[S2E6] Dr. Khuram Arif - Healthcare Quality Over Growth

CLEARly Beneficial Podcast

CLEARly Beneficial Podcast
[S2E6] Dr. Khuram Arif - Healthcare Quality Over Growth
Feb 09, 2026 Season 2 Episode 6
Vincent Catalano

A CEO's Case for Foundational Excellence in Healthcare

Vincent Catalano sits down with Dr. Khuram Arif, CEO of Western Health Advantage (WHA), for an in-depth conversation about the future of regional healthcare delivery. With nearly 20 years as a practicing pediatrician, a decade in physician leadership at organizations like Woodland Clinic and Mercy Medical Group, and experience as WHA’s President and Chief Medical Officer, Dr. Arif brings a unique physician-leader perspective to healthcare management.

In this wide-ranging conversation, Dr. Arif discusses:

  • How WHA maintains stable premiums while drug costs have skyrocketed from 15% to over one-third of total premium costs
  • The role of care navigation in helping members access the right care at the right time
  • WHA’s innovative approach to coverage decisions, including being the first health plan in California to offer covered nutrition services
  • The “Plan for Foundational Excellence”—a three-year strategic initiative developed with 300 staff members
  • Using AI to reduce administrative burden and physician burnout
  • Why WHA chooses strategic restraint over rapid expansion
  • Building strong partnerships with physicians and healthcare systems
  • The challenges of rising hospital costs (including $30 million per bed construction costs)

Dr. Arif shares candid insights about working at a Federally Qualified Health Center in rural New Mexico, his decade guiding medical groups through the transition from volume to value-based care, and now leading WHA with a clear mission: deliver quality healthcare at sustainable costs while maintaining the regional, relationship-focused approach that has made WHA successful for 30 years.

This episode is essential listening for: 

  • Insurance brokers and benefits consultants 
  • HR professionals and benefits managers 
  • Healthcare executives and administrators 
  • Physicians and clinical leaders 
  • Anyone interested in practical solutions to America’s healthcare challenges

Key Takeaway: Sustainable healthcare requires a holistic approach—addressing costs throughout the supply chain, leveraging technology thoughtfully, building strong provider partnerships, and always putting member needs first.

Learn more at www.clearhcs.com and www.westernhealth.com

Disclaimer: The content provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. Listeners should consult with qualified professionals regarding their specific situations.

Episode Artwork [S2E6] Dr. Khuram Arif - Healthcare Quality Over Growth 59:20 Episode Artwork [S2E5] Vincent Catalano - Benefit Brokers 101 (Part 2) 10:32 Episode Artwork [S2E4] Nathan Baar: From Emergency Room to Healthcare Revolution 46:55 Episode Artwork [S2E3] Vincent Catalano - Benefit Brokers 101 (Part 1) 11:44 Episode Artwork [S2E2] Vincent Catalano on The Great American Healthcare Plan Breakdown 8:42 Episode Artwork [S2E1] Matthew Robinson: The Fight to Save Independent Physicians in California 43:33 Episode Artwork Ep. 13 Larry Thompson: Healthcare Reform Starts with Understanding Systemic Accountability 48:01 Episode Artwork Ep. 12 Vincent Catalano: Why is an HSA the most efficient tax advantage? 5:56 Episode Artwork Ep. 11 Vincent Catalano: Deductibles Demystified 3:14 Episode Artwork Ep. 10 Vincent Catalano: Your Health Plan's Magic Numbers 3:05 Episode Artwork Ep. 9 Vincent Catalano: Navigating Rising Premiums, Subsidy Loss, and Smart Strategies for 2026 9:41 Episode Artwork Ep. 8 Chris Moyer: Why Self-Funding Is Just the Beginning 36:46 Episode Artwork Ep. 7 Ferrin Williams: Empowering Choice to Help You Save on Prescriptions 31:44 Episode Artwork Ep. 6 Mike Trent: Beyond Self-Insured, Energizing Your Health Plan Funding with RBP 34:43 Episode Artwork Ep. 5 Dr. Raymond Fabius: Building a Culture of Health to Flatten Healthcare Costs 34:05 Episode Artwork Ep. 4 Nell Goodarzi: Course Correcting Executives and Enterprises from Career Paths to Life Resilience 42:06 Episode Artwork Ep. 3 Judith Kunisch: Understanding How Healthcare Works from an Industry Insider 34:23 Episode Artwork Ep. 2 Vincent Catalano: What You Need to Know for 2026 Open Enrollment 21:22 Episode Artwork Ep. 1 The CLEARly Beneficial Podcast: Ripping off the Band-aid 6:19