Money Made Simple For Busy Moms with Rachel Coons

If money feels like a roller coaster, you’re not imagining it—most of us were never taught how to build a calm, confident relationship with our finances.  And we all know, finances are 100% part of our financial wellness -- if they can be one of the biggest stressors, if there are ways to reduce that stress, we're going to address it! 

In this episode Megan shares her conversation with Rachel Coons from Season 2 of The ROCKSTAR Mom Virtual Event.  

Rachel is a mom of four who turned her own budget stress into a practical system that helps families save real money without adding more to an already packed schedule. Together, we explore the simple grocery strategy that creates quick wins and the deeper mindset work that makes those wins last.

Rachel breaks down her SHOP Method and we talk real numbers with an approachable per-person target.

Then we take it deeper. Money is emotional, and the stories we tell ourselves drive our choices. We unpack the guilt, perfectionism, and urgency that keep many women stuck, and we offer a new frame: money as a relationship you can reshape. When you shift the story from “I’m bad with money” to “I’m building simple systems that work for us,” the emotions settle and consistent action follows. More income can help, but mindset and gentle structure are what turn chaos into clarity.

If you’re ready to spend less, stress less, and feel more in control, this conversation gives you the tools and the encouragement to start today.

 Subscribe for more actionable strategies, share this episode with a friend who needs a calm money plan, and leave a review to help other rockstar moms find the show. What’s the first step you’ll take this week?

You can learn more about Rachel here:

https://www.instagram.com/heyrachelcoons

https://heyrachelcoons.kartra.com/page/6Qg2081

----

Don't want to miss a beat?

➡️ Sign up for our email list (no spam! only goodness!) at www.megancaldwelllpdx.com/newsletter

➡️ Connect with us further on Instagram at @megancaldwellpdx

➡️ Download a free 5-minute Guided Release & Reset Meditation (which you will thank yourself for!) at https://www.megancaldwellpdx.com/rrmeditation

➡️ AND Please subscribe to the podcast now to join our ROCKSTAR community and begin your journey towards living a life with more clarity, energy, peace of mind and FUN!  

Transcript

Welcome And Why Money Matters

SPEAKER_01 0:00

You are listening to the Rockstar Mom, a podcast for high achievers who are ready to get off of autopilot and live a life with more intention, peace of mind, and happiness. This is a space to expand, dig deep, get clear, and take action towards living your most authentic, aligned life. I'm Megan Caldwell. As a mom of three, two-time burnout survivor, and empowerment coach and speaker, I've cracked the code on what it actually takes to thrive at work and home, dip to perfectionism and people pleasing, get your schedule under control, and live with more ease. So you've got more time and energy to do the things you love without the mom guilt. It's time to get out of your head and into action. Now is the time to live your most rock star life. Let's go. Hello, my friend, and welcome back to the Rockstar Mom podcast. I am really excited to share this conversation with you today that I had with Miss Rachel Koons. Now, Rachel and I met for one of my Rockstar Mom virtual events, and she came on because I knew that the topic that she speaks about and teaches and coaches on money would land with so many of my clients and so many of my listeners. So in this conversation, that is exactly what we dive into. She shares her full-on shop method, which she has helped thousands and thousands and thousands of families save thousands, maybe even millions of dollars collectively. And she breaks that down for us. We also get into kind of the emotional side of money, why guilt, overwhelm, perfectionism often keep us stuck. Now, I know in my experience supporting women holistically over the last dozen or more years that financial wellness is such a big piece of our wellness. I think oftentimes when we think of wellness and we think of feeling good, we think of either physical or the mental or emotional. But again, financial wellness is one of those 11 sections that I actually walk people through in terms of our holistic wellness. So I'm really excited to share this conversation. I know you are going to get some amazing golden nuggets out. So sit back and enjoy. And I'd love to hear what actions you take from this. Feel free to send me a message, ping me on Instagram, and let's keep moving forward together. Cheering you on. Enjoy. Rachel, welcome to the Rockstar Mom. So glad to have you here today.

SPEAKER_00 2:24

I'm super, super excited to be here.

SPEAKER_01 2:26

And I just love that this is an area that one, you are an expert in and that you have so much passion for. And I'm wondering if you share a little bit with our audience about what got you into this work. Like, why is this such a driver for you? And this is where you spend your time and energy and serve.

