The Caprock Blueprint: A Richer, More Balanced Life with Dereck Blair
Welcome to The Caprock Blueprint: A Richer, More Balanced Life, hosted by Dereck Blair—Founder and President of Caprock Financial Group. Each episode features insightful clips from Dereck’s popular radio show, delivering practical conversations on retirement planning, tax strategies, life insurance, annuities, legacy building, and financial clarity.
Whether you're preparing for retirement, seeking to protect your assets, or simply want to live a more intentional and secure life, this podcast is your guide. Dereck breaks down complex financial topics into clear, actionable steps—empowering listeners with the knowledge to make informed decisions and live with purpose.
Subscribe now and tune in weekly for empowering financial wisdom, interviews with thought leaders, and real strategies to help you pursue a balanced and fulfilling retirement.
Learn more: www.caprockfinancialgroup.com
Contact us: dereck@caprockfinancialgroup.com | (806) 749-7870
The Caprock Blueprint: A Richer, More Balanced Life with Dereck Blair
Episode 7: The One Big Beautiful Bill Act, IRMAA Fees & Estate Planning — Featuring Becky Swansburg, CEO of Stonewood Financial
In this high-impact episode, Dereck Blair, President of Caprock Financial Group, is joined once again by Becky Swansburg, CEO of Stonewood Financial, to unpack how recent legislative changes—especially the One Big Beautiful Bill Act, signed into law on July 4, 2025—could reshape the retirement landscape for American savers and investors.
💬 This episode delivers clear answers to big questions like:
✔️ What does the One Big Beautiful Bill Act mean for estate tax exemptions, Social Security, and Medicare?
✔️ How long will current estate tax protections last—and what should high-net-worth families be doing now to prepare?
✔️ What is IRMAA (Income-Related Monthly Adjustment Amount) and why is it catching retirees off guard with unexpected Medicare surcharges?
✔️ Will Social Security benefits be reduced in the future—and how can you protect your income if they are?
✔️ What does the aging population mean for long-term government spending—and your taxes?
Becky Swansburg brings powerful insights into how retirees can strategically prepare for the impact of new policies, while Dereck helps listeners visualize the tax consequences using his popular teaching tool, The Big Beautiful Bill.
📞 Ready to protect your retirement from rising taxes and policy shifts?
Call our office at (806) 749-7870 to schedule your in-office, no-obligation retirement review.
🌐 Visit our official podcast website: www.dereckblair.com
📱 Follow us on social media for timely tips, behind-the-scenes clips, and more retirement wisdom.
🎧 Subscribe now to receive weekly episodes that help you cut through the noise and prepare wisely for the future you deserve.
Compliance Disclosure:
Investment advisory services offered through Motiv8 Investments, LLC, a registered investment adviser.
Insurance products and services are offered and sold through Caprock Financial Group, an individually licensed and appointed insurance agent.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.
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