Disrupt Your Money: Liberation through Financial Education for Marginalized Business Owners
Disrupt Your Money is the unapologetic money podcast for marginalized small business owners who know that wealth building is a revolutionary act.
If you’ve ever wondered how to:
- Build a profitable, sustainable business that funds both today’s needs and tomorrow’s generational wealth
- Navigate systemic barriers while accessing the capital, resources, and opportunities you deserve
- Align your money moves with your values and community impact
- Protect your financial power in a system that was never designed for you to succeed
…you’re in the right place.
We believe economic equity is the key to reclaiming our financial power—and that dismantling and rebuilding our money systems is just as critical as making sales or filing taxes. Every week, we break down practical, shame-free strategies to help you grow, protect, and pass on wealth, so you can create a legacy that outlives you.
From pricing and profit strategies to money mindset and systemic change, we’ll talk about the real issues—without the jargon, judgment, or boring finance-bro vibes.
Whether we’re unpacking tax tips, demystifying investments, or calling out inequities in the financial system, our mission is simple: help you use your money to disrupt the status quo and build an equitable future.
Your business is more than income—it’s a tool for liberation. Let’s use it.
SUBMIT YOUR QUESTIONS HERE equitablemoneyproject.com/podcast
Disrupt Your Money: Liberation through Financial Education for Marginalized Business Owners
Investing 101: A Conversation with Chloé Daniels
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If the phrase “investing in the stock market” makes your brain want to nope out of the conversation, this one’s for you. Meg sits down with financial educator and Money Bear podcast host Chloe (CloBear Money Coach) to talk about lazy investing—the simple, boring, low-drama strategy that actually works.
Instead of day trading, stock-picking, or trusting some guy in a vest who won’t explain anything, Chloe breaks down how to build a long-term investing plan that’s automated, sustainable, and doesn’t require you to become a full-time finance nerd.
You’ll walk away with a clearer sense of what to avoid, where to start, and how to make your first (or next) investing moves way less overwhelming.
⏱️ In This Episode:
00:00 Meet Chloe (CloBear) & Lazy Investing
02:30 What “Lazy Investing” Really Is
04:40 First Investing Mistakes, Robinhood & Meme Stocks
07:02 Why You Need Education Even with an Advisor
08:20 Advisors vs. Fiduciaries & How to Vet Them
14:40 The True Cost of Fees, Commissions & Complexity
24:54 Culture, Identity & Skepticism About the Stock Market
27:30 IULs, Whole Life & Fear-Based Sales Tactics
33:04 “You’re Not a Rockefeller”: Start Simple & Focused
36:30 Where to Start If You Feel Behind
🔗 Mentioned in This Episode:
👉 CloBear (Chloe’s site) → https://clobear.com
👉 Chloe on Instagram → @clobearmoneycoach
👉 Chloe on TikTok → @clobearmoneycoach
💬 Connect with Us:
🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast
🚀 Your Next Step:
Ready to make your money match your values and start investing in a way that feels doable? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit