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In this episode of FintechTalks, Sanjib sits down with Rory O’Reilly, Co-Founder and CEO of Knot, to explore how merchant connectivity is redefining the future of payments and digital commerce.

Rory shares how Knot helps fintechs seamlessly connect users’ cards to their favorite merchants; reducing churn, boosting engagement, and simplifying how people pay online.

They also discuss Rory’s entrepreneurial journey from building gifs.com and Millions to launching Knot, the rise of agentic shopping and API-driven checkouts, and why user permission and trust are at the heart of the next generation of fintech innovation.