.jpeg)
Georgiou Law, PLLC Podcast
Georgiou Law, PLLC is a New York–based consumer law firm founded by former bank attorney Efstathios Georgiou. The firm is dedicated to defending individuals against credit card lawsuits, abusive debt collection practices, and errors in credit reporting. With a strong focus on fairness, transparency, and access to justice, Georgiou Law provides flat-fee legal services and custom debt relief strategies tailored to each client’s needs. Known for its slogan “Clear Your Debt, Claim Your Future” the firm combines legal expertise with compassion to help New Yorkers reclaim their financial future.
Georgiou Law, PLLC Podcast
Holiday Spending, Credit Traps, and How the Season Quietly Leads to Lawsuits
his episode, presented by a New York City-based law firm, explores how holiday spending habits can lead to credit card debt and, eventually, lawsuits. It explains the psychological and financial traps set by banks and retailers during the holiday season, such as enticing promotions, buy now/pay later options, and store credit cards. The script details how overspending in December often results in missed payments and legal action by summer. It concludes with practical advice for avoiding these pitfalls, including setting strict spending limits and steering clear of risky credit offers, and offers legal help for those already struggling with debt.