Why Women Struggle With Money

SPEAKER_00 2:40

Yeah. And I think the introduction did a really good job of kind of hitting it on as an overview of why I do what I do. But my story started back in 2020 when I had just had my fourth child, and we were in a lot of debt and feeling very financially strapped, which I think most people can relate to at some point or another in their life. A season of just the money isn't enough. There's not enough money. But also as a mom, I didn't really want to go out and get a job for myself. So I decided to do the most with the money that was coming in. And I started to get really intentional with our spending and just like tracking the spending and see where the money was going. But on top of that, budgeting is really overwhelming. Like trying to track all the numbers, do the spreadsheets. And as a young mom, a busy mom, like most of us are, it just felt like that was just another thing on my to-do list that I didn't want to do. And so when I looked at our spending and kind of broke it all down, I realized that groceries was our third highest expense every month. Right under rent and health insurance was groceries.

SPEAKER_01 3:47

Right, right.

SPEAKER_00 3:48

And so I didn't feel like I could do much about the rent and the health insurance. Like we were already paying as little as we possibly could for those. But groceries was like the one area where we were spending$1,200 a month, which isn't even that crazy, right? Most people listen to that and be like, yeah, me too. Didn't feel like that much, but it was the one area that I thought I could actually do something about. So in order for me to not feel overwhelmed by budgeting in general, I just decided to hone in on that one budget. And what cascaded from there is the whole story of I was able to save tons of money through just a simple system that I implemented and then started sharing that online with my followers. And it kind of blew up like wildfire, I would say. People started implementing the same method and saving lots of money. But then, and we'll go deeper into this, that was the only thing I focused on.

SPEAKER_01 4:40

Okay.

SPEAKER_00 4:40

But what I realized was that it was just the tip of the iceberg when it comes to money and moms. And in order to do the deeper work, in order to actually get out of debt, in order to actually feel good with money and peace with money, there was so much more work that needed to be done. And so we have just transitioned into let's help moms with everything when it comes to money. Obviously, saving money on groceries is the fastest and easiest way to get started. But then the other stuff is equally as important. So we do everything now.

SPEAKER_01 5:10

That's awesome. What an inspiring story. And just such a short amount of time, you kind of took your own personal challenge or pain point and said, What can I do about this? And that's what I'm about helping our audience do is really take back their power to what is within our control that we can make shifts and changes in. As you said, it might not be being able to save tons of money on rent unless you move your family of four into a one bedroom at the other end of town or whatever, right? But it's like, what can you do? So I love that perspective. I love that that built into your story. And I love also kind of hearing, and I know we're gonna really tap into a couple of these places, like the depth that this can go, that people can walk away today with some tips to help save money and help feel better about financials. But then there's also opportunity for future for them to go deeper.

SPEAKER_00 5:56

Yeah. And well, I was just gonna say that I just talked about this with my community was that the one thing universally that we all experience is money. It's the one thing that every single person has to figure out how to work with. We have to spend money, we have to make money. It is the globally, it is the only thing that we all really are connected within. And so it can be something that's super powerful and it also can be something that's super damaging. And it's all how we view it. And so, like that's why I'm so passionate about this work is because it is something that affects everything in your life. It affects your relationships, it affects your parenting, it affects your marriage, it affects the way that you experience life comes down to money.

SPEAKER_01 6:40

Totally. And I was just talking with my husband the other day about this whole concept that money doesn't buy happiness, but it sure does buy opportunity and it does buy time. And it is, as you say, something that all of us are connected to. Before we dive into some of your tips about saving money on groceries and some of the money mindset piece, I'm curious as to what do you think the reason is why so many women struggle with money and struggle with their relationship with money?

Where To Start: Quick Wins On Groceries

SPEAKER_00 7:04

The truth is the way that we are raised in our education system is not meant to teach us how to deal with money. I don't remember taking a financial like literacy class in high school. I don't remember learning how to invest for long-term wealth. I don't remember learning how to budget and yet we turn 18 and we're given credit cards and we're going into debt for school and all of these different things. Our system is setting us up to not know how to do this. And so it isn't until we get into these dire situations where we get into the point where we're like, I'm in debt or I'm struggling and I feel chaotic with money that we finally learn how to handle it correctly. And I think we need to flip that on its head. I think we need to figure this out before we get into too much trouble and before we're into a point where it's hard to get out of.

SPEAKER_01 7:51

Yeah, I love that you bring up the point that, like, hopefully, none of our listeners here are like, oh my gosh, this is me. This is a me problem. Like, this is actually a bigger universal society problem where I think we as women have been taught to play smaller and to be suppressed and to not have control of the finances. You know, for years in my relationship, my husband is actually a financial advisor. Fun fact. Like I actually had no idea of our finances just because it was something that I thought I didn't need to know because it was taken care of. And so I love that you bring that up, that it's not something that's wrong within us or something that we messed up on, but really there's bigger systems at play, and there's something that we can do about it.

SPEAKER_00 8:29

So yeah, and I mean we can go into this too with the mindset stuff, but money tends to push very masculine. Yes. And not just necessarily just men, but I'm saying it's a masculine energy because it's numbers and budgeting and like hence why men tend to be in that space so often and how much more powerful we can be if we bring in that feminine energy as well. And luckily, as women, we naturally have that ability, but so often we get turned off by it because it presents masculine in our world.

SPEAKER_01 8:59

Right. And we're told that's not for us. Exactly. It's too hard.

SPEAKER_00 9:02

Exactly.

SPEAKER_01 9:03

Totally. So I know that you kind of speak to like five pillars when it comes to helping moms start money. Like where, what whether you want to name those five pillars or not, like where do moms actually start? Like, where would you recommend for somebody where financial stress is a part of their life right now? And again, with my clients, when I first start looking at them, we take a look at holistic wellness, right? So it's not just physical health and mental health and relationships, but financial wellness is a piece of that. So we take a look at it. And if they're saying, I don't feel satisfied in that area, like where do you start with women when they come to you?

SPEAKER_00 9:35

What's the foundation? What I'm gonna say here is I was in the health and wellness industry before I was here where I am today. I was a personal trainer for a long time and that's what I studied in college. And one of the biggest things that they would teach us when we were working with clients with weight loss or trying to have health goals, the biggest indicator of someone sticking with something, a diet, an exercise program or whatever was how much weight they lost in the first month of that program. So if someone came in and said, I'm gonna start doing this, I want to jump into this, and they don't lose any weight. Guess how much they're gonna want to stick with that?

SPEAKER_01 10:11

That's discouraging, right? Program, right?

SPEAKER_00 10:14

So I find this exact same thing when it comes to moms and money as well. We need to get you feeling successful right off the bat. And again, when it comes to budgeting and like trying to figure this all out, it can feel very overwhelming. And again, you're gonna fall off the bandwagon if you don't feel successful right away. And so what I focus on with my members and what I did for myself as well was just focus on the grocery aspect because number one, it is the number one budget that people are overspending on. Across the board, most American family is overspending$800 every single month on grocery.

SPEAKER_01 10:51

Why do you think that is? Is it just consumer culture or is it?

SPEAKER_00 10:54

Oh, I think there's so many reasons for it.

SPEAKER_01 10:56

Not having awareness of it. Like Yes.

SPEAKER_00 10:58

Yes. First off, it's not awareness, it's a necessary, it's in the need category of spending, right? Like, okay, it's not a want category. I have to feed my family, I have to go to the grocery store and I have to spend money on this. So 100%, we're just doing it and we're blindly spending money on it because we think that it's normal. We think that the amount we're spending is what we want. And then you add on, on top of that, priorities. People have, you know, they're they need convenience, they have health restrictions, they have dietary restrictions. All of these things are adding up, which then compound into spending more and more and justifying it, right? I'm not saying it's not justifiable. It 100% is, but you just don't even know what is possible. And again, then we layer on, well, I just need to save time. I don't have the time to meal prep or meal plan or do all of these things. And so I need to buy that convenience when in reality, what my method does is it helps you save time and money. So that's you know, we need both of those things in order to feel like we're actually making a difference.

SPEAKER_01 11:57

Totally. I love that so much because I know that so many people listening right now, like one of our number one challenges is I just don't have enough time, whether it's for grocery shopping or meal prepping, or whether it's for getting your workouts in, or whether it's for figuring out how to do all the things around the house. And so I love that those are tied in. And I'm also curious, we'll probably get into this with the mindset piece, is oftentimes time management and time is very connected to energy and energy management. Yes. And how we kind of manage ourselves holistically. So we do have more time and energy to pour into what is most important.

SPEAKER_00 12:27

So absolutely. Absolutely.

The SHOP Method Overview

SPEAKER_01 12:28

Okay. So when it comes to groceries, would you kind of walk us through kind of like the bird's eye view, the higher level as to what does your process look like for women?

SPEAKER_00 12:38

So when we're looking at grocery spending, again, we have to bring awareness to what is happening. And this is an area that most people aren't even aware that they could spend less or that it's like that there's an option to spend less. So what we need to do is we need to bring awareness. It's same thing when you're tracking expenses, is just start to look at how much you're spending. Again, most people have no idea. If you ask someone, what's the average you spend on groceries for the past three months, you can get a ballpark answer. But then when someone goes and checks their credit card, they're like, wait a second, we're spending it. Wait a second, it's four way more. Yes. Yes. It tends to be way more than you think you're spending. So even just bringing awareness to the problem is something that helps. And that's the first step. That's the first step of jumping into this. Then we create, and I call it the shop method. And the shop method is the four-step system to being able to kind of streamline this process because so many people, when it comes to feeding your family, are running on chaos mode where we don't have the meat defrost it. It's 5 p.m. We don't know what we're cooking for dinner, the kids are hungry, we're toast, we're done with the day. So then we throw everyone in the car and then we go get takeout. Or we're living in this chaos mode of like, I have no plan before I head to the store. So then I go to the store, get what I think we're going to need, come home. A couple days later, the eggs run out. I have to go back to the store. Right. Again, I'm grabbing eggs and then I'm throwing in whatever else I feel like I need into the grocery cart and then go spend$50 to$100 on that one item trip. And then that happens again in three days, and then it's three days later. And so we just haven't created like a holistic, right? That's what we're talking about, holistic approach to how to shop, plan, and feed your family. Again, nobody taught you how to do this, right? Like nobody sat you down and was like, this is the correct way to feed your family. We kind of just figure it out. And in doing that, our life changes, seasons of motherhood or not in motherhood. Things change even throughout the year, whether you're in a busy season or you're in a slower season. We need something that we can take into those seasons, into the different chaotic times that we have, and to still be able to stick with it. And that's what the shop method is to be able to do that.

SPEAKER_01 14:50

I love that because as we know, life is going to continue to life us. There's going to be busy seasons, there's going to be seasons where somebody's sick or seasons where you're traveling a lot, is like, how do you create flexibility amidst some type of system? And it sounds like the shop method has that. One of my favorite sayings, one of the principles within the Rockstar framework is planning. And one of my favorite sayings is focused but flexible. Like we have to have focused. It starts with awareness. We have to have some type of intention. And we also have to be flexible. So when you did forget to probably like pull out the meat in the morning, like what is available without you having to go to the extremes to go to takeout or whatever it might be. So yeah.

SPEAKER_00 15:26

And I created this with busy moms in mind, right? Because I'm a busy mom myself. I have four kids. So again, if you're not going to be successful in it, there's no reason to try, right? So we want to make sure that you can be successful. And that's what I found is that moms all over the board, all across the United States and Canada, we work with Canadians as well, have felt like, oh my gosh, I can do this because it's simple and easy.

SPEAKER_01 15:52

And that's what it's about is how do we make things as easy as possible for ourselves? I think oftentimes a lot of our audience here are high achievers, is we just freaking overcomplicate everything because we want to find the perfect way to do it and we want to have the perfect plan. And we want to do it. And it's like sometimes we just have to really scale back to the basics. And so I hear you saying, like it really starts with awareness.

