Off Grid with Zoey B

Ep 44: Buying a Second Home Before Your Primary Strategy with Katie Cline

Zoey Berghoff

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In this episode, Zoey sits down with Katie Klein, a hospitality leader turned short term rental investor, to talk about building wealth through lifestyle driven real estate. With experience at brands like Ritz-Carlton, W Hotels, St. Regis, and Marriott International, Katie shares how she applied luxury hospitality principles to grow her portfolio across upstate New York, while navigating underwriting, lending, and impostor syndrome along the way.

They also dive into lifestyle investing versus chasing pure cash flow, preparing for worst case scenarios, and why thoughtful hospitality is the ultimate differentiator. Katie explains why the first ten minutes of a stay matter most and how short term rentals should be treated as experience driven businesses, not just properties.

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