Hill and Levy Credit, Tax , Mortgages and More
Hill & Levy is your no-nonsense guide to building wealth in the real world — not on Wall Street fantasy charts.
Each week, we break down:
- Credit hacks the banks don’t advertise
- Tax strategies the wealthy actually use
- Mortgage & real-estate moves that build long-term wealth
- Economic shifts that impact your money before they hit your wallet
We connect breaking financial news to real-life decisions so you know:
- When to buy
- When to refinance
- When to invest
- And when to protect your money
If you want to stop guessing and start playing the same money game as the top 1%, this is the show that shows you how.
Hill and Levy Credit, Tax , Mortgages and More
Boost Your Score Fast: The 10% Utilization Rule
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Fastest score lift: Lower your credit utilization to under 10% for optimal results — keep balances low and watch your credit score jump. In this 10-minute guide we cover: the 30% vs 10% rule, real examples, why avoiding new credit applications matters, using secured credit cards, paying balances in full, checking free weekly credit reports at AnnualCreditReport.com, disputing errors, FTC warnings, and common credit repair scams. Want a personalized 90-day credit repair plan based on your score, debts, income, and goals? Comment “Build my 90‑day plan.” If this helped, please like and share the video. #CreditUtilization #CreditScore #CreditRepair #AnnualCreditReport #SecuredCard
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OUTLINE:
00:00:00 | The Fastest Score Lift You've Never Heard Of
00:04:50 | The 30% and 10% Rules
00:10:36 | The $1,000 Credit Card Test
00:11:10 | The Hidden Danger of Opening New Credit
00:11:40 | Building History with Secured Credit Cards
00:18:25 | The Power of Paying Your Balance in Full
00:19:02 | Spotting Costly Errors (Free Weekly Checks)
00:19:38 | What Cannot Be Removed + Scam Warnings
00:20:14 | Your Next Step Toward a Better Score (CTA)
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Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you."
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