We Looked at Our Bank Statements… It Got Ugly

What really happens when college students look at their bank statements? Spoiler: it gets ugly. 😬My second installment of Money Misfits: College Cash Conversations.

In this Money Misfits: College Cash Conversations episode, Professor Heath sits down with three real students — Umit, Sophia, and Michael — for a brutally honest talk about budgeting, spending habits, and what it really means to “adult” with money.

From sports betting and snack runs, to subscriptions that won’t cancel and gift-giving guilt, this episode is packed with the money mistakes, mindset shifts, and small wins that every college student can relate to.

We talk about:

💰 Why budgeting isn’t about restriction — it’s about priorities

🧠 How to actually track your spending without hating it

💳 The truth about subscriptions, impulse buys, and emotional spending

🚗 Michael’s $5,000 Mustang mistake (and what it taught him about emergency funds)

🌱 Umit’s early lessons in saving, from envelopes to financial coaching

✏️ Sophia’s frugal mindset — and how it might be her superpower

Whether you’re a broke college student trying to save, or just want to understand how to actually manage money in your 20s, this episode is for you.

🎧 Listen to more Money Misfits episodes:
👉 https://www.youtube.com/playlist?list=PLc6ViY7W3mOuAWRlPV_eWLFilohgIz40m

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