The Caprock Blueprint: A Richer, More Balanced Life with Dereck Blair
Welcome to The Caprock Blueprint: A Richer, More Balanced Life, hosted by Dereck Blair—Founder and President of Caprock Financial Group. Each episode features insightful clips from Dereck’s popular radio show, delivering practical conversations on retirement planning, tax strategies, life insurance, annuities, legacy building, and financial clarity.
Whether you're preparing for retirement, seeking to protect your assets, or simply want to live a more intentional and secure life, this podcast is your guide. Dereck breaks down complex financial topics into clear, actionable steps—empowering listeners with the knowledge to make informed decisions and live with purpose.
Subscribe now and tune in weekly for empowering financial wisdom, interviews with thought leaders, and real strategies to help you pursue a balanced and fulfilling retirement.
Learn more: www.caprockfinancialgroup.com
Contact us: dereck@caprockfinancialgroup.com | (806) 749-7870
The Caprock Blueprint: A Richer, More Balanced Life with Dereck Blair
Episode 5: Tax-Free Retirement — The Power of Life Insurance & Strategic Planning
Imagine a retirement where you pay zero taxes on your income—and actually get a pay raise when you stop working. Sound too good to be true?
In this eye-opening episode, Dereck Blair, President of Caprock Financial Group, reveals real-life strategies that help clients legally reduce their tax burden, build wealth through cash-value life insurance, and create income they won’t outlive. This is the episode every pre-retiree and retiree needs to hear.
💬 Here’s what you’ll learn in this episode:
✔️ How life insurance has drastically changed—and why it’s now a powerful tax-free retirement tool
✔️ The difference between paying tax on the seed vs. the harvest—and why the IRS shouldn’t be your retirement partner
✔️ How to design an Indexed Universal Life (IUL) policy for maximum cash value and minimal death benefit
✔️ Real success story: How one couple received a “retirement pay raise” through smart income planning
✔️ Why tax diversification is critical for long-term financial confidence
Whether you’re five years from retirement or already there, this episode will help you understand how life insurance, when structured properly, can become a cornerstone of your financial future.
📞 Call (806) 749-7870 to schedule your no-obligation retirement review and discover how you can implement these strategies in your own plan.
🌐 Visit us at: www.caprockfinancialgroup.com
🎧 Subscribe for weekly insight from Dereck Blair and the Caprock team to help you retire smarter—with less tax, more income, and greater peace of mind.
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