What happens when the home that once held your whole life no longer fits the life you are living now?

In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Financial Planning Specialist Jason Appel for a thoughtful conversation about one of the most emotional and practical decisions many people face in later life: whether to stay in the family home, rent, buy outright or consider life rights in a retirement estate.

The family home is rarely just bricks and mortar. It carries memories, routines, identity and years of life lived. But as children leave home, health needs change, costs rise and community becomes more important, the question of where to live can no longer be avoided. It becomes both a financial planning conversation and a deeply personal one.

Together, Michael, Kim and Jason unpack the differences between outright purchase, renting and life rights, and explore why each option needs to be considered in the context of your health, family, finances and future care needs. They discuss the emotional pull of the family home, the value of community, the importance of planning before a crisis, and the peace of mind that can come from understanding your choices clearly.

This is not an episode about finding one perfect answer. It is a conversation about asking the right questions early enough, so that decisions about home, care and money can be made from a place of choice rather than pressure. Because where you live in the next chapter is not only a property decision. It is a life design decision.

🎧 Tune in. Be brave. Be on purpose.