S: Shop The Shelf And Cut Waste

SPEAKER_00 16:12

Would you be willing to walk us through like what those four steps are as high level or as it's like so yeah, I mean, it's obviously pretty comprehensive, but I can go through as like overview. Okay, so each letter of the shop method stands for something. So S I love acronyms. Yes, I know because it makes it easy to remember, right? Yeah. So S stands for shop the shelf. And this whole idea is you probably have on hand right now hundreds, if not thousands, of dollars worth of food in your house already. That we are so good at stockpiling all the food, but we're not very good at using it. And so shopping the shelf is basically how do I use up the food that I have on hand before I think about going to the grocery store. And then on top of that, food waste is a huge issue, not just when it comes to our planet and all of that, but the American family is wasting about 30% of the food that they buy.

SPEAKER_01 17:02

That's mind-boggling. Mind boggling. It's mind-boggling. And I don't disagree with it just based on some of my own family's habits, right?

SPEAKER_00 17:09

So okay.

SPEAKER_01 17:10

I'm glad you pulled that out. Yeah. Yeah.

SPEAKER_00 17:11

So if we really tackle food waste, and a lot of this comes down to like you bought the five-pound bag of spinach and you didn't use it up and it went bad in the back of the fridge, or leftovers having to figure out leftovers. It's just again, it's becoming aware of the food. And so often we go to the grocery store to buy new food without even using up the food that we have in our house.

SPEAKER_01 17:32

And then it becomes a waste.

SPEAKER_00 17:33

When we can decrease food waste, when we can shop the shelf, chances are you can cut your spending by 30% just by focusing on that first.

SPEAKER_01 17:39

That makes a lot of sense. And it's kind of funny we're having this conversation because yesterday I was making one of my favorite vegetable soups. And I was like, ooh, this, and it's a recipe I've made over and over again. So I shopped knowing exactly what I needed for it. And then I went into my pantry and I was like, oh, I have some couscous. Like, I'm just gonna throw that in. The couscous has probably been sitting in there for like two years. Yeah, yeah. And so, like, this makes a lot of sense to me. It's like I know for a fact I'm guilty of it. There's stuff in my pantry, there's stuff in the fridge.

SPEAKER_00 18:04

So that's this. Then the H is have a plan. So we need to be able to have a spending plan. How much are we hoping to spend? A target, a goal, yeah, our money. And then we need to be able to have a shopping plan. So knowing like when you go to the grocery store, we're never going to the grocery store without intention behind it, where we know, okay, these are the items that I need. This includes having, I call it an essentials list. It's basically all the food that you need to have on hand to keep you out of the grocery store for the next week or two weeks. Okay. And it's based off of what your family needs and what your family wants. And so you create that list so it makes it so much easier to go to the grocery store because you have the essentials always on hand. And then we also need to have a meal plan. And when I say meal planning, I'm sure people are like, oh, this comes up in my coaching all the time.

SPEAKER_01 18:54

And it's like, it doesn't have to be hard.

SPEAKER_00 18:56

Meal planning is so complicated, right? It's not. And that's what I found is we can make it so freaking simple, it becomes a no-brainer when we're shopping the shelf, when we're using our essentials list, we could streamline this process. Just even like if you thought of like 10 meals right now that you know your family loves, your kids like, and you can get on the table easily and simply, have those 10 meals and then just freaking cycle through it.

SPEAKER_01 19:22

I have found so many women, like, I don't know if it's fear behind it or boredom, is like they don't like repetition. And I remember reading a stat many, many years ago that some of the healthiest people are eating the same exact thing for breakfast, lunch, and just rotating dinners. And as I've streamlined and saved a lot of time and continue to keep myself healthy in that space, I found myself doing the same thing. So I think that makes sense. I'm curious, since you're the money expert here, when you talk about having a spending plan, would you say that there's like an average per person or something? Or is this really differs based on where people are at, ages of kids, finances, that type of thing? Yeah.

