Money Misfits
Money Misfits is a podcast for the ones who weren't supposed to win - but did anyway. If you ever felt like the rules weren't written for you, this is your podcast
Money Misfits
A Calm Beginner Guide for Students Who Want To Start Investing Confidently
If you finally started investing — or you WANT to — but feel stuck wondering “Okay… now what?” this episode breaks it down step-by-step. No hype, no confusing jargon — just a simple path you can actually follow.
In this In Detention breakdown, we talk about what to do after your first investment, how to build confidence over time, and the exact long-term system I make my own kids use. We’ll cover habits, Roth IRAs, S&P 500 index funds, diversification, contributing consistently, and how to invest even if you only have $50–$100 to start.
Getting started is the hardest part — staying consistent is where the magic happens.
📌 What you’ll learn in this video:
• How to confidently invest as a beginner
• Roth IRA vs traditional brokerage accounts explained
• Why the S&P 500 is a simple starting point for most students
• How to diversify without picking individual stocks
• How your money can double every 6–7 years
• Why time is the biggest superpower young investors have
• The rule I force my kids to follow with their money
• How to automate investing so you don’t have to think about it
• What to do when the market drops (hint: it’s not panic)
📌 Quick Start Plan:
Open an investing account (Fidelity, Vanguard, Schwab, etc)
Consider a Roth IRA if you’re young and early in your career
Start with an S&P 500 index fund or ETF (VOO, SPY, FXAIX, etc)
Automate contributions monthly
Stay consistent for decades — not weeks
You don’t need to be perfect.
You just need to start → diversify → stay consistent.
If you enjoyed the $100 investing challenge episode, this is the next step.
So many comments said “I finally started — now what do I do next?”
This video was made for YOU. 🙌
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💬 Question for you (reply in comments):
What’s the next investing goal you want help with?
Roth IRA setup? Index funds? How to invest $100 per month?
Let me know — I respond personally.
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