Don't Even Bother

#26: Titanic, the Federal Reserve, and Theories That Won’t Sink

• Katiuscia + Megan • Episode 26

Share episode

Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.

0:00 | 55:00

What if the Titanic disaster wasn’t just a tragic accident — but a perfectly timed moment in history?

We are digging  into one of the most persistent historical conspiracy theories: the connection between the sinking of the Titanic and the creation of the Federal Reserve.

We break down what’s fact, what’s speculation, and why theories continue to resurface more than a century later. From powerful financiers to missing opponents of centralized banking, we examine why people still question whether the Titanic was simply in the wrong place at the wrong time — or exactly where it needed to be.

No tin foil hats required. Just context, curiosity, and a healthy amount of side-eye.

#Titanic #FederalReserve #ConspiracyTheory


00:00  Why the Titanic Theory Still Won’t Die
02:45  The Titanic Disaster: What We Know
06:30  Who Was Onboard (And Why That Matters)
10:12  J.P. Morgan’s Canceled Trip
14:05  Opposition to Central Banking
18:40  The Federal Reserve Timeline
22:55  Titanic vs Olympic Theory Explained
28:30  Coincidence vs Conspiracy
34:10  Why These Theories Resurface Today
40:05  Asking Better Questions
45:04 Reflections

Click to Subscribe on YouTube, Follow on Instagram +  TikTok , email us at dontevenbotherpodcast@gmail.com, + share with your cool friends :) 

Speaker:

Don't even bother.

Katiuscia:

I don't wanna have to do research and term papers and stuff site sources.

Megan:

Oh, yeah.

Katiuscia:

I don't wanna do it. I did it and

Megan:

do you have all your footnotes,

Katiuscia:

all your references? The problem with the references today is that the references and the internet is input by people. Yeah. Unless you have whole volumes of encyclopedias mm-hmm. And all of that, it's not gonna work. However,

Megan:

I would like to go back and buy a. Vintage set of encyclopedias,

Katiuscia:

would you?

Megan:

Yeah.

Katiuscia:

First editions maybe.

Megan:

Like what do they say?

Katiuscia:

How do they differ from today? Yeah, so just to have them.

Megan:

Mm-hmm.

Katiuscia:

Some library probably has them.

Megan:

Probably,

Katiuscia:

I would say, well, today I think we're gonna go on a fun little journey, and I'm gonna tell a story of the Titanic because this was not the intention of the day. I. Had so many plans and so many ideas to deep dive into the Federal Reserve because the Federal Reserve is something that we're all hearing about, especially lately in the news, whether it's with home prices and interest rates and everything. The Fed is on the lookout right now, or we're, I guess, looking out for the Fed. You can't really dive into the Federal Reserve without having some connection to the Titanic, which seems so wild. And conspiracy theory, whatever theory, there's a lot of fact in it. So I've just decided to share the facts and as someone who Titanic, the movie came out in 1997. I know you have never seen it. Wild. But for anyone

Megan:

like you, I feel like

Katiuscia:

I've

Megan:

seen it. Like I know all the jokes. I know the premise.

Katiuscia:

Okay.

Megan:

Because all of my friends saw it and they told me all about it.

Katiuscia:

Okay.

Megan:

And at this point I just don't even wanna watch it because

Katiuscia:

Okay. If you've, I mean, it's a long, it's a commitment.

Megan:

Yeah. We know. I don't have that kind of attention span.

Katiuscia:

You really don't. You would have to definitely watch it in stages.

Megan:

Which is funny 'cause I watch Lonesome Dove, which I feel like is 900 hours long.

Katiuscia:

I don't feel like I even remember Lonesome Dove.

Megan:

Well, I own it on

Katiuscia:

dvd. I remember you come over and watch

Megan:

it.

Katiuscia:

That was a very exciting thing for you to have bought it. So let's, let's just talk about the Federal Reserve Act went into effect, was signed into law December 23rd, 1913. Okay, but let's back up a little bit and let's take us on a journey. To Once upon a time in April of 1912, a lot of people, over 2200 people boarded the Titanic to take its maiden voyage to New York. Uh, what was it? Just a couple days later, hits an iceberg. There's a lot of questions, a lot of people die. I'm really giving the quick snips of this because eclipse

Megan:

notes.

Katiuscia:

The, oh,

Megan:

do you remember SparkNotes

Katiuscia:

SparkNotes? Yeah, for sure. So I wanna give the Cliff's Notes SparkNotes snippets version, because I don't want anyone to do what I did, which was you get a piece of information now based on the college brain. I'm trying to find all the sighting for it, and I'm trying to find where it all makes sense. The problem with today's day and age of doing research is that you can find something. You can be on a historical site, like a history.org, whatever site, and you're still going to get conflicting shit. But then even deeper than that, that brings me to Holy Smokes, much like the Mandela Effect, if everything on the internet is created. Megan wants a set of encyclopedias to know what they said. The OGs. Yeah. You're probably more legit with that. I don't know how much of the sh*t that I'm even finding on the internet, whether it's an ORG page

Megan:

or.gov.

Katiuscia:

Like gov.

Megan:

Who, but who wrote that

Katiuscia:

exactly?

Megan:

Yeah.

Katiuscia:

Who changed it? Who manipulated it? Yep. What is real anymore? So while I say there's a lot of theories that come into it, I have to say. You make a good case for one, you make a good case for the other. There's conflicting, but you can still argue it, and who knows that the truth wasn't manipulated. So let's go with this. April 10, over 2200 people board the maiden voyage of the Titanic. Of the first class passengers. There was about 325 second class, about 285. And third class, which is steerage, was 7 0 6 to 7 0 9. And I think the biggest pull in that timeframe was you can travel third class, unlike any other ship that's available. So the steerage on Titanic was a nicer version. Than any of any other, you know, thing that was available in that timeframe. I did pull ticket prices somewhere. That was pretty fascinating. I think a third class ticket was $30 or something. The first class tickets, I had them all on my notes somewhere. But these notes are so scattered because I was a terrible researcher in college because I have no attention span for it.

