00:07:17,720
restaurant. You need to study those who have been successful in their businesses because success

63
00:07:17,720 --> 00:07:25,300
leaves clues. You will see that they didn't just blow in the first year. There was a lot of work

64
00:07:25,300 --> 00:07:31,060
that was done in the shadows. There was a lot of failure along the lines and they give themselves that

65
00:07:31,060 --> 00:07:38,680
room to grow. That's why they say overnight success happens in just 10 years, right? It will feel like,

66
00:07:38,680 --> 00:07:43,320
it will seem like overnight success when you finally do it, when they, when those people finally get it

67
00:07:43,320 --> 00:07:49,980
that you've been watching, but it wasn't overnight. It was, they gave themselves quite a number of years

68
00:07:49,980 --> 00:07:54,700
to actually figure it out. And guess what? They're still figuring it out. Even though they are successful

69
00:07:54,700 --> 00:08:02,320
now, they're still figuring it out. Talk less of you or I, who is brand new to this business. And you're like,

70
00:08:02,720 --> 00:08:08,860
I'm, I'm just going to make a killing immediately. Come on. So first of all, for me, I had a nine to five.

71
00:08:10,320 --> 00:08:16,860
Second of all, it's my first time trying to do that type of business. Please, what kind of miracle was I expecting?

72
00:08:17,700 --> 00:08:23,580
You have to give yourself time to actually learn and you will learn by doing.

73
00:08:24,400 --> 00:08:31,960
And your clarity to do better will come from execution. But that takes time. I cannot stress

74
00:08:31,960 --> 00:08:38,940
this enough that you need to give yourself enough time. And you all, I'm also preaching to myself

75
00:08:38,940 --> 00:08:47,400
because this is something that I sometimes struggle with. Even today, I have to be realistic.

76
00:08:47,900 --> 00:08:52,660
Hey, quick break. I want to invite you to something powerful. If you're a high achieving professional

77
00:08:52,660 --> 00:08:58,820
who feels burnt out, stuck, or like you've checked all the boxes, but still feel unfulfilled, I've been

78
00:08:58,820 --> 00:09:04,300
there. That's why I offer free strategy sessions to help you reconnect with purpose and get clear on

79
00:09:04,300 --> 00:09:09,820
your next bold move. I would love to support you. Just hit the link in the description to book your call.

80
00:09:09,820 --> 00:09:16,840
Now back to the episode. As of the time of recording this, right, we have six more months left in the year.

81
00:09:16,840 --> 00:09:24,040
And I cannot tell you how many times I've gone back to my battle board where I write out all my goals

82
00:09:24,040 --> 00:09:30,340
for the rest of the year, each month, the big milestones I want to hit. And I have to take a step back and say,

83
00:09:30,760 --> 00:09:37,260
um, is this actually realistic? Because if you want to be a high performer,

84
00:09:38,600 --> 00:09:44,580
I'm being a high performer doesn't mean burning out in other areas of life, burning the candles on,

85
00:09:44,680 --> 00:09:50,460
on both ends so that you can win in business or something. That's not being a high performer is

86
00:09:50,460 --> 00:09:58,800
being a high performer is performing above standard norms over a long time without sacrificing your

87
00:09:58,800 --> 00:10:08,380
wellbeing and your relationships. So sis, bro, if you're going to have time to sleep seven to eight

88
00:10:08,380 --> 00:10:16,620
hours a day, if you're going to have time to nurture your body, eat well, exercise, hydrate, stretch,

89
00:10:17,180 --> 00:10:24,820
meditate, pray, read a book, take a walk, all the things that refresh you. If you're going to have

90
00:10:24,820 --> 00:10:31,720
time to do that, and then you need to have time to work on your business. And maybe if you still have a

91
00:10:31,720 --> 00:10:37,980
nine to five, you need to show up and be on your A game there. And then you're probably not just an

92
00:10:37,980 --> 00:10:44,480
individual, an Island in this world. You probably have family members. Maybe you're married. You have

93
00:10:44,480 --> 00:10:49,520
your spouse. Maybe you have children. And if you don't have any of those, you probably have siblings

94
00:10:49,520 --> 00:10:56,300
or cousins or your parents. And you want to be there. You have friends. You want to spend time with them.

