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Ep. 20 | Compounding, Inflation, and Stock Splits — Made Simple
Plain English Finance
Plain English Finance
Ep. 20 | Compounding, Inflation, and Stock Splits — Made Simple
Oct 10, 2025
Episode 20
Tré Bynoe CFP®, CIM®
Want a $40,000 car but only pay $10K out of pocket? That’s the power of understanding time, interest, and inflation. In this episode, Tré and Sierra are joined by his in-laws to break down the basics of financial math using an online calculator and show how these “boring” numbers can radically change your financial future.
This real conversation about how money grows, why debt costs more than you think, and how to use tools that anyone can access will give you an inside look into conversations Tré often has with friends and family.
You’ll learn:
- How to use a free online financial calculator (and why it matters)
- What your Disney cruise or gym equipment really costs over time
- Why early investing crushes late investing — even if you save less
- How inflation silently destroys your savings (and how to fight back)
- What stock splits, PE ratios, and market caps actually mean
Subscribe, rate, or share this with someone who thinks “math isn’t their thing”—they might change their mind.