Megan:

You can find it somewhere.

Katiuscia:

I'll find it

Megan:

halfway through the episode. Yes. Okay. Wait, I feel like I should know this, but they were going to New York.

Katiuscia:

They were going to New York

Megan:

I have a very slow file retrieval system today.

Katiuscia:

That's fine. That's, I feel like it's, it's just the day. So a fun note. The capacity of the Titanic was 33 to 3,500 people, including passengers and crew. But this made in voyage, which would've been the coolest one. 'cause it's the takeoff, it's the set sale. Yeah. It's. It's the bougie. If you're the bougie person, you wanna go off on that maiden voyage.

Megan:

Well, and humans are humans. Yes. Whether it's the brand new iPhone or the maiden voyage of the, the best ship in the world,

Katiuscia:

you wanna do the they all the new, newest

Megan:

and the greatest

Katiuscia:

stuff.

Megan:

Yeah.

Katiuscia:

So I feel also like I need to probably say, Whenever we talk about anything that's a conspiracy theory or a piece of historical information that maybe isn't proven all the ways, but there's a lot of thoughts and different logical. Theories about it. I'm gonna just be like Tracy Morgan. When Tracy Morgan was on SNL doing Star Jones all the time and all he kept repeating was allegedly. So

Megan:

what a reference

Katiuscia:

allegedly is gonna be the premise of everything that I talk about today.

Megan:

I feel like that's any of these quote conspiracy theories that we. Have talked about, we'll talk about is all allegedly, it's all for entertainment purposes only. Yeah. But like these are things that have been accepted as historical fact, but there are so many questions. So how come we can't ask the questions? So we're gonna ask the questions because in a Wild South Park reference, I do what I want.

Katiuscia:

Yeah. I mean that's, I feel like that's, yeah. So here we go. Okay. Allegedly,

Megan:

allegedly.

Katiuscia:

All these people. That

Megan:

should be the title.

Katiuscia:

It should

Megan:

The Titanic. Allegedly.

Katiuscia:

Allegedly. Uh, so much allegedly and or reportedly as I also don't wanna overdo allegedly, but you know, if you hear me saying anything that is referencing to it or apparent, apparently, I don't wanna be like the little apparently boy, but allegedly. So here, this is the basic thing of the Titanic. The Titanic hits an iceberg at 11:40 PM Okay. They took off on the 10th. They hit on, it's what? The three, the four days later. So they were only on, only on the journey for four days at sea there. Thank you. They were only at sea for four days, 11:40 PM On April 14th, they hit an iceberg.

Megan:

How long was it supposed to take?

Katiuscia:

I think it's like a three week journey. Probab, allegedly.

Megan:

Dang, bud.

Katiuscia:

I think allegedly, it's like a three week train.

Megan:

I knew it would be long, but I didn't know it would be that long.

Katiuscia:

Well, because then when they were rescued,

Megan:

that's what she said.

Katiuscia:

Yeah.

Megan:

I'm sorry.

Katiuscia:

Actually, hold on. Actually, maybe less, because then when they were rescued, they only took three days or something to get to New York, something wild. They were rescued on the 15th and then they arrived in New York on the 18th. With the car path. Yeah,

Megan:

maybe it was like a cruise and they just wanna take those same time.

Katiuscia:

So maybe it was that long. I don't know. Don't quote me on it. Okay. That's my thought of how long was it supposed to take? Okay. I would think three weeks. But what do I know? Again, go look on the internet and there's gonna be a bunch of stuff, but I can maybe multitask and look at it. I'll wait. Okay. 40 PM It takes not head on. It takes two hours and 40 minutes to fully sink. 20 AM The Carpathia reached the 00 AM 7 0 5 ish. 7 0 6. 7 0 7. Survivors were pulled, and then they arrived in New York on April 18th. So everyone you can imagine was waiting for. This ship to arrive to see if their loved ones, if their relatives were on it. Okay. This is all really sad. Nobody wants to die at sea. Here's where I have issues. I have issues with the amount of lifeboats and life jackets. They said that that safety protocol was underutilized, meaning there were reports of ice, but I think they were still going full steam ahead, so there was no adjustment for that. There were only 20 lifeboats with a capacity of 1,178 people. There were enough life jackets on board, so over 3000. But they were so heavy that it made it really difficult that some people were like, EI would rather just take my chance. Like if either you had a life jacket or you were just gonna die in the freezing water, one was gonna get you first. but they were bulky. So it's like, are you just gonna take your chance, whatever. That was a choice that people on board made.

Megan:

So what you're saying is there was room on the door.

Katiuscia:

There was room on the door. I think I did see a video of James Cameron testing the theory, though I saw it on TikTok when I was looking at stuff and I didn't finish it, but it was, they were testing the theory because he is gotten so much slack the past almost 20 years about there was room for Jack on the door, so they were doing a whole test. I just,

Megan:

that would be 30 years.

Katiuscia:

Sorry, 30 years, I just, that's right. I didn't have math. I didn't have the capacity at that point in my own brain to watch the whole like go through the video. But there were not enough boats now, lifeboats now

Megan:

because it was unsinkable.