95
00:10:56,460 --> 00:11:04,500
Come on. Let us be realistic. Especially in this, our modern world, DIY world, where you do everything

96
00:11:04,500 --> 00:11:09,520
yourself, of which that is another episode I'm going to talk about, but I'm going to talk about

97
00:11:09,520 --> 00:11:16,400
valuing time over money. Another topic for another day. But before I digress back to this, if you're going

98
00:11:16,400 --> 00:11:23,480
to have time, you all to do all of these things and you want to succeed in this business that you're,

99
00:11:23,860 --> 00:11:28,640
that you're building on your side hustle, because you're tired of this nine to five life,

100
00:11:28,880 --> 00:11:36,980
well, you're going to have to get super duper realistic and giving yourself time to rest

101
00:11:36,980 --> 00:11:42,160
on your, even on your calendar. Like sometimes I actually have to block out time.

102
00:11:42,340 --> 00:11:49,940
Okay. Wednesday evening from 6 PM, I'm doing nothing. I am going to rest. I'm not going to

103
00:11:49,940 --> 00:11:54,720
watch TV. I'm just going to be, I might read a book, but I'm not going to do anything that is going

104
00:11:54,720 --> 00:12:02,680
to get me overstimulated. If you're going to do all of that, you need time. You can't expect to start

105
00:12:02,680 --> 00:12:08,320
something new while you're doing your nine to five, or you're taking care of yourself or your family

106
00:12:08,320 --> 00:12:14,780
and just boom, right out of the park. You just, you just excel like that. Come on. And you also need

107
00:12:14,780 --> 00:12:21,780
to give time to learn, to make mistakes, get back up again and do it again and try it a better way.

108
00:12:22,580 --> 00:12:29,820
So that's the first one. The second thing that I wish I could go back to tell myself

109
00:12:29,820 --> 00:12:42,020
is this. I wish I could go back to tell myself, Kepo, build your financial safety net.

110
00:12:43,020 --> 00:12:53,560
Well, now build a solid, solid, solid foundation before you go taking bigger financial risks.

111
00:12:53,560 --> 00:13:01,020
For a long time, and this is, I'm being super transparent here. Not that I wasn't transparent

112
00:13:01,020 --> 00:13:09,740
before, but for a long time, you all, instead of just having that safety net where, you know,

113
00:13:09,780 --> 00:13:14,880
I'm just putting money aside every month and I'm not looking at it. It's like a long-term,

114
00:13:15,020 --> 00:13:19,400
you know, financial portfolio is just growing and I'm not even touching it.

115
00:13:19,400 --> 00:13:27,740
And it's just compounding for me year on year. Instead of doing that, I will take my hard earned

116
00:13:27,740 --> 00:13:39,580
money, huge lump sum, and then go invest it in some, you know, sexy, fancy real estate investments,

117
00:13:40,660 --> 00:13:49,000
business idea, whatever. Don't get me wrong. Real estate is awesome. If you know what you're doing.

118
00:13:49,000 --> 00:13:55,000
Real estate can also really mess you up if you don't know what you're doing. And I fell in the latter

119
00:13:55,000 --> 00:14:08,080
group. I lost within one year, I lost to the tune of about $70,000, you all, that I could have put aside.

120
00:14:09,340 --> 00:14:19,680
My seed money that I could have put aside and invested it wisely in capital markets, maybe money

121
00:14:19,680 --> 00:14:26,260
lending or something, something more stable. Yeah. It will have a lower rate of return, but it will be

122
00:14:26,260 --> 00:14:35,720
stable and it will just be there as my safety net. Why? Because when you now, now that I've like,

123
00:14:35,720 --> 00:14:40,760
when I now got to the point where I was like, oh my gosh, I am actually really tired of this nine to

124
00:14:40,760 --> 00:14:48,280
five life. I am so sick and tired of it. And I feel like I've overstayed my welcome in that world.

125
00:14:50,120 --> 00:14:57,580
But guess what? You got to keep working because you know how it goes. You got to pay the bills.

126
00:14:58,120 --> 00:15:04,720
I want to continue to afford my lifestyle. Where is that money going to come from? If I don't, but if,

127
00:15:04,720 --> 00:15:14,180
if I had a good safety net, don't get me wrong. I always had savings, emergency savings,

128
00:15:15,040 --> 00:15:21,620
emergency savings is there for an emergency. It's not something that you bring, that you take out of

129
00:15:21,620 --> 00:15:26,060
to pay your rent or to pay your regular bills. That's not what emergency savings are for.

130
00:15:27,420 --> 00:15:34,720
But because I didn't have something already there for me over the years, I was stuck.

131
00:15:35,400 --> 00:15:41,420
I had to just continue working and I'm like, okay, now I have a goal for the money that I'm earning now.

132
00:15:41,760 --> 00:15:45,500
I'm not just going to take another stupid lump sum. I'm going to invest in something that I don't know

133
00:15:45,500 --> 00:15:50,240
much about, or I haven't really studied it, or I partner with the wrong people or whatever.

134
00:15:51,620 --> 00:16:01,120
I'm going to just do what is safe because that is the solid foundation. So that if I found myself in a

135
00:16:01,120 --> 00:16:05,980
situation where, you know what? I don't want to do this job anymore. I want to go focus on my own thing.

136
00:16:06,120 --> 00:16:16,360
Guess what? I have something that I've already set aside to sustain me for months, years, till I build up my

137
00:16:16,360 --> 00:16:22,820
own thing. Imagine having that kind of freedom. And I know if you're listening to me now, you're

138
00:16:22,820 --> 00:16:28,500
probably thinking, okay, Kepo, I'm also in your shoes and I am, I don't know what age you are. Maybe

139
00:16:28,500 --> 00:16:35,180
you're in your mid thirties, mid forties. It's never too late to start. The best time that you could have

140
00:16:35,180 --> 00:16:42,960
done this and have a safety net for yourself so that you have the freedom to do what you want to do and not

141
00:16:42,960 --> 00:16:50,620
have to work because you need money. It's not too late to start that now because now you know better.

142
00:16:51,420 --> 00:16:57,220
Actually, I highly recommend this book, Start Late, Finish Rich. I've forgotten the name of the author

143
00:16:57,220 --> 00:17:02,520
now. I'll put it up for you all, but it's really, really good. Some of you might even be in debt.

144
00:17:02,660 --> 00:17:08,160
For me, luckily for me, for the most part of my life, I haven't been in debt. I'll tell you a story

145
00:17:08,160 --> 00:17:15,420
about that one very soon, but you might be in debt and you need to learn how to save up for your future,

146
00:17:15,620 --> 00:17:22,560
but also pay off your debt at the same time. When you have all these things, this financial noise in

147
00:17:22,560 --> 00:17:30,340
your head, and then you're now trying to start a business or whatever, sometimes it becomes a

148
00:17:30,340 --> 00:17:40,500
distraction. Sometimes you then end up using all your energy to do all this work, toil and toil to pay

149
00:17:40,500 --> 00:17:48,600
the bills, and you lose all your creative juices to actually create a business, create a side hustle,

150
00:17:49,480 --> 00:17:57,800
brainstorm another stream of income. Like I start bringing steady, maybe passive or active income for

151
00:17:57,800 --> 00:18:04,480
you. Do you understand why it is so important? Like why I wish, oh my gosh, I wish I could go back and

152
00:18:04,480 --> 00:18:16,640
just tell myself way back then, 10 years ago, careful, take it slow, tranquila, relax, calm down, sis.