SPEAKER_00 19:57

So I do. I do have a streamlined amount. That I suggest people should spend. Now I'm going to put a little asterisk there, as always. Like you know your family, you know what you need. This isn't like a hard and fast. If I don't hit this goal, I just suck and I'm not good. Right. It's a target to aim for. And what I would, after again, after working with so many families, I myself live in a high cost of living area. I'm easily spend significantly under this amount. So I know you can do it if depending on where you live. And so what we say is if you are in the United States, the goal is to spend$150 per person each month. So family of four, you know, in the United States, you're spending around$600 a month on groceries. Now, if you're in Canada, we double that because Canadian groceries are way more expensive. So$150 per person in the United States,$300 per person in Canada. Now, I will also add another caveat to that is if you have dietary restrictions, like if you're only eating organic or you're gluten and dairy free or any other health restrictions, I give a little bit more wiggle room and I say$200 per person each month. But again, the average American family is spending anywhere from$300 to$400 per person each month. And so just know again, I worked with 20 over 20,000 families. So I know that this is doable. I've seen it in any instance. You just have to believe it's possible. And implementing the shop method is how we do it.

H: Have A Plan And Spend Targets

SPEAKER_01 21:23

Yeah, you've got the system to do that. I'm so curious now. I'm gonna go sign up for your shop method or something because we recently were re-looking at finances. And so I have been tracking grocery expenditures, and we set as a budget for our family of five,$900, which would be closer to$200, which is okay. I'm not that focused on it. No, you're good. Yeah, that's really so like the achiever in me and also the person who likes kind of competition and games is like, how can I get that down to$750? Because you can. Rachel told me that it's doable. But it's good, I think, to again have an estimate as people are thinking about this after they're starting to bring awareness to what is actually happening in their day-to-day, to say, okay. And I also know with the hundreds of clients that I've worked with, you know what? Some women, time and again, are going to buy the pre-packaged stuff that's already cut up, which is going to be more money, and they have the means to do so. So that's making it work for yourself. Okay.

SPEAKER_00 22:09

Right. And that's what I also am all about when it comes to finances is like no one can write the game for you. You get to write the game, you get to write the rules, and then you fill in with how it works for your life. If you are someone that is strapped for cash and you're living paycheck to paycheck, absolutely get that grocery spending down. If you have the wiggle room and you need more convenience and you need more pre-packaged stuff, do it. Give yourself permission to live that as well.

SPEAKER_01 22:32

Love it, love it. Okay. We did the S, we did the H. What's the O?

SPEAKER_00 22:35

O is two things. It's well, it's ordering your groceries. So we have to look at the grocery store like a game of chess. Okay. And the grocery stores are there designed to checkmate your wallet. They create everything they possibly can to get you to spend more money. Like every BOGO sign, every end cap is a good thing.

SPEAKER_01 22:58

I love the sign, by the way. It makes sense to me.

SPEAKER_00 23:00

Yeah, to design to make you spend money. It's a great thing for the stores. It's not a great thing for you, but when we know better, we do better. So one of the ways to combat overspending or unintentional spending, what we do so often at the grocery store, is to only shop online. And the first thing people will say is like, well, it costs more. It Instacart is more expensive than shopping in the store. There are so many grocery stores nowadays in 2025 that offer free online ordering with either free pickup or you can pay a little extra to get it delivered to your door. And it seems like I don't know how this works out, but I promise you, if you stop shopping in the grocery store, you will spend less money.

SPEAKER_01 23:41

You're gonna it's like the typical story where you go into Costco for the toilet paper. 100%$400 later. Yes. Yes.

SPEAKER_00 23:47

And how often do we throw things in the grocery car, especially at Costco and get up to the checkout?

SPEAKER_01 23:51

And if it's on sale, it's worse.

unknown 23:53

Yeah.

SPEAKER_00 23:53

Well, and then we see in the grocery store, we see things we're like, oh, I want to buy this and things that weren't on your list, things that weren't intentional. And there's no way to keep track of how much money you're spending in your cart until you're literally up to the cash register.

SPEAKER_01 24:06

Right.

SPEAKER_00 24:07

Everything's already scanned through and you're SOL and you owe whatever money it is. So we can get really intentional. We can make sure we stay under budget. It also, I think it streamlined the process a little bit to make it so that you don't forget items, right? You can be building your grocery cart as you go throughout the week. And so I rarely do I forget an item when I order online. Online.

SPEAKER_01 24:28

Okay.

SPEAKER_00 24:29

The other part of the O, and this is gonna blow some of your listeners' minds, is shopping every two weeks.

SPEAKER_01 24:35

Okay, tell me more because we're a weekly family and we have gotten it down to weekly, but there's still the occasion where I gotta run out and get the onion or whatever. We're working on it. Every two weeks. Yeah. Okay. How?