Katiuscia:

Well, it was an unsinkable ship. That's what I have in quotes here, unsinkable ship. So people also thought we're just gonna stay on the boat because this ship is unsinkable. When it starts to kind of have a big problem though, and there's flooding everywhere, you would think that that would be your key to, I dunno, get on a lifeboat. A lot of the wealthy people also kind of just stayed because do you wanna get on a lifeboat or do you wanna like go sit and sip brandy and have a cigar At this point? If you're gonna go down, you might as well go down at least having a little bit of fun. Maybe they'll save a lifeboat for you. Didn't really happen to everybody, but what I will say is that it was all women and children. First is legit. It was women and children first. No matter how much money you had, so. The women and children went on first. There were a lot of people, even in first class, so 62% of first class people were saved. That was the survival rate. 41% of second class and 25 of third class. So first class, I think, because you had, they had access to the deck where all the boats were first. That's why they pretty much got on. But then there were the, the few that chose to stay and just put the women and children on. So, another thing that I had a problem with, just the issues of how it went down, there are reports that there was a fire, like a coal fire burning for days before the ship ever took off they have like the burner room, the boiler room, and there's always coal moving. But they were saying because it was burning for so long, there was a small fire that had started that had softened the steel of the hole. So it softened the hole. That's something that's, been said online, so it like weakened the whole, okay.

Megan:

I wish I knew more about that. 'cause that kind of feels like jet fuel melting steel. Anyway,

Katiuscia:

continue. So, so that, okay, well then what you have is you have, um, binoculars that we're supposed to, the people in the crow's nest did not have binoculars. Now that seems

Megan:

like day one chip,

Katiuscia:

the report is that. They were locked in a cabinet, and the second officer who had the key had just been reassigned days before the journey and took the key with him as a souvenir or whatever, took that key with him. That's where the binoculars were. Now, another report is that there were five binoculars on. On deck, but they never use them in the crow's nest to where I think, why are you in a crow's nest if you can't see what's ahead of you? Yeah. So you're relying on your naked eye and this is happening, you know, freezing, but also in the middle. The Atlantic at night, there's no light, there's no, you're not gonna see anything until it's obviously too late. Right. So my issue was it feels, it feels just a little sabot when you don't have what you need to survive, then they, that's like

Megan:

weaponized incompetence.

Katiuscia:

Yes. Then they have white flares that they're supposed to be launching as dis distress signals. White flares as distress are launched every minute. Rapid fire. These white flares were launched five or six over an hour. So it was more of like a identification versus distress, so it would shower out. Right. And then any nearby ship who sees, thinks it's just identification. A party looks almost like a firework at that point. Mm-hmm. It's just. Not rapid fire, like you need help. So I took that and I thought, Hmm, non me gusta I don't like, I don't like how one thing just doesn't add up like the other. First of all, I know they were underutilized in terms of lifeboat capacity or underutilized safety protocol because. Even with your capacity of 3,500 people, passenger passengers, and crew on this unsinkable ship, you only have over 2200. Why do you still only have enough lifeboats to fit 1100? It feels like somebody was not making the math. Math

Megan:

well, and like a mistake is a mistake.

Katiuscia:

Totally.

Megan:

I do not believe in coincidences at all, ever at all. But one mistake is one thing. Two mistakes, three mistakes. What are we doing here?

Katiuscia:

That's what I'm saying. So that is the story of the Titanic crisscross applesauce. Let's move on. But was it the Titanic? Okay. No. So here's a theory allegedly, actually, let me back. Let me tell you who owned the Titanic and the Olympic and the Britannic. It was JP Morgan who owned White Star Lines, so he owns all these ships. There is a theory that the Titanic. Didn't actually sink that the Olympic was swapped in its place shortly before, and that that's what sank. So the theory is the Olympic was damaged. It had gotten in a collision. It was like uninsurable at this point. Okay, so what did they do?

Megan:

They do. So how do you reap your losses?

Katiuscia:

What did they do? They start recoup. Recoup.

Megan:

I speak English.

Katiuscia:

Yeah. Re you recoup your losses. Thank you. You reap what you sow also. So there's all that. So, uh, Olympic, okay. They changed some things around. They work hard to make it look as much like Titanic because they were sister ships you're talking about in terms of length, there was maybe like a three inch. Difference. It's, it's a very close length. The difference was the, I think the A deck was enclosed on Titanic. The portholes were different, yada, yada. However, people report that the photos, the day of departure were the photos, the porthole photos of the Olympic versus what they were seeing in Titanic construction. So there's other reports. Allegedly that there were pieces of the footage, I'm sorry, of the wreckage. Wreckage of the ship. I can speak English now. That was marked with the number of the Olympic and then Ri, like there was Olympic written on it. So. It's a theory. Would he have gotten insurance money? They say he would've gotten millions for it, and then boom, Titanic just continues on as the Olympic and goes from there. I think where it gets weird and something that I had seen again because you just can't trust everything you hear on the internet, but I had this other note that was really good and that was one of my more recent notes as in the middle of the night last night, and it was that somebody. Uh, the, there was a name, I think the last name is Fenton, and I wanna say it was Kevin Fenton, but I wrote this down. A guy who worked that's, there it is. Sorry. Found it. James Fenton. He worked on the ship's construction he survived the sinking. Okay. On his deathbed. Which reminds me a lot of like the deathbed confession when we were talking about Moon. Moon landing. Moon, yeah, moon. And you were telling me that moon. So on his deathbed, he said that it was not the Titanic, but the Olympic that disappeared. I mean, I'm sorry that, uh, sank. He disappeared after the confession as the point of that. So all of these things, just one more while than the next that you think. Okay. What's the purpose? This is so weird. Why would you, okay. You're trying to recoup some loss because you have a brand new ship. Okay. You can kind of fake it out. A lot of people online say there's no way to fake it out, to make it have looked exactly the same because it would've been different. Yeah. It's not gonna look exactly the same. Sure. But also, who's alive from the Titanic today? They can say nobody. No survivors are left at this point,

Megan:

and they weren't anticipating the internet. Probably, and I don't know what scuba technology was, but I feel like nobody explored that wreckage until long, long after that.

Katiuscia:

Was it like 85 years after or

Megan:

something?

Katiuscia:

Yeah.

Megan:

And so in 1913, that was the perfect crime. 1912. You know, like who's gonna know? They're gonna know.

