CLEARly Beneficial Podcast
[S2E6] Dr. Khuram Arif - Healthcare Quality Over Growth
Feb 09, 2026
Season 2
Episode 6
Vincent Catalano
A CEO's Case for Foundational Excellence in Healthcare
Vincent Catalano sits down with Dr. Khuram Arif, CEO of Western Health Advantage (WHA), for an in-depth conversation about the future of regional healthcare delivery. With nearly 20 years as a practicing pediatrician, a decade in physician leadership at organizations like Woodland Clinic and Mercy Medical Group, and experience as WHA’s President and Chief Medical Officer, Dr. Arif brings a unique physician-leader perspective to healthcare management.
In this wide-ranging conversation, Dr. Arif discusses:
- How WHA maintains stable premiums while drug costs have skyrocketed from 15% to over one-third of total premium costs
- The role of care navigation in helping members access the right care at the right time
- WHA’s innovative approach to coverage decisions, including being the first health plan in California to offer covered nutrition services
- The “Plan for Foundational Excellence”—a three-year strategic initiative developed with 300 staff members
- Using AI to reduce administrative burden and physician burnout
- Why WHA chooses strategic restraint over rapid expansion
- Building strong partnerships with physicians and healthcare systems
- The challenges of rising hospital costs (including $30 million per bed construction costs)
Dr. Arif shares candid insights about working at a Federally Qualified Health Center in rural New Mexico, his decade guiding medical groups through the transition from volume to value-based care, and now leading WHA with a clear mission: deliver quality healthcare at sustainable costs while maintaining the regional, relationship-focused approach that has made WHA successful for 30 years.
This episode is essential listening for:
- Insurance brokers and benefits consultants
- HR professionals and benefits managers
- Healthcare executives and administrators
- Physicians and clinical leaders
- Anyone interested in practical solutions to America’s healthcare challenges
Key Takeaway: Sustainable healthcare requires a holistic approach—addressing costs throughout the supply chain, leveraging technology thoughtfully, building strong provider partnerships, and always putting member needs first.
Learn more at www.clearhcs.com and www.westernhealth.com
Disclaimer: The content provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. Listeners should consult with qualified professionals regarding their specific situations.