153
00:18:18,320 --> 00:18:28,160
Whatever is meant for you will come for you. Don't try to rush it. Pace yourself, build a solid financial

154
00:18:28,160 --> 00:18:36,440
foundation so that you don't have the economic stress in your brain when you're actually trying to build

155
00:18:36,440 --> 00:18:43,320
something that makes something of your life. But let's get realistic, y'all. I know most of people that are

156
00:18:43,320 --> 00:18:50,380
probably listening to this, you are probably in that bucket where you cannot, you're not in the position

157
00:18:50,380 --> 00:18:57,180
to actually stop working because you need to pay your rent and you need to buy food and you just need

158
00:18:57,180 --> 00:19:04,280
to live life. I get that. So where do you go from here? What do you do? Let me tell you what I told myself.

159
00:19:05,640 --> 00:19:15,520
First of all, I did an audit of my life, my finances, right? I read that book, Start, Late, Finish, Rich. I read other books as well.

160
00:19:15,780 --> 00:19:23,540
That's the thing about me. Like I've read so many books about finances, investing, blah, blah, blah. I'm like, why am I still not doing it?

161
00:19:23,580 --> 00:19:39,160
I'm just not following the advice. But this time I was like, you know what? Not only am I going to do everything step by step and just follow the advice, I'm also going to work with people or someone who has been very successful in this part of their life.

162
00:19:39,520 --> 00:19:59,240
And I have someone like that. And so I have just kept very close to this person and I'm just taking advice from them because that's another thing. And I say this on this show a lot. The only thing worse than bad advice is trusted bad advice.

163
00:19:59,880 --> 00:20:05,880
Make sure you're getting your advice, really good advice from a really good source.

164
00:20:06,560 --> 00:20:17,480
You cannot go to somebody who is just as broke as you and struggling like you and be getting financial, what do you call it, wisdom or advice from them.

165
00:20:17,860 --> 00:20:33,620
It doesn't make sense. It doesn't make sense. So for me, I have kind of changed the people that I rub minds with more often to people who are actually succeeding in the areas where I want to succeed.

166
00:20:34,380 --> 00:20:42,380
And rather than just reading a book and then feeling like because I read the book, then I've done what the book said.

167
00:20:44,280 --> 00:20:47,900
Instead, I'm like, no, I'm going to use a different metric here. Yeah, I read it.

168
00:20:47,940 --> 00:20:53,420
But have you actually done what the book said in this chapter before moving on to the next chapter?

169
00:20:55,260 --> 00:21:04,420
Sometimes you have to, you almost have to handle yourself with iron hands because at some point something is going to give.

170
00:21:05,080 --> 00:21:06,960
We can continue on this path.

171
00:21:07,920 --> 00:21:16,720
And 20 years from now, expect to live the kind of life you're living, enjoy the standard of living that you have now if you continue this way.

172
00:21:17,300 --> 00:21:24,760
And that is something that I, oh my gosh, I wish I had this podcast, this particular episode 10 years ago.

173
00:21:25,820 --> 00:21:29,360
Because it'll be so, so, so, so different.

174
00:21:30,160 --> 00:21:42,140
Along those lines, if I were to talk about maybe the third thing that I would tell myself, and this might seem counterproductive or counterintuitive.

175
00:21:42,560 --> 00:21:45,620
I mean, English today is not my friend.

176
00:21:47,620 --> 00:21:51,000
Oh man, this might seem counterintuitive.

177
00:21:52,280 --> 00:21:57,880
I say on one hand, build a safety net and play it safe.

178
00:21:58,400 --> 00:22:00,280
Like at least build a solid foundation for us.

179
00:22:00,320 --> 00:22:05,780
First, start taking bigger financial risks when it comes to financial investments.

180
00:22:06,260 --> 00:22:10,140
But what I'm about to tell you is like, okay, what do you mean?

181
00:22:10,860 --> 00:22:11,800
Take big risks.

182
00:22:12,600 --> 00:22:13,480
I'll tell you.

183
00:22:13,820 --> 00:22:16,460
And that's the third thing that I would have told myself, Kepo.

184
00:22:17,040 --> 00:22:21,400
Kepo, take bigger risks consistently.

185
00:22:22,020 --> 00:22:24,840
And when I'm saying take bigger risks, I'm not saying risk your money.