Katiuscia:

Nobody's gonna know. They're Uh, now, now they're gonna know because you can see everything. But when you have. The photos and you have the original footage of the building and the construction of the ships, and then the photos from the newspapers. Again, my bigger picture, mind fuck in my own brain is do I actually trust anything that's being said to me on any level of, but this is the footage that we have. This is the photos of the footage. with AI now.

Megan:

Yeah.

Katiuscia:

I almost don't believe anything.

Megan:

Well, that's why I say I believe everything and nothing

Katiuscia:

and nothing. You shouldn't be believing much of anything. So in general,

Megan:

I guess well, like all the theories, I want to hear about 'em. 'cause I wanna know, doesn't mean I believe, you know. Totally. But like if you come to me and give me some wild theory, I'll be like, I could see how that's plausible. Give me some more. I do not believe anything because. Of how much we've been lied to.

Katiuscia:

This is where you take everything, with a grain of salt and blah, blah, blah. Fine. And this is just for fun. And I also, again, I told you I started this because of the Federal Reserve, which I will get into, but it's just so interesting to me how you can be talking about something to anyone and then. One thing has sparked and one thing is said and But did you know or did you hear? And then you have to know. I think by nature now we have to know because we've been lied to so much because there's so many different factors that go into that that now I wanna make sure I know everything.

Megan:

Yeah,

Katiuscia:

but I told you earlier, I wanna dump this shit out of my brain because I have been. There's still so much that I think I could still not even learn more. 'cause I think I've learned the basic premise of the facts. But to deep dive, there are people who have devoted their lives to really uncovering what happened. Why did it happen? Because at the end of the day, the Titanic was supposed to be unsinkable. They said if four compartments had gotten full of water, it probably would've survived. But five got full. And how, because it's, it's convenient that iceberg Ripped. They hid it and then they moved past. But the underneath ripped apart, which was the equivalent of like an eight foot hole or something. So let me tell you where there's the people that conflict about, was it the Titanic or was it the Olympic that has technically yet to be proven? It has been quote, debunked in a lot of other things, a lot of other, videos, articles, people doing deep dives, whatever it is. But on the flip side of that. Has it been debunked? No. Like do I trust all of your

Megan:

No.

Katiuscia:

All, yeah, exactly. All of your research that you've found. Because your research that you're finding is technically the same shit that I'm finding online. Because I'm not going to the now. Maybe if I had an OG set of encyclopedias, that's, I'm saying I could look, look into it,

Megan:

but who wrote those encyclopedias?

Katiuscia:

Right. And are there photos in there? Doubtful. Are there photos in encyclopedias?

Megan:

Some of 'em, yeah.

Katiuscia:

I can't tell you the last time I opened one, but it was, it was the minute, maybe like 1912. It was a long, it's been

Megan:

85

Katiuscia:

years. It's been 84 years. Seriously. So let me tell you about some of the prominent people that died on the Titanic, because I feel like that is actually pretty interesting on one hand. But let me set the stage of the Federal Reserve as our central bank. Federal Reserve is the central banking system that went into effect or went into ACT in 1913 during Christmas break when Congress was severely empty because everyone was home for Christmas break. So they pushed it by. I will make some notes about history that Thomas Jefferson in 1791 and Andrew Jackson. Opposed a national bank. a National Central Bank. They said that it was unconstitutional. they wanted states to charter their own banks. They didn't want all of the shit. So that's just an aside and also just some fun law. But who owns the Titanic in the Olympic? JP Morgan, who was supposed to be on the Titanic for the maiden voyage? JP Morgan. JP Morgan Who canceled at the last minute? JP Morgan. Who had all of his art collectibles also removed from his cabin? Oh, none other than JP Morgan.

Megan:

Look at that.

Katiuscia:

So what

Megan:

a weird ky dink.

Katiuscia:

What a weird ky dink. Now, there were three people. First of all, the richest man in America was on that ship. He died, but John Jacob Astor, he was considered the richest man in America at the time, at $87 million net worth. They say today. That would be. 2.5 or 3 billion something. Okay. Isadore Strauss, who was the guy founder, co-founder of Macy's with his brother and his, and so the co-founders, but he was on it with his wife and then Benjamin Guggenheim, who was an They all died on the Titanic. I will say, here's the theory online. It's allegedly, allegedly. Those three were against a central bank. How convenient that these three are against a central bank, and JP Morgan is instrumental in creating the Federal Reserve. Isn't that such a wild coincidence that they died? But here's where it gets bizarre, because I can't actually find any proof. They were, there's a lot of argument online that they were, that they were

Megan:

against

Katiuscia:

it. That they were against the Central bank. Someone said that I think Strauss even supported it or was in favor of it.

Megan:

Well, it's not like they were blogging about it,

Katiuscia:

right? Or

Megan:

tweeting about their opinions on the central bank,

Katiuscia:

right? So, okay, you have these people and conveniently they die. And it's said that they're against the Central Bank and the whole system, and yet they die conveniently on a ship that then you collect insurance money from and you're not on the day before. I'm just gonna say it doesn't look good. Okay. It's not looking good for anyone who likes to solve a case. It's looking like the arrows point where they need to point, like there was some shady shit. But then in my mind, I think, dude, how do you sabotage a, a iceberg a, a crash, a sinking of a ship? How do you do that with so many lives on board? Do you just say, Hey, if we crash, don't do anything about it. The flip side is if this was a high powered, very elite level style hit or elimination, you certainly can't just walk up to someone and shoot them. Right? Because then you cause war. Yeah. So this is not the time for war that came later. But I guess what I'm saying is how do you sabotage a shipwreck? I mean, was it just kind of, I guess, the hopes of, I guess if the ship goes, these people will die. How do you know that they're not, how do you guarantee that they're not gonna get on a lifeboat? There's just a lot of questions I have with the theory. Oh. Of those three guys, sure. They're rich. They're first class, they're, ' Megan: cause they're dudes and for the women and children. But a lot of those lifeboats, the photos that were documented were they were half full. So there is a big part of Titanic that is very historically accurate that they're like, why are these boats only half full? They're try, they're confused about, they don't wanna buckle, but they were still a lot of people, if you think about it, yeah, women and children, but a lot of third class made it onto those ships. So, or lifeboats.

