Quarter Life Clarity
Quarter Life Clarity is for anyone in their 20s or early 30s trying to make sense of the season of life we're in. It's real stories, deep conversations, and honest advice from people who’ve been through it.
I interview current quarter lifers, mentors, and experts, with the idea being - no one has it all figured out. But, through these conversations we can piece together that clarity we all desire. Thanks for being here, it really means the world.
Quarter Life Clarity
006. Expert. Financial Planning 101: What They Forgot to Teach Us
This one’s for all of us who want financial clarity — but aren’t sure where to start, what the terms mean, or if we’re doing anything right.
Today’s guest is Cam, a 26-year-old financial advisor (and my financial advisor) who breaks down what real financial planning actually looks like — not just investments or budgeting, but a holistic overview of everything we need to know.
Together, we unpack the parts of financial planning no one walked us through — and what to do about it now.
In this episode:
- What defensive planning is (and why it matters way more than you think)
- Emergency funds, insurance, and debt
- Good debt vs. bad debt — and how to prioritize what to pay off
- The 4 “drawers” of investing (a helpful analogy for where to put your money)
- 401(k)s, Roth IRAs, and planning for retirement
- Budgeting & saving strategies
If you’ve ever thought, “I make money… now what?” — this one’s for you.
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