60% of Canadian mortgages are up for renewal 2025/2026

Welcome back to Who’s in My House? — the Toronto Real Estate Podcast!
Hosted by Anya Ettinger, a Toronto Realtor® at Bosley Real Estate, this new podcast features expert guests and honest conversations about the realities of real estate. 

Today's guest is Jacob Manishevitz! Jacob is a mortgage broker and cash flow consultant along with being good friends with Anya. 

In the episode they discuss:
• The benefits of working with a mortgage broker 
• The steps to buying your first house
• The bank with the best rates right now
...and so much more

Chapters

• 0:00 Intro
• 1:27 Pre-qualification and Pre-approval
• 8:26 Deposits
• 13:19 Pre-approval vs Final approval
• 21:11 Why work with a mortgage broker
• 26:28 Mortgage rates
• 30:24 Mortgage Renewal
• 34:43 Power of Sale + Estate Sale
• 40:34 Mortgage Fraud
• 46:16 The stress test