Megan:

How many dudes in dresses were on the No, I'm just kidding. We don't have to go into that.

Katiuscia:

I don't think many, unless they were playing with the GW cards. Um, and then I think there was someone that looks like he should have been from Titanic. So that's a theory. Okay. But now I think when you start to open up that theory, then you start thinking, okay, Katusha, what brought your ass to this? Like, why did you start thinking of this? Because I wanted to talk about the Federal Reserve because I wanted to talk about. Why one entity, who, by the way, the Federal Reserve, for those of you who do not know, is not a part of the government. It's not a government entity. It has been made to be part of the government structure, but you're talking about unelected people with control of all of the money. And that to me is a wild, wild concept. And I get, now I understand more of the libertarian perspective of, yeah, cut that shit all out. I know like Ron Rand Paul are super anti that. There's a lot where you just think, why do you guys have a group of bankers who, and now it's years later, a hundred

Megan:

who died and made you king.

Katiuscia:

Exactly. Mm-hmm. Well, you think about this. So here's the fun part of the secrecy, and I like secrecy. And how I know that I'm not, the only one thinking about this is because there is a book called The Creature of Jekyll Island or something mm-hmm. That I have a request in for to reserve at the library, and there are 16 holds ahead of me.

Megan:

Oh, dang.

Katiuscia:

Yes. So 1910. A secret meeting goes on at the Jekyll Islands Club. It's a little club. There's an island off of Georgia. Who knew I didn't. Who owns the Jekyll Island Club? Wait for it. JP Morgan. Oh, okay. Owns the Jekyll Island Club. He sets up and creates the way for these people, this group of men. To have a secret meeting there. They used fake names. They took a very, that's, that's not shady at all. No. They used a very elaborate way to get there. It was like from a train to the this to the that to then finally get there. I think they were on a first name basis only at this meeting. Mm-hmm. They told their wives they were going on a duck. They did this meeting in response to the banking panic of 1907. So they had a meeting to basically say, how do we create something to number one? JP Morgan had bailed out a lot of the 1907 situation, so banks, businesses. Instrumental in bailing out, so, okay. JP Morgan, I know that, you know, it's, it's, it's a, a lucrative, it's a stability. There's no flailing in JP Morgan. In terms of the durability. The longevity, the, the stock. You could put in it.

Megan:

The dynasty.

Katiuscia:

The dynasty or the dynasty. If we won't be fancy, I don't, so dynasty. But that's like Rockefeller Rothchilds too. Yeah. So in response to the banking panic of 1907, they wanted to discuss drafting a new central banking system. Now, Nelson Aldrich Aldrich, we're gonna call him Aldrich because it just sounds like that's how it should be in the English language. He presented this as the Aldrich plan, and to Congress it failed. They were like, no. And he basically took everything that these men had talked about. They created it. Okay. This is how we'll present it. We'll present it like this is how we're going to keep everything regulated, I think once you have a panic like that, a lot of people are really willing, especially if you've been bailed out, to do what you need to do and put your trust in the expert, trust the expert. So it went under, as the Aldrich plan, it failed. So then they made some modifications. And on December 23rd, 1913. President Woodrow Wilson signed the Federal Reserve Act into law. So it's not federal. There's no reserves. It's not part of the government, it's a structure of the government. They devalue currency. They're responsible for like. Bailouts, but also inflation. They're printing money, and it's not that they're printing actual money. Remember when money gets printed, it's a series of numbers on paper. That means the money in your wallet is worth less inflation. Like that's what's happening. That's what they do. I just never understand the purpose of anything. Um, I saw somewhere it said that the shareholders of the Federal Reserve are the banks themselves. So like. You guys are creating all of this doctrine and the ways of working and the ways of how this is gonna work, this whole structure, and yet. You're creating it for yourself, but then if anyone doesn't comply, they can get arrested. So it's a wild thing as a fun fact, because Mr. Jerome Powell has been in the news a lot. I will say that I looked up his salary. It is about 190 to 2 0 3 a year with his estimated worth of 20 to $55 million, which again, he was appointed in 2017 by Trump. So. Carry the two That math doesn't. Math.

Megan:

Not even remotely.

Katiuscia:

Yeah. So, and then remember they did the, is he

Megan:

Nancy stock portfolio?

Katiuscia:

How clearly, how

Megan:

are we doing that? I want those tips.

Katiuscia:

Clearly. Clearly. So it's, it's power. The federal reserve is power.

Megan:

Mm-hmm.

Katiuscia:

But it's so sad that we've just like willingly given it over and I think now you have more people questioning everything. So

Megan:

I hope so.

Katiuscia:

Well. So here were some other fun things that I, oh, first of all, I saw a lot of other fun things that had happened in 1913, but when you look at these people and you look at who they were, who, who was at the meeting, which I thought was interesting, I've done way too much diving on this. Okay. So my brain is scattered, but it's like one thing when you think you're done with something. You're not done with it. And that I think I don't like at all. I wanna be able to do something and then I wanna be done with it because it, I get really consumed in a very unhealthy way. In a very unhealthy way. So I will say, who was the, who was Pro Federal Reserve, most notably was the JP Morgan reps and the Rockefeller Institution we're all very for it. Here's where you have something interesting. One of the people who was a founder, one of the people who was in the room was more of an advisor. His name was Paul Warberg. His brother was Max Warberg who ran the German Central Bank.

Megan:

Oh, weird.