186
00:22:24,940 --> 00:22:28,760
I'm taking, make a bet on yourself, a bigger bet on yourself.

187
00:22:28,760 --> 00:22:33,900
Have even more belief in yourself, in what you are capable of doing.

188
00:22:34,520 --> 00:22:38,940
When you pay attention and when you do that thing consistently.

189
00:22:39,720 --> 00:22:46,060
This thing right here is a major problem for a lot of people that I talk to in coaching, when I'm coaching people.

190
00:22:46,860 --> 00:22:51,280
It is this start and stop, start and stop, start and stop.

191
00:22:51,400 --> 00:22:53,380
The shiny object thing I talked about earlier.

192
00:22:53,920 --> 00:22:57,000
Do you see how all these three things are kind of intertwined somehow?

193
00:22:58,340 --> 00:23:00,360
Start and stop, start and stop.

194
00:23:01,060 --> 00:23:05,800
You don't really actually fully follow anything through.

195
00:23:05,940 --> 00:23:06,640
Not really.

196
00:23:07,720 --> 00:23:09,120
Not to the very end.

197
00:23:09,540 --> 00:23:10,700
Maybe you try one or two.

198
00:23:10,800 --> 00:23:12,120
It's like, oh, I've tried everything.

199
00:23:12,380 --> 00:23:12,600
Really?

200
00:23:13,140 --> 00:23:15,100
When people tell me I've tried everything, I'm like, oh, really?

201
00:23:15,660 --> 00:23:16,680
Oh, show me the list.

202
00:23:17,520 --> 00:23:18,800
And then they're like, oh, okay.

203
00:23:18,800 --> 00:23:20,300
It's just like four things I've tried.

204
00:23:20,400 --> 00:23:20,940
Well, yeah.

205
00:23:21,020 --> 00:23:23,400
I can think of like seven other things that you haven't tried.

206
00:23:24,040 --> 00:23:25,320
And that was me.

207
00:23:25,320 --> 00:23:40,480
I will start something, a fantastic idea that maybe years down the line, you see somebody else doing it or a big company doing it like, oh my gosh, I was onto something.

208
00:23:40,920 --> 00:23:42,900
What if I had just stayed on that course?

209
00:23:43,560 --> 00:23:49,260
But no, yours truly is not only impatient.

210
00:23:49,920 --> 00:23:52,200
She also gets bored very quickly.

211
00:23:53,220 --> 00:23:56,840
You can't have that kind of behavior if you're going to build anything sustainable.

212
00:23:58,020 --> 00:23:59,200
You can't.

213
00:23:59,860 --> 00:24:08,860
You have to be happy being bored, trying something else again in the same business until something works, until you've tried everything.

214
00:24:09,800 --> 00:24:13,600
And you've gotten advice from the right people and you've actually implemented.

215
00:24:14,460 --> 00:24:17,860
And that's when you know that, okay, maybe it's time to pivot.

216
00:24:19,480 --> 00:24:25,480
But you don't start something, do it for a few months, six months, nine months or something.

217
00:24:26,600 --> 00:24:27,720
And then you quit.

218
00:24:29,520 --> 00:24:35,820
Sometimes I am even convinced that sometimes I have quit three feet before the gold.

219
00:24:36,320 --> 00:24:42,120
Like if I just continued, even if it was just like four more months, I might have hit something.

220
00:24:42,660 --> 00:24:49,900
So I would go back and tell past Kepo, Kepo, just sit with it.

221
00:24:51,360 --> 00:24:54,380
Make a better, a bigger bet on yourself.

222
00:24:54,660 --> 00:24:58,520
Believe that you can actually do this thing and you can actually see it through.

223
00:24:59,180 --> 00:25:01,640
But you have to show up consistently.

224
00:25:01,640 --> 00:25:04,640
You have to show up even when you don't feel like it.

225
00:25:06,940 --> 00:25:08,360
The motivation will go away.

226
00:25:09,400 --> 00:25:11,800
That's like, oh my gosh, I'm going to do this.

227
00:25:11,860 --> 00:25:14,720
That excitement in the beginning, it goes away.

