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Scams, Hacks and Frauds: Keeping you and your family safe from scams

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At Scams, Hacks and Frauds. We believe that sharing stories is the absolute best way to protect people from getting scammed or falling into a hacker's trap. By listening to our stories and sharing them with your friends and family, you can be better protected against Scammers, Fraudsters and Hackers.

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Scams, Hacks and Frauds: Keeping you and your family safe from scams

Ghost Broker Fraud - The Car insurance Scam targeting young drivers

June 30, 2025 • Cee | Host of Scams, Hacks and Frauds. • Season 1 • Episode 6

0:00 | 7:46

Tell us your story here!

Cee investigates the alarming rise of ghost brokers in the UK, a scam that leaves unsuspecting young drivers like 18-year-old Wayne Simpson in dire straits. After a car accident, Wayne discovers that his seemingly legitimate insurance policy is nothing but a facade, putting him at risk of severe legal consequences. Through Wayne's story, we unravel the deceptive tactics used by ghost brokers who lure vulnerable individuals with unrealistically low premiums, often leading to devastating outcomes.

Learn how to navigate the insurance landscape, verify brokers, and protect yourself from becoming the next victim of a ghost broker. Don't miss this crucial episode that could save you from financial ruin.

Resources:

Ask MID / Motor Insurer's Database (UK Insurance checker)
https://www.askmid.com

British Insurance Brokers Association
https://www.biba.org.uk

Financial Conduct Authority
https://www.fca.org.uk
Firm Checker: https://www.fca.org.uk/consumers/fca-firm-checker

Insurance Fraud Bureau
https://www.insurancefraudbureau.org
Cheatline: https://insurancefraudbureau.org/cheatline

We publish new content every other Monday. The 10 minutes our episodes may save your wallet, and help protect your family.

If you like shows like "The Perfect Scam" or "Darknet Diaries" then this show might be for you.

On our website you’ll find more computer hacking, identity fraud, impersonation, consumer rights and Romance Scams. To find these and to access our transcripts, visit us at www.scamshacksandfrauds.com.

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