Katiuscia:

Okay. So then in 1914, we go to war. All of a sudden, once the Federal Reserve was created, war became an industry, because the Federal Reserve is, the US can go to the reserve and be like, we need $10 billion. And they'll be like, we'll give you $10 billion. You now we have these notes from you. They're gonna charge you interest. So it's like you, you're just the holder of the money or you're the creator of fake money. I'll call it fake money. And you're charging interest. So I read and saw a woman, a former IRS agent, do a whole speech on how everyone is born. Like $84,000 more today. 'cause this was like a 10-year-old, 20-year-old video. 85, let's say a hundred thousand dollars in debt because of the national debt. You're already born in debt. So what?

Megan:

Yeah,

Katiuscia:

like what happened To land of the free and home of the brave and like capitalism and make your own money. When you start getting into the Federal Reserve, which is why I will not go much further today on these little things that I found out because it's wild. But I will tell you some fun things that started in 1913 as well. The Rockefeller Foundation,

Megan:

uhoh,

Katiuscia:

the American Cancer Society.

Megan:

Oh,

Katiuscia:

uh, the A DL. The modern income tax was also implemented in 1913.

Megan:

I'm I, if you hadn't brought that up. I was going to,

Katiuscia:

yeah.

Megan:

And it was supposed to be temporary.

Katiuscia:

Yeah. So 1914 with World War I, this was now the first time that private industry profited from war. And I don't know much about, well, I'd say everybody, I don't tend to speak generalizing everybody, but I will speak. I do know much about someone who has never profited from war or anything because I'm not considered private industry. And I'm not of a financial means. You know, one day I will be when I win the lottery, but like these days, I'm not of the financial means that it's greed is overcoming me. But I know that when you are a very wealthy banker and you maybe are the representative for the JP Morgans of the world, the Rockefellers, the Rothschilds, like whoever it is. That kind of, I don't wanna say success, but that kind of gain must be very addicting because those people, it's constant, it's bred into them. You can't, you'll never see people like that squandering their money. maybe the kids or the nephews. Mm-hmm. Or this, whoever hasn't been in it to create it will never really be that squamous of it. I don't know if that's a word. Don't Google me on it. But what I'm saying is I can only imagine in 1914 to 1917, whatever it may be, when you are a private industry now and you're able to lend and gain on war because they need to set up factories to build armory shit, whatever it may be. I can only imagine that that becomes very addicting. So to spin it to. How do you eliminate something like this? I don't know if we can. There is a huge movement right now. I don't know if you've heard anything, like if you get online, you'll see it. People are on this mission to not pay income taxes. I'm not gonna pay my income taxes. Just an FYI, as a disclaimer, I will be paying my income taxes. Yeah. I'm not recommend,

Megan:

I, I

Katiuscia:

mean, I do not recommend see the

Megan:

logic in it, but

Katiuscia:

zero out of 10, we're not advocating for this. I'm also unionizing myself that I'm not going to, I mean,

Megan:

if you decide to do that, good for you, but

Katiuscia:

good for you. I'm, I'm just saying it's a movement. I wanna go to jail and it's because, and I do wanna get either a really gnarly CPA or someone who. Has tax law behind them. If you are one of those people and you would like to kind of have a conversation with us, I would love it because I wanna know, the argument is that it's not a law that you have to pay your income taxes,

Megan:

right,

Katiuscia:

but yet you can be punished for not paying your income taxes. So I think we're in a very interesting place currently in 2026. I think that with all of people, all of the people questioning everything. It sets my mind ablaze because it's so much information that I'm trying to ingest at once. I mean, you've got an entity running the country and that's now over a hundred years. Yeah, that's since 1913. This shit has just gotten stronger and deeper rooted and more control and more hold over politicians and government. Mm-hmm. I mean, any kind of government official, any kind of government affair. I worry about that. 'cause I just think, how do you backpedal out of something like that? I don't know if you can.

Megan:

I don't. Yeah. Absolute power corrupts Absolutely. And you talk about the prophets of war and then even going forward into World War II when they brought all the women into the workforce, thus doubling the income tax. That they were collecting, and then they can send kids to government schools to teach them how to be good little worker bees. Like again, I don't believe in coincidences. That all feels very planned to me.

Katiuscia:

It's almost as if someone was just so confused one day that they just gave people. A blank slate to the people in power. Mm-hmm. The people with the money. Mm-hmm. The people with the means, the people who maybe knew better because maybe at that time, and maybe a lot of times, I think even in today's society, I know I look at people who are super successful, and especially if they're good and logic sounding people, you almost, you admire them for all they've achieved and you want to pick their brain and find out what have you done. It's the same. I would wanna talk to anybody who's done that, but when you then make it law or make it. Well, why don't you just seeing as you've had this success, why don't you just turn, do everything, do it all?

Megan:

Yeah.

Katiuscia:

Kind of take the reins. Take take the control. It's so crazy that we just gave control that our government literally signed in a non-government entity to run our money.

Megan:

Yeah.

Katiuscia:

What I heard was the most beautiful thing. This was from, oh. This was from that IRS agent. I quote, they, her and other people were referring to it as a cartel. It is a banking cartel. It has power because Congress voted it to have that power. Mm-hmm. Founders created the regulations to regulate their industry, sent to Congress, passed into law. They follow their industry. If you don't follow their industry rules, then you're going to prison. But the cartel, the banking cartel. That makes so much sense. And those are former officials of the Internal Revenue Service and the Treasury. Those are people who see it for what it is. Terrifying. I don't like that very much. So that's my question of just what can be done about something like this and where I just wanna know about the Federal Reserve and the fact that it kicks me back to Titanic. That whole thing is opened. There is something connected to everything in history. When you're talking about people with money, because there weren't that many of them, hence JP Morgan. Hence John Jacob Aster, who's dead. He sent his 18-year-old wife. It was his second wife, put her on a lifeboat because she was pregnant and he had two kids from his previous marriage, and it was a huge scandal when he got divorced. So he marries, he was like 20, or I'm sorry, 27 or 26 years older than this girly girl that he marries.

