Real Freedom, Real Assets
Real Freedom, Real Assets
From Immigrant Physicians to Intentional Investors
Hosted by Dr. Sergii and Dr. Alina Rakhuba—practicing hospitalists, immigrants, and parents who rebuilt their lives from scratch and are now building wealth through real estate with discipline and clarity.
This podcast is for high-income professionals—physicians, engineers, and purpose-driven leaders—who are confident in their careers but looking for more control over their time, income, and legacy.
Each episode brings you real-world investing strategies, frameworks for due diligence, and conversations with trusted operators, advisors, and investors. We combine action-oriented execution with academic depth of a Wharton Real Estate Analysis Program.
Whether you’re looking to make your first investment or deepen your portfolio, this show will help you invest with confidence and structure—without sacrificing your time or values.
Real conversations. Real investing. Real freedom.
Real Freedom, Real Assets
Your K-1, Explained - Cost Seg for Passive Investors w/ Kim Lochridge
Busy doc? High earner? Here’s how real-estate depreciation actually shows up on YOUR K-1 - without the fluff.
Kim Lochridge (EVP, Engineered Tax Services; real-estate investor since the ’90s) breaks down cost segregation and 100% bonus depreciation so a first-time LP can make smarter decisions now, not “someday.”
In 30 minutes you’ll learn:
- Cost seg in plain English: what it is, why it exists, and how it impacts LPs (not just GPs).
- The $100K example: what most first-year K-1s look like after a study (and why distributions can still pair with paper losses).
- Myths vs. reality: “Is this legal?”, passive-loss limits, IRS risk, and the exit math.
- Timing that saves money: why the study should set a baseline the year you buy (and what to do if you’re late).
- Who pays + ROI of the fee (and how sponsors should think about fiduciary duty to LPs).
- 2025 update: what “100% bonus depreciation” really means this year and the key acquired + placed-in-service timing nuance.
Why listen: Kim has used this playbook herself (including a deal that saved a buyer $1M+ in taxes) and has scaled a national specialty-tax firm serving investors from first-timers to Fortune 500s.