Finance On Tap Podcast
Finance on Tap Podcast is where Australia’s finance world meets straight-up conversation. Hosted by Dan Woodrow, Baxter, and Nathaniel — three high-performing mortgage brokers and the brains behind Woodrow Finance — this show is your weekly dose of honest, no-fluff insights into property, finance, and business.
Every episode, the team pours out:
- Real-life client journeys
- Wins for first home buyers & tips for savvy investors
- The inside scoop on running a modern brokerage
- Personal stories, challenges, and lessons learned
- Where the finance industry in Australia is heading
Whether you're buying your first home, growing your brokerage, or just want to understand what really goes on behind the loan process, Finance on Tap serves up real stories, smart strategies, and actionable advice that usually stays behind closed doors.
With a healthy mix of banter and business, this podcast keeps things real, relevant, and refreshingly unfiltered.
🔍 Perfect For:
- First home buyers & property investors
- Mortgage brokers & finance professionals
- Entrepreneurs building service-based businesses
- Anyone who values real talk and sharp financial strategy
Keywords: mortgage broker podcast Australia, Australian finance podcast, first home buyer advice, home loan tips, property investment Australia, Woodrow Finance, business growth podcast, mortgage broker success stories, finance and property podcast
Finance On Tap Podcast
Episode 5: Rich vs. Wealthy: What Financial Freedom Really Means
In this beer-fueled episode of Finance on Tap, Baxter, Nathaniel, and Dan crack open a questionable Dutch ale and dive deep into one of the most misunderstood concepts in personal finance: equity. Between laughs, stories about clients refinancing for renovations (or gambling!), and debates over rich vs. wealthy, the trio unpacks how financial freedom isn’t one-size-fits-all. From off-fruit beers to off-market property strategies, this episode blends candid conversation with real financial insight. Oh — and there’s a game at the end.
⏱️ Episode Breakdown:
0:00 – Intro & Beer Review
The crew kicks off with a brutally honest (and hilarious) review of a strong Dutch ale. Spoiler: it doesn’t go down well.
4:45 – Client Chronicles: Loan Docs & Last-Minute Pressure
Dan shares a classic broker moment: receiving documents five weeks late, then getting a “How’s it going?” call five minutes later. The group discusses client expectations and managing workload.
9:30 – Prioritisation & Professional Boundaries
Nathaniel lays out his priority system for dealing with clients — and why he won’t rush if the urgency isn’t real.
13:10 – Real Talk: Spending Equity on Horse Racing
A jaw-dropping story about a client who refinanced for renovations… but detoured into betting big on The Everest. A win's a win — but not exactly recommended.
17:00 – The Illusion of Equity
The crew breaks down what people often get wrong about equity, why valuations matter more than rates in many deals, and the mental shift required to take the plunge into investing.
21:20 – Defining Financial Freedom
Is it about rate-hunting? Owning five properties? Traveling in Europe? The boys debate the difference between being rich and being wealthy, landing on some surprisingly philosophical takes.
28:10 – Dubai, Debt & TikTok Investing
Why are Aussies suddenly obsessed with buying in Dubai? The team discusses the explosion of international investment ads and the danger of “buy now, think later” approaches.
31:20 – The Game: Guess the Bank
This week’s trivia game puts Nathaniel in the hot seat as quizmaster. Dan wins by sniffing out St. George Bank — despite some very questionable judging.
📣 Like What You Heard in Episode 5?
Subscribe and follow Finance On Tap wherever you get your podcasts.
If today’s episode made you laugh, cringe at a beer review, or rethink how you use equity...
Share it with a mate — and don’t forget to leave us a ⭐️⭐️⭐️⭐️⭐️ rating!