Megan:

Oh, dammit. I thought you were gonna say he was like 27 and I was like, oh, it's not bad to marry an 18-year-old.

Katiuscia:

Nope. That's gross. No, he was little oldie boy. So I'm like, where's the limit everyone? I, it's 18 girl. Don't do, don't do it, girl. So she was pregnant and he got her on a lifeboat and asked because she was pregnant if he could accompany her. So that's what I'm saying when you say the theory of. Okay. Did they

Megan:

say no?

Katiuscia:

They said no he couldn't because it was only women and children.

Megan:

Oh,

Katiuscia:

shit. So then you're like, were the ship people in on it to kill John Jacob Baster and Isador Strauss and Guggenheim. were they in on it? But at the end of the day, I, and I think what he did was he went and had a drink. There's say that, or there's a theory. Reportedly that he is the one that opened the dog kennels because there were dogs running, there were reports of dogs running around and they had a dog that they were like very fond of that didn't make it. Oh, so they said that maybe he was the one that opened the dog kennels to try to give them a chance. but his wife made it. And the kid was then known as the Titanic baby and the first son from the first marriage to, I like how I totally went back to Titanic. It was kind of a heartbreaking story 'cause this guy, the first kid inherited like everything.

Megan:

Sure.

Katiuscia:

And then Hated the baby. Hated the new baby.

Megan:

Oh, of course.

Katiuscia:

Didn't leave him anything

Megan:

like the baby. Like

Katiuscia:

the baby had something like the to do with it. Has something to do with it. Didn't leave. Don't be a dick. I know. Didn't leave him anything in his, when he died, I don't even know if he had children, the first son, but then the baby took the wife or something to court and they settled out. So he got something. But I thought. You left your first kid. Okay. I mean, if you're gonna get on a ship, we talked about this. I mean, just because your

Megan:

dad's an asshole doesn't mean you have to be a dick to your siblings.

Katiuscia:

I mean, and it's, is he really an asshole or did he just get divorced from your mom and like marry someone else? Right. Like, I can't even fault that. No, but I don't know. So, and he died putting the, putting people on, on ship, um, lifeboats, But they, um, they did a bunch of charity, I think the, they did philanthropy, the kids, which I thought was really cool. Their money, obviously, boom boomed. But yeah, there's no living survivors at this point. I mean, 1913, even if a baby is born in 1914,

Megan:

yeah,

Katiuscia:

you're dead. you've all gone on. So my bigger point is any questions I have of anything I've read on any of the history.org, dot gov or the deep divers who have made this their entire life motto, mission to create, to know every single thing about the Titanic. I can't confirm or deny with anyone. So in general, everyone, when you're looking into theories, conspiracy theories, whatever it may be, if it's something that has to do with historical, you just can't confirm because anything can be manipulated as we learned with the Fruit of the Loom logo and what they say online about that shit.

Megan:

Yep.

Katiuscia:

It's crazy.

Megan:

It is crazy.

Katiuscia:

Federal Reserve is one that I will be so happy to dive into more in the sense of it won't be Federal Reserve. It'll be how much they've profited off of wars, what government, uh, high powered people in government were or were not against it.

Megan:

Mm-hmm.

Katiuscia:

Like there's the theory about JFK, but again, I told you like there's no way I can touch that today because. When you're faced with this of everywhere you go, there's three possible answers. Yes. No indifferent or yes, no indifferent slash didn't happen. Hmm. I can make arguments for everything I said today. I can find you the flip argument. Anything that I said except Jekyll Island, that happened, that was confirmed. This was signed into law, the Federal Reserve Act was signed into law. Those are concrete things, Titanic. Or a ship did sink.

Megan:

Sure.

Katiuscia:

On April 15th,

Megan:

the best lies have a little bit of truth to them.

Katiuscia:

Everything does,

Megan:

or an element of truth. I'm not even gonna say a little bit like the best lie has an element of truth to it because that's how it's believable or plausible,

Katiuscia:

and you have to be able to create. It. Mm-hmm. So when you believe that one nugget of, yeah. Okay. This room is blue. Yeah.

Megan:

Yeah.

Katiuscia:

And then, I mean, you can really, did you know that there are dinosaurs also living Oh, don't gimme. Started on dinosaurs. dinosaurs under this chair. And there's, I mean, you can, it started with the room as blue. You can take anything to anywhere, and as long as you bring it back to that, it's you do question things. Mm-hmm. You can question anything. So Titanic stuff, there was a ship that sailed on this day. Okay? It sunk on this day. They didn't have binocular. These are facts fact, concrete, documented facts. The lifeboats weren't enough. Okay.

Megan:

Wait, the binocular thing kills me. Isn't, that's a rookie mistake. Isn't like, it's not like. they were brand new at sailing ships in 1912, gimme a break. They've had maybe not binoculars, but I can't even think of the words for other. Distance looking tools.

Katiuscia:

Sure.

Megan:

But they've had those

Katiuscia:

like a tele, like a telescope.

Megan:

Thank you. Telescope.

Katiuscia:

Okay. I'm, is that what we're talking about? Telescope? aScope

Megan:

words are hard today.

Katiuscia:

Even glasses like,

Megan:

but yeah, like they

Katiuscia:

monocle.

Megan:

I mean, I'm pretty sure you know, black beard had a telescope like, come on, you guys, like that's rookie shit.

Katiuscia:

Yeah.

Megan:

So I don't believe that that was a mistake.

Katiuscia:

I just think that also you're four days in, they left on the 10th, they hit on the 14th. The dates online are like the Titanic sank on the 14th. It sank in the hours of the 15th. It sank on the 14th night. Sure. It san at two 20. But you were four days into it. I know not you didn't have nights where you, it was super clear and you could see everything. You had to be looking for something. Did it not be of concern to you to look for anything? Did we really just think we were smooth sailing, literally with nothing.

Megan:

Right.

