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The Grow Together Podcast
Imagine you’re sitting at your desk, staring at a never-ending to-do list. You’re juggling the demands of running a private practice, raising kids, and trying to find a moment for yourself. You feel like you’re pulled in a million directions — and you’re not alone.
Welcome to The Grow Together Podcast, where we bring you real stories from the trenches. I’m Kate, a private practice owner, wife, and mom of two. I get it — the highs, the lows, and the in-betweens of building a business while balancing life and parenting.
Here, we don’t sugarcoat it. We share the raw, honest truths of what it takes to launch, grow, and scale a private practice without losing yourself in the process. You’ll hear powerful stories, practical advice, and actionable tips to help you thrive both professionally and personally.
Whether you’re dreaming of starting a practice, figuring out how to scale without burning out, or searching for ways to be more present as a parent — this podcast is your go-to source for inspiration and support.
Subscribe now and join a community of like-minded people who are learning to grow, together.
The Grow Together Podcast
Lets save you $7,500 by listening to this
How to Legally Start Your Private Practice (Without Losing $7,500 Like I Did)
Host: Kate McCommons, OT, Private Practice Owner & Business Coach
Length: ~30 mins
Tags: Private Practice Setup, OT Business, Tax Tips, Business Structure, Entrepreneurship, New OT Practice, Mistakes to Avoid
Episode Summary
In this episode, Kate shares the critical business setup steps every occupational therapist needs to take when starting a private practice. From choosing the right legal structure to saving thousands in taxes, Kate walks you through the unglamorous—but absolutely essential—foundations of building a practice that lasts. Plus, she shares a personal story of how skipping these steps cost her over $7,500 in her first year of business—and how you can avoid the same mistakes.
If you're overwhelmed by taxes, legal terms, and business bank accounts, this episode will break it down step by step and give you the clarity to move forward confidently.
What You’ll Learn in This Episode:
- The difference between Sole Proprietorship, LLC, and S-Corp—and how to choose the right one
- How NOT setting up your business correctly could cost you thousands
- A simple three-bucket system to manage your private practice finances
- The four tax write-off categories every therapist should track
- Why DIY contracts can backfire—and what to use instead
- The real cost of skipping malpractice insurance
- Mistakes to avoid when registering your business, saving for taxes, and setting up accounts
Resources & Links Mentioned:
- Artful Contracts – Use code KATE for 10% off legal templates
- Kate’s Budget Bucket Calculator
- Malpractice Insurance: HPSO
- Practice Coaching with Kate – Work with Me
Key Quote:
“Anything worth building is worth protecting—and that starts with how you structure your business.”
Who This Episode Is For:
- OTs dreaming of private practice but overwhelmed by the ‘legal stuff’
- Therapists ready to launch a side hustle or full-time practice
- Business owners who want to avoid costly setup mistakes
- Anyone curious about the practical steps to build a legit, sustainable OT business
Connect With Kate:
- Instagram: @groww
- Subscribe to our Grow Together Members where we will send you weekly applicable templates to apply to and GROW your practice!
- Get Your All-In-One Hub for marketing with 180x2 -Course hosting, email list, automations, social management and MORE through my affiliate link! CLICK HERE
- If you are ready for 1:1 help, lets get started with a discovery call! Schedule here!
- Protect Your Practice Through My Affiliate Link HERE - USE CODE KATE for $$ off!
- Get my Resources For Private Practice HERE
- Visit Our Therapy Website for Grow Together Therapy!
- Pay Your Therapists with GUSTO (with my affiliate link :) )