Finance On Tap Podcast
Finance on Tap Podcast is where Australia’s finance world meets straight-up conversation. Hosted by Dan Woodrow, Baxter, and Nathaniel — three high-performing mortgage brokers and the brains behind Woodrow Finance — this show is your weekly dose of honest, no-fluff insights into property, finance, and business.
Every episode, the team pours out:
- Real-life client journeys
- Wins for first home buyers & tips for savvy investors
- The inside scoop on running a modern brokerage
- Personal stories, challenges, and lessons learned
- Where the finance industry in Australia is heading
Whether you're buying your first home, growing your brokerage, or just want to understand what really goes on behind the loan process, Finance on Tap serves up real stories, smart strategies, and actionable advice that usually stays behind closed doors.
With a healthy mix of banter and business, this podcast keeps things real, relevant, and refreshingly unfiltered.
🔍 Perfect For:
- First home buyers & property investors
- Mortgage brokers & finance professionals
- Entrepreneurs building service-based businesses
- Anyone who values real talk and sharp financial strategy
Keywords: mortgage broker podcast Australia, Australian finance podcast, first home buyer advice, home loan tips, property investment Australia, Woodrow Finance, business growth podcast, mortgage broker success stories, finance and property podcast
Finance On Tap Podcast
Episode 2: From $10K Splurges to First Homes: Can You Really Buy Property with Pocket Change?
In this lively second episode of Finance on Tap, your favorite trio—Dan, Baxter, and Nathaniel—dive into the big questions: What would you do with $10,000? Is renting smarter than buying? And how far should you go for a Montblanc pen? With their signature blend of banter and finance know-how, the guys unpack real-life spending habits, dissect the realities of the property market, and share personal stories of splurges, mistakes, and big wins. Plus, you’ll hear how a $9,000 deposit could secure a $750,000 house, why grants aren't always worth chasing, and the importance of being honest with your broker. All that—and some hot seat confessions—served with a side of dad jokes and dairy farmer milk prices.
If you love a cold beer and want to make smarter money moves, this one’s for you.
Episode Breakdown:
00:00 – 04:00
🎉 Opening Banter & Wardrobe Repeats
The guys catch up with some light-hearted jokes about outfits, journeys since Episode 1, and preparing to dive deeper into finance topics.
04:01 – 12:30
🔥 Hot Seat Game Begins: “What Would You Do with $10,000?”
The first finance game kicks off—with some unexpected answers. The crew discusses whether they’d invest in property, stocks, or maybe even drop it all on red.
12:31 – 17:00
🏡 The Property Bet & Armani Stakes
Baxter makes a bet to buy his first home before EOFY—or else it’s an Armani suit and a Clara handbag for his mates. The team reflects on how emotional and strategic first home buying can be.
17:01 – 23:00
💸 Cost of Living & Grocery Price Guessing Game
From milk to eggs, the boys riff on rising costs, affordability, and how inflation plays into real-life financial planning. A fun but relevant segue into budgeting.
23:01 – 28:30
🏘️ Can You Really Buy a Home with $10K?
Dan breaks down how using grants and guarantees can get you into a $750K house with as little as $9,000. Myth-busting the “you need $100K” idea.
28:31 – 33:00
🏠 Renting vs. Buying – What’s the Right Move?
Rentvesting, emotional decisions, and when grants actually hurt more than help. Real talk about buying smart and aligning purchases with your actual goals.
33:01 – 36:00
🖊️ The $1,000 Pen & Personal Splurges
From golf putter pens to Montblanc moments, the guys reveal their most outrageous purchases and what those taught them about money and mindset.
36:01 – 39:30
🚨 Loan Decline Horror Stories & Last-Minute Rescues
They share unforgettable moments when things almost fell apart—and how broker magic (and urgency) turned things around in days.
39:31 – 40:00
✅ Final Takeaways & Sign Off
Key lessons: talk to a broker before you splurge, grants aren't everything, and financial success is built on informed decisions (and a bit of beer banter).
Call to Action:
💥 Enjoyed the episode? Like, subscribe, and share with your mates. Got a burning finance question—or a beer suggestion? Drop us a DM.
👉 Follow Finance on Tap for weekly sips of money wisdom (and dad jokes).