The Breaking Financial Chains Podcast

Breaking Financial Chains: Transforming Limiting Money Beliefs for Financial Freedom Ep. 19

Tanya Ibberson

Breaking Financial Chains: Transforming Limiting Money Beliefs for Financial Freedom Ep. 19.

Unlock the patterns behind your financial habits in this episode of Breaking Financial Chains. Discover how your money story is shaped, and how you can rewrite it for a better future.

  • How childhood experiences hardwire money beliefs
  • Recognising unconscious scripts that drive financial behaviour
  • The impact of common money messages like "we can't afford that"
  • Practical journaling prompts to uncover and reshape your money story
  • Steps to create new, positive financial habits starting today

We’re not born with money beliefs. Most of what you think about money was handed to you as a child, especially before age 7, when your brain just absorbs everything.

Your “money story” is the narrative shaping your financial habits and feelings. No two stories are the same, even for siblings in the same household. It’s not just what you saw or heard but how you felt around money matters most.

Examples: Maybe you learned “we can’t afford that,” or “don’t talk about money, it’s rude,” or that money is a “man’s business.” These beliefs get wired in, often without us realising it.

As adults, these hidden scripts show up as overspending, under-earning, guilt over success, anxiety about budgeting, or feeling unsafe when you have “too much” money.

Here’s the good news: none of these stories are permanent. You’re not broken—just patterned. With awareness, you get to edit the script.

Try this: Reflect on your first memory of money. What messages did you pick up? How do they show up now? Then, decide what story you want to live by instead and start building small, intentional habits that reinforce it.

You inherited survival tools, but you can put down what no longer serves you, with love, and choose a new direction. Your story is valid, but it’s also editable. Today can be a fresh page.

Chapters

00:00 "Understanding Personal Money Stories"

04:04 "Money Talk Viewed as Unsafe"

07:45 "Bouncy Ball's Money Lessons"

09:37 "Managing Money and Overcoming Guilt"

15:48 Unfiltered Money Beliefs Journaling

16:36 Rewrite Your Money Story

21:16 Money Mindset Transformation Steps

23:38 "Transform Your Financial Journey"

Useful Links
Website: www.financialwingwoman.com
Email: tanya@financialwingwoman.com
LinkedIn: www.linkedin.com/in/financialwingwoman
Instagram: www.instagram.com/thefinancialwingwoman
Facebook: www.facebook.com/thefinancialwingwoman

If this episode brings up difficult feelings, please reach out to appropriate support services in your area.

#FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia