Off Grid with Zoey B
Off Grid is the go-to podcast for entrepreneurs and real estate investors who want more than just success—they want freedom to travel, purpose-driven work, and a lifestyle aligned real estate portfolio.
Hosted by Zoey Berghoff—STR mentor, investor, and expert in curating unforgettable stays—this show dives into the real strategies behind building a standout rental business and a lifestyle that breaks the mold. Whether you’re scaling your portfolio, raising the next generation of adventurers while building your business, or chasing the dream of full-time travel, you’ll find real talk, tactical tips, and inspiring stories every week.
Because success isn’t one-size-fits-all—and the best views come when you go off grid in life.
Off Grid with Zoey B
EP 04: The Financial Habits I Built in My 20's That Changed My Life
In this solo episode, I’m sharing the exact habits and mindset shifts that helped me go from earning $500/month at 21 to building multiple income streams, creating a lifestyle-aligned business, and experiencing real financial freedom. If you’re ready to stop feeling overwhelmed and start feeling empowered when it comes to money—this episode is for you.
Here’s what you’ll learn:
- Why tracking your expenses (yes, even the tiny ones) is a game-changer
- How no-buy months and $100 fun budgets helped me rewire my spending habits
- The real reason my savings goals used to fall short—and what changed
- Why I swear by a high-yield savings account and how I use mine
- The easiest way I started investing (with no financial background)
- How I use credit cards strategically to earn free travel and boost my credit
- Why it’s not about how much you make—but what you do with it
Tune in to hear how the same habits I started with at 21 still shape my financial life today—and how they can work for you too.
Ready to build a lifestyle aligned real estate portfolio? Apply for the Rooted in Rentals Mentorship and Interview with Zoey to join the community: https://www.zoeyberghoff.com/rnrmentorship
Get Zoey’s free resources for her listenings and stay in the know with the monthly Rooted Report here: https://www.zoeyberghoff.com/tools
Exclusive discounts and free trials from brands Zoey loves for her listeners. Unlock them here: https://www.zoeyberghoff.com/resources