SPEAKER_00 24:46

Okay, so again, we create like we create systems with our family, not knowing what's possible. And for someone who is very guilty of hating meal planning, like I don't want to meal plan, I don't want to do it. So why are we doing it every week? Why don't we just space it out to every two weeks? It allows you to buy in bulk more often. It allows you to stock up on all the things you need. And everyone's gonna say, well, produce doesn't last a full two weeks. I know this. Yeah. Yes, there's a lot of produce that will not last a full two weeks, but there is so many options for produce that will last a full two weeks. Okay. So focusing on like long-lasting produce for that second week, you're gonna save time because think of how often you're going to the grocery store and spending hours of your month shopping for groceries and then spacing out every time you go to the grocery store, you're swiping that credit card. You're not getting out of there without spending money. So why not decrease and space out your trips even more? And I find that the families that implement the two-week shopping, they're like, I don't know how I ever did it before. This is so much easier. It's so simple. It helps you really shop the shelf that second week. It helps you really get, you know, basic ingredients out of your fridge so you have more space to then go replenish with a two-week shopping trip.

O: Order Online And Shop Biweekly

SPEAKER_01 26:06

I love that. And I think again, after you've brought awareness to this, I always say that when we are looking to implement any type of new change into our life, whether it be habit change, whether it's the deeper belief systems, is it's a practice, right? And so, like, one, you just brought awareness to it that this is actually freaking possible. I'm now gonna get curious about it. And two, is it's a practice. It's like, what actually does work for your family? How do you make this work? What is the produce that will last? Maybe the first two times you do this, you have the rotten spinach and then you learn from there, right? And so yeah, and it does take it.

SPEAKER_00 26:36

This is not something that you're just gonna get off this call and be like, oh, I'm gonna start doing this. It takes time, it takes figuring out what your family needs. It takes figuring out how much your family needs. And you learn through the process and just get better and better. And now I'm telling you, I don't even think about it. Like it's so simple, it's so easy.

SPEAKER_01 26:53

It's part of who you are. I love that. I love that. And I know also just to remind listeners, like you're just giving us the very overview of your shop system here. And that's what you do in your community is really get into the ins and outs of it. So finish up with the pee, because I have one other little topic I want to get into. I thought we've time here so.

SPEAKER_00 27:09

The pea stands for prepare. So now that shop the shelf, you've got your plan, you have got the groceries from the grocery store to your house. Then how do we create balanced, healthy, nutritious meals that combat picky eaters? Because a lot of people have children. If you have a child, you will have a picky eater at one point or another. So, how do we feed picky eaters and get dinner on the table as easy and seamlessly as possible? Yeah. Because that's kind of the last thing that people struggle with is like prepping dinner, making sure the family actually eats it and making that process simple and easier.

SPEAKER_01 27:45

Yeah. So much time saving going on here in this process. I love it. I love it. Okay. Thank you for, and again, like if I were to repeat all those, which I won't because people can go back and listen, is like it can just be simple. Like, keep it simple, stupid, right? Like, let's not overcomplicate this. Totally. I'm kind of feeling though, like the complication in this whole financial wellness comes with what's layered behind this, which is a big piece of what I work with women women with as well, which is the whole mindset behind the things that we do. I always say that we have control of two things. We have control of our actions and we have control of our thoughts and our deeper beliefs. And so your shop method is very much in line with the actions. Like, what do we actually to do? How do we execute this? What is the system? Second piece of this, talk to me a little bit about your take on the importance of money mindset when it comes to creating long-term sustainable change.

SPEAKER_00 28:34

Yeah. Well, again, we could do a whole episode on this. Totally.

SPEAKER_01 28:37

Just give us the overview and I'll have you back on to talk again. Yeah.