228
00:25:15,600 --> 00:25:18,060
But the thing that will keep you there.

229
00:25:18,060 --> 00:25:24,600
But the thing that is keeping me here today now, that is why me showing up on this podcast is so different now.

230
00:25:25,340 --> 00:25:26,740
The thing that is keeping me here.

231
00:25:26,740 --> 00:25:31,840
The thing that is keeping me going now is, oh my gosh, I'm taking a bigger bet on myself.

232
00:25:31,840 --> 00:25:38,360
I believe bigger in my ability to actually land this plane.

233
00:25:38,360 --> 00:25:41,520
Land this plane called financial freedom.

234
00:25:42,060 --> 00:25:46,820
Land this plane called building a sustainable and successful business.

235
00:25:47,300 --> 00:25:51,600
Land this plane called building multiple streams of income.

236
00:25:52,100 --> 00:25:55,360
Land this plane called freedom.

237
00:25:56,300 --> 00:25:58,760
Because freedom for me is one of my biggest values.

238
00:25:58,760 --> 00:26:05,160
And the way I define freedom is ability to do whatever I want to do.

239
00:26:05,480 --> 00:26:07,380
Whenever I want to do it.

240
00:26:07,480 --> 00:26:09,500
With whomever I want to do it.

241
00:26:09,640 --> 00:26:11,680
Wherever I want to do it.

242
00:26:11,760 --> 00:26:19,920
And we all know one thing that can definitely help propel you into that kind of free life.

243
00:26:20,700 --> 00:26:23,240
Is not having economic stress.

244
00:26:23,940 --> 00:26:26,100
I.e. money in the bank.

245
00:26:26,520 --> 00:26:27,680
Show them what you think.

246
00:26:29,360 --> 00:26:29,920
Right?

247
00:26:30,360 --> 00:26:33,280
Imagine if you took a bigger bet on yourself today.

248
00:26:33,720 --> 00:26:34,600
Number one.

249
00:26:35,140 --> 00:26:36,060
Like, you know what?

250
00:26:36,640 --> 00:26:36,940
Self.

251
00:26:37,760 --> 00:26:39,120
You can do this.

252
00:26:39,780 --> 00:26:40,720
And then number two.

253
00:26:41,200 --> 00:26:45,360
You don't underestimate what you can do.

254
00:26:45,460 --> 00:26:49,000
What you can achieve two, three, four, five years from now.

255
00:26:49,540 --> 00:26:49,880
Hmm?

256
00:26:50,740 --> 00:26:52,680
And then number three.

257
00:26:52,680 --> 00:26:56,940
You start to make smarter financial investments.

258
00:26:57,860 --> 00:27:00,300
Find smarter financial decisions.

259
00:27:00,960 --> 00:27:02,900
So that you are set up.

260
00:27:04,140 --> 00:27:05,260
Very nicely.

261
00:27:05,420 --> 00:27:07,720
So that if push comes to shove.

262
00:27:08,300 --> 00:27:12,840
You don't have to be tethered to a job.

263
00:27:12,940 --> 00:27:15,100
Or tethered to something that is bringing in money.

264
00:27:15,100 --> 00:27:16,640
But you don't really want to do it.

265
00:27:16,720 --> 00:27:19,940
And it's actually draining you of life itself.

266
00:27:20,760 --> 00:27:22,180
You don't have to be tethered to that.

267
00:27:22,240 --> 00:27:25,640
You can even just focus on what you really love to do.

268
00:27:27,580 --> 00:27:28,860
Imagine if you did that.

269
00:27:29,740 --> 00:27:29,980
Careful.

270
00:27:30,300 --> 00:27:30,600
Self.

271
00:27:30,740 --> 00:27:32,040
Imagine if I did that.

272
00:27:32,520 --> 00:27:33,780
I'm talking to myself too.

273
00:27:34,720 --> 00:27:36,440
I don't have it all figured out.

