The Breaking Financial Chains Podcast
Are you tired of feeling anxious about money despite working hard? Do you avoid opening bank statements, feel trapped by financial decisions you don't understand, or struggle with someone else controlling your access to money?
You're not alone.
Join chartered accountant and financial coach Tanya Ibberson for Breaking Financial Chains – the podcast that combines practical financial guidance with psychological insights to help you transform your relationship with money and recognise when others are using money to control you.
Unlike traditional finance podcasts that focus only on the numbers, Tanya understands that financial freedom isn't just about budgets and spreadsheets. It's about healing emotional barriers, breaking unhealthy patterns, recognising financial abuse, and overcoming the shame that keeps us stuck. Whether you're dealing with a controlling partner who monitors every penny or simply need to understand the warning signs of financial coercion, this podcast provides crucial insights for protection and recovery
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Whether you're a successful professional who secretly struggles with money management, someone experiencing or recovering from financial control in a relationship, or ready to break free from generational money patterns, this podcast offers a safe, non-judgmental space to learn, heal and grow.
Each week, through solo episodes, expert interviews and transformation stories, you'll discover practical tools and emotional support to help you build genuine financial confidence and independence. Because financial empowerment is possible for everyone – regardless of your starting point or past experiences.
Remember: financial freedom isn't just about the numbers – it's about breaking the chains that hold you back from living a life aligned with your values.
The Breaking Financial Chains Podcast
Retirement Without the Panic
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Most people start retirement planning with one question. How much money do I need?
It's the wrong place to start. Tanya has met people with substantial pension pots who feel deeply anxious, and people with far less who feel surprisingly calm. The numbers alone don't create confidence.
This episode is about building a future you actually want to wake up to, and getting the order right: vision first, arithmetic second.
In this episode:
• Why retirement is an identity shift, not just a financial event
• The reason two people with identical pensions can have completely different retirements
• Why so many women arrive at this feeling underprepared, and why that's circumstance rather than failure
• What avoidance genuinely costs in time, options and peace of mind
• A three-part framework: know where you stand, know what you're building, then build the bridge
Reflective question: If money were no longer the deciding factor, what would you want your life to look like ten or twenty years from now? And what is one step you could take today?
⏱️ Chapters
00:00 Why the word retirement makes us panic
02:23 The myth that retirement is a number
04:36 The identity shift nobody discusses
06:43 Why women arrive underprepared
08:50 What avoiding it actually costs
11:15 Part one: know where you stand
13:39 Part two: know what you're building
15:54 Part three: build the bridge
16:13 Retirement doesn't have to mean stopping
18:35 Tanya's own turning point
21:04 The real goal is choice
23:19 Your reflective question
ℹ️ This episode is general financial education, not personal financial advice. Please take regulated professional advice before making decisions about your pensions or investments.
Useful Links
Website: www.financialwingwoman.com
Email: tanya@financialwingwoman.com
LinkedIn: www.linkedin.com/in/financialwingwoman
Instagram: www.instagram.com/thefinancialwingwoman
Facebook: www.facebook.com/thefinancialwingwoman
If this episode brings up difficult feelings, please reach out to appropriate support services in your area.
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