Katiuscia:

It's just, and they're on the crow's nest. They're supposed to be seeing all this shit. This is standard. This is a chef. Do you have your knife?

Megan:

Right.

Katiuscia:

That's Yes, chef.

Megan:

That's, yeah.

Katiuscia:

Exactly. This is an item that you need to do your job. You need to be thorough in your job.

Megan:

Yeah.

Katiuscia:

Yes, chef. So

Megan:

that's like a carpenter without a freaking hammer.

Katiuscia:

Hammer.

Megan:

Yeah. It just,

Katiuscia:

I got it. So it, it's a weird, there's a lot of weird things. But all I'm saying is be careful at how much you allow yourself in general, not us. Be careful at how much you allow yourself to really dive into everything because it can consume you. Okay? This is something that. Literally has no relevance on my life. The Titanic portion, the Federal Reserve portion. Yes. Which is why I've been so interested in it. And then because Jerome Powell and Trump lately have been having this pissing match, you know, with one another about rates and stuff. I'm just like, oh buddy. That's why I thought, let's just say, find out how much you make for your, for your life and how much you're worth. 'cause it just seems excessive. But kudos to you, man. Whatever kind of. Plan you're on for investment. I mean, I wish we could all be on that, Mr. Powell.

Megan:

Yeah. That's impressive.

Katiuscia:

Mm-hmm. But, yeah, I think be open to learning about stuff because it's people, I don't even wanna say people like us because we do. We're doing it for our own good, we're not consumed by it.

Megan:

No.

Katiuscia:

To the point where I'm making social media, social media handles about just this, like this is my new life. Now I am just gonna dive into whether the Titanic was really the Titanic or there was the Olympic, first of all, over a hundred years. Like we need to move on from This also took so long to find the footage. There's a lot of steps and things in the place. But allegedly, okay. It was the Olympic, not the Titanic. JP Morgan's, rivals of the Federal Reserve system, conveniently were all on their, while he conveniently canceled his trip and also conveniently took all of his shit off all of his art collectibles. That's not an allegedly, that's a fact. So there, you know, one of these things. Nothing will ever smells right when it, you know, it's not passing the smell test when it comes to that, but to even consider that, that's a possibility you have to look at. But is it even plausible possible? Is it, I mean, we're not there and unfortunately we just don't have the proof to make a hard case either way, I would say.

Megan:

Yeah.

Katiuscia:

But I would love it to be true. I would love it to be that those people were off. Because of that. And then, Ooh, look, how can we? Mm-hmm. Because it's the stories better that way, but I'm just saying, Hey, I legit can't make a statement. Either way. I can make a statement for like, I can make the argument that yes, it totally is this, but then I'm saying I can also make the statement that it didn't.

Megan:

Sure. Because like you said, how do you ensure that they didn't get on the lifeboats?

Katiuscia:

Right.

Megan:

But if you're the owner of White Star Lines. You give a direct order and probably paying your employees more than other, not cruise lines, but whatever. Ship companies overseas, voyage ships, companies.

Katiuscia:

Yes. Travel ships, ships,

Megan:

um, but you're paying people more, so they're going to listen to you more because this is the best job they've ever had, probably.

Katiuscia:

Sure.

Megan:

And you say women and children only fucking period. Then they're gonna listen. And also, men were of a different caliber back then than some of the men we're seeing today. And so the odds of men trying to get on the lifeboat, other than like a pregnant wife, but you know, they're gonna stay behind because that's what men did. And so knowing that, knowing who these men were and what kind of characters they had, I can see how you would, that's a pretty solid gamble. Toti bet that they're gonna stay behind.

Katiuscia:

Yeah.

Megan:

So I mean, yeah. What if then probably one of them would've had, you know, a mysterious heart attack or something, but may as well shoot for getting all three of them outta the way,

Katiuscia:

I mean, all at a time. Um, I will say it was interesting to me, there were other people who had avoided or who had dodged, I guess we call it dodged the. Getting on the Titanic that day.

Megan:

Mm-hmm.

Katiuscia:

And one was, oh, one was Robert Bacon, one was Milton Hershey, but he had to go before because the Hershey factory, they needed him at the factory. So he actually left before I'm gonna start

Megan:

saying that they need me at the Hershey.

Katiuscia:

They need me at the factory. They did. but it was sad. One of the other guys, one of the other rich JP Morgan friends who needed to, he didn't go. He should have gone. He didn't go. He ended up getting on another ship that sank also. So For

Megan:

what?

Katiuscia:

Yeah, I know. Wild, wild ship. Those waters, those Atlantic waters. But Mil and Hershey needed to go early for the factory, so yeah, that could be your new thing. Sorry, I'm needed at the factory. Sorry. Can't stay, can't come. I'm needed at the factory.

Megan:

Something suddenly came up.

Katiuscia:

Anyways, listen, it's fun to do this kind of stuff. Um, the Federal Reserve is a whole other cluster fuck. And that's not just of how it was formed, 'cause this is how it was formed. But I would love to dive into, that's not even gonna be conspiracy, that's just gonna be pulling facts of government knowledge of funding wars and things like that. But this has been fun and I think you should still watch Titanic.

Megan:

We'll see,

Katiuscia:

I think you should, because there's a lot of things in Titanic that are just fun.

Megan:

Okay. And

Katiuscia:

we, then we'll see, there's like king of the world shit and quotes and pretty pictures, but it's also three hours. So just make sure you have a potty break between, in between

Megan:

three hours.

Katiuscia:

Okay? Yeah. Big rage. Alright. Well I'm not gonna force you to watch Titanic, but thank you to everyone else. Thanks for playing along with this story, time of Titanic, Olympic and Federal Reserve shenanigans, and have a good day.

Megan:

Have a good day to everyone except Jerome Powell.

Katiuscia:

It's fitting. I feel like it's Okay.

Megan:

Okay. Bye. Bye.