SPEAKER_00 28:40

So basically, when it when you look at money, and we kind of hit on this before, there's so many people that just want to affect the actions. They want to crunch the numbers, they want to make the math math. But what we don't realize is that money is highly emotional. In fact, I think it's the most emotional, again, thing that we deal with day to day in our lives. The highest highs and the lowest lows can come from money. On this roller coaster where like an unexpected bill comes in the mail and we feel like trash and we're stressed and we're overwhelmed. And then the husband gets a bonus, or we get a bonus in our job, and we feel better. And then it feels like, oh, we're on cloud nine because our finances are making sense. We need to get off the roller coaster that money brings into our life. And because right now, money owns the power. Right now, the situation owns the power. And we're all about taking back our own power as women. And in order for us to control the money, it's just like any relationship that you're in, right? If I treat my husband a certain way, he's gonna treat me a certain way. And just like with money, if I treat money a certain way, money's gonna treat me a certain way. It's gonna come back in that relationship. And so when we can step back and evaluate, okay, how am I treating money? How am I respecting money? But also how am I taking back that power and not letting money rule my emotional world? Yeah, that's where we stop the self-sabotage. That's where we can finally think clearly and not feel shame and judgment and all the negative emotions that money can bring. And then we take back that power and we replace those emotions with positive things, which then leads to positive actions, right?

SPEAKER_01 30:23

Yeah.

SPEAKER_00 30:24

It starts in the mind and it ends in the action, where so often we think it's action first thoughts.

SPEAKER_01 30:29

And then we change. Yeah, it's reminding me of a tool that I use with my clients called the empowerment cycle, which is basically a cycle where at the top it is your thoughts, it is your mindset, and that is directly going to influence your emotions, which will directly influence your actions, which will directly influence results, which will then loop back to the thoughts, right? And so I just want to repeat back something I heard you say that I just think is so powerful, is that money is like any relationship that you're in. And so to me, I hear that, and I just want to repeat for our audience is like we, my friends, have the power to change those relationships. And the only way to do that is to start with ourselves, right? If we're having trouble with a relationship, say with our spouse, it's we're not gonna go change our spouse. We can't do that. Again, the only things within our control are our own thoughts and actions. And so we have the power to change our relationship, how we view money, how we think about it, how we interact with it, which will then lead to saving money and building wealth and living a more abundant life. Freaking love it. I love it, Rachel. Yeah, I love it. And I know we can go way deeper in this space too. Yeah.

SPEAKER_00 31:33

Yeah, I think one of the things that I want to hit on too is so important is people think that they just need more money in order to feel better around it. Like if I just had more income or if I just had more money in the bank account, I would finally feel good around money.

SPEAKER_01 31:49

Right.

P: Prepare Simple Meals For Picky Eaters

SPEAKER_00 31:49

But the problem is if you don't address the underlying thoughts and beliefs and experience that you have with money, no more money is gonna help you feel better. Right. It can give you more freedom, it can make you have more opportunity, kind of like we talked about earlier. But truthfully, the emotional baggage that you're holding is still going to be there because there are people who are billionaires that still don't feel good with money. And there are people who are flat broke that feel good with money. So it doesn't matter where you are at with your money situation, we can have you feel peaceful right now in this moment. And we can do that by changing the thoughts that we have around it.

SPEAKER_01 32:27

Oh, you're speaking my language, my friend. Like that's so, so good. And again, I think it comes back to again, the whole reason why I'm bringing on experts such as yourself is to remind our listeners, my friends, you have the power to shift these things for you. So if money is a stressor, like dig a little bit deeper in this space for your own financial wellness. This has been so enriching. Again, foresee more deeper conversations between us in the future. But for now, what would you like to leave our listeners with?

SPEAKER_00 32:52

I think what the most important thing is to realize that if you are struggling financially or if you feel like you are bad with money, like you're not. And that is the lie that your brain is telling you to keep you stuck. And hopefully through this podcast, you've seen that there is so much opportunity and there is so much out there for you, but only you have the power to take that next step. Only you have the opportunity. You have to get to a point where you believe that you are worthy of this and you are worthy of abundance and you are worthy for more. And hopefully, we kind of gave you that first step today. But you're not bad with money, you just haven't taught how to do it correctly. And so sometimes it just takes saying yes to yourself to learn how to do it better.

SPEAKER_01 33:37

I love that. Thank you so much, Rachel, for being part of the Rockstar Mom. Thank you so much for tuning into the Rockstar Mom podcast. If today's episode resonated with you, here's how we can keep this momentum going. First, be sure to subscribe to the show so you never miss an episode. Next, I'd be so grