The Inner Capital
The Inner Capital is a podcast for visionaries ready to build wealth from the inside out.
Hosted by Kate, this show blends money, mindset, and mastery to help you unlock your greatest asset — the one within.
Once a month, you’ll hear honest conversations with founders, investors, and thought leaders who are redefining wealth, along with solo episodes on the strategies and mindset shifts that turn inner growth into outer success.
Wherever you are on your journey, this is your space to grow your capital — and yourself.
🎙 New episodes drop once a month on Fridays.
The Inner Capital
The Brutal Truth About Buying a Business in 2026 | James Richardson
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What does it actually take to buy a business in today’s market?
In this episode of The Inner Capital, I sit down with James Richardson (aka BizBuyingBrit), who left his Big 4 director role in 2022 to go all in on acquisition entrepreneurship. Since then, he’s acquired six companies and scaled a portfolio to nearly $20M in revenue across home services, manufacturing, and professional services.
We break down:
- James business buying journey
- Who should not buy a business right now
- Assumptions first-time buyers make, and what to avoid
- Creative funding: SBA loans, funding risks, and capital partners in 2026
- The identity shift from employee to owner
- What real wealth and freedom look like
This episode will challenge your assumptions and give you a clearer lens on what it actually takes.
Some key takeaways:
- Don’t overpay just to “get your first deal done” - find your 'sweet spot'
- In 2026, relationships > cold outreach for deal flow
- Don't forget about working capital
- What you don’t know, you can learn
- A healthy deal often has cash flow at least 2x projected debt service
- Don’t be afraid of cash partners or getting creative with funding
- True wealth isn’t just revenue — it’s relationships and control over your time
If this episode resonates, follow, rate, and share The Inner Capital with someone on their ownership journey.
Because building wealth externally always starts internally.