274
00:27:36,780 --> 00:27:41,720
I don't believe that I have to have it all figured out before I can get on this podcast

275
00:27:41,720 --> 00:27:48,420
and tell you what I have been telling myself and what I know has made the difference between

276
00:27:48,420 --> 00:27:55,000
me quitting three feet short of gold and me continuing until I hit that gold.

277
00:27:55,540 --> 00:27:58,560
As far as I'm concerned, I have already hit gold.

278
00:27:58,900 --> 00:28:02,640
Even the fact that I'm showing up on this episode, on this podcast today.

279
00:28:03,280 --> 00:28:08,980
If I told you the emotions that were going through my mind before I pressed record, you

280
00:28:08,980 --> 00:28:11,640
will not believe that it's the same person that is talking right now.

281
00:28:12,940 --> 00:28:15,540
But I have taken a bigger bet on myself.

282
00:28:15,840 --> 00:28:26,340
And now I understand the compounding power of taking consistent action, of building the right

283
00:28:26,340 --> 00:28:27,680
foundations first.

284
00:28:28,140 --> 00:28:29,000
I get it now.

285
00:28:30,000 --> 00:28:31,420
I get it now.

286
00:28:31,940 --> 00:28:37,980
So to recap, three things that I could go back to tell myself, even when I was earning

287
00:28:37,980 --> 00:28:43,180
what a lot of people will consider good money in terms of salary, right?

288
00:28:43,200 --> 00:28:46,160
I'm talking about being a business owner, but salary.

289
00:28:46,600 --> 00:28:46,780
Yeah.

290
00:28:47,500 --> 00:28:48,220
200K.

291
00:28:49,100 --> 00:28:50,920
That is not taxed.

292
00:28:50,920 --> 00:28:52,160
Like that's after taxes.

293
00:28:53,100 --> 00:28:54,020
Come on, you all.

294
00:28:54,600 --> 00:29:00,280
Even with that, I was miserable because I wasn't putting things in the right order.

295
00:29:00,600 --> 00:29:06,920
Number one, do not overestimate what you can do in one year and underestimate what you can

296
00:29:06,920 --> 00:29:08,240
do in five years.

297
00:29:08,640 --> 00:29:19,640
Number two, build a solid foundation with your finances before you take bigger financial risks.

298
00:29:20,640 --> 00:29:26,040
Number three, take a bigger risk on yourself.

299
00:29:26,600 --> 00:29:33,200
Make a bigger bet on yourself and your ability to actually land your plane.

300
00:29:33,920 --> 00:29:36,600
Whatever is in your plane, as in your dreams, your goals.

301
00:29:37,600 --> 00:29:39,400
Take a bigger bet on yourself.

302
00:29:41,320 --> 00:29:48,240
Because everything you want to do, everything you want to achieve is already inside you.

303
00:29:48,920 --> 00:29:51,060
Your dreams, your goals.

304
00:29:51,440 --> 00:29:54,640
It's not even about getting those dreams or goals.

305
00:29:55,140 --> 00:30:00,660
When you start this journey, like really, really in earnest and you start to do things

306
00:30:00,660 --> 00:30:05,700
consistently, you start to really now understand when people say it's not about the destination,

307
00:30:05,840 --> 00:30:07,640
it's about who you become in the process.

308
00:30:08,300 --> 00:30:13,720
Those dreams, those goals are just one part of that your truest self that wants to come

309
00:30:13,720 --> 00:30:15,560
out, that is fighting to come out.

310
00:30:15,860 --> 00:30:17,140
So whose side are you going to be on?

311
00:30:17,160 --> 00:30:21,300
Are you going to be on your side, on the side of your truest self, or on the side of yourself

312
00:30:21,300 --> 00:30:25,080
that is miserable today and is like, I don't know what I'm doing.

313
00:30:25,620 --> 00:30:27,080
I don't like this job that I'm at.

314
00:30:27,100 --> 00:30:27,640
I'm miserable.

315
00:30:28,340 --> 00:30:29,500
I want to be rich.

316
00:30:29,580 --> 00:30:30,560
I want to win the lottery.

317
00:30:33,600 --> 00:30:34,860
Oh, just fun fact.

318
00:30:36,140 --> 00:30:41,280
Maybe it's not a fun fact, but you know, I hear a lot of people say they want to win

319
00:30:41,280 --> 00:30:45,560
the lottery and then I ask them, so did you buy a lottery ticket?

320
00:30:47,200 --> 00:30:47,520
No.

321
00:30:48,600 --> 00:30:48,960
Okay.

322
00:30:48,980 --> 00:30:50,620
So how do you expect to win the lottery?

323
00:30:51,820 --> 00:30:56,540
How do you expect to win the lottery of your life if you haven't even like done the basic

324
00:30:56,540 --> 00:30:57,200
things?

325
00:30:57,200 --> 00:31:03,940
You haven't even taken consistent action for a full year straight to even see what happens.

326
00:31:04,000 --> 00:31:09,420
You haven't gone to people who are succeeding in this area and actually rub shoulders with

327
00:31:09,420 --> 00:31:11,380
them, talk to them, pick their brain.

328
00:31:12,000 --> 00:31:13,340
Like, what are you doing?

329
00:31:14,100 --> 00:31:15,440
And I'm talking to myself too.

330
00:31:16,240 --> 00:31:19,260
I am, you guys, in fact, maybe this podcast is just for me.

331
00:31:19,360 --> 00:31:20,620
Thanks for listening to it.

332
00:31:20,760 --> 00:31:23,320
To listen to me preach to myself.

333
00:31:24,000 --> 00:31:32,180
But if, if any of this makes sense to you today, when you finish listening to this podcast,

334
00:31:32,480 --> 00:31:34,080
you're not just going to say, oh, that was great.

335
00:31:34,120 --> 00:31:34,960
That was inspiring.

336
00:31:35,280 --> 00:31:36,860
You're going to take action.

337
00:31:38,140 --> 00:31:40,560
If you don't take action, you weren't inspired.

338
00:31:40,940 --> 00:31:41,860
You are just tickled.

339
00:31:43,380 --> 00:31:47,280
Transformation trumps inspiration any day, any time.

340
00:31:48,600 --> 00:31:53,740
And if it means ending this podcast now, so you can go do something, press stop.

341
00:31:53,840 --> 00:31:54,700
Stop listening to me.

342
00:31:55,480 --> 00:31:58,400
Go and make sure you do one thing today.

343
00:31:59,020 --> 00:32:00,920
Commit to doing one thing today.

344
00:32:00,920 --> 00:32:02,760
One of the three things I just talked about.

345
00:32:03,940 --> 00:32:06,740
Like, okay, I'm going to start believing this way.

346
00:32:06,820 --> 00:32:09,460
I'm going to start doing this consistently, whatever it is.

347
00:32:10,100 --> 00:32:10,600
You're welcome.

348
00:32:12,080 --> 00:32:14,240
I say this with all the love in my heart.

349
00:32:15,280 --> 00:32:18,140
First and foremost for myself and for you.

350
00:32:18,960 --> 00:32:20,200
I hope this was helpful.

351
00:32:20,740 --> 00:32:25,440
If it was, or you know someone who could use this, make sure you share with them.

352
00:32:26,020 --> 00:32:28,740
Thanks for listening all and see you all on the next episode.

353
00:32:29,940 --> 00:32:30,340
Ta-da!

354
00:32:31,860 --> 00:32:34,100
Thanks for tuning in to Grow with Keppel.

355
00:32:34,460 --> 00:32:40,220
If this episode sparked something for you, subscribe, share it with a friend and keep growing.

356
00:32:40,220 --> 00:32:41,220
Bye.

357
00:32:41,220 --> 00:32:43,220
Bye.

358
00:32:43,220 --> 00:32:44,220
Bye.

359
00:32:44,220 --> 00:32:45,220
Bye.

360
00:32:45,220 --> 00:32:46,220
Bye.

361
00:32:46,220 --> 00:32:47,220
Bye.

362
00:32:47,220 --> 00:32:49,280
you

363
00:32:49,280 --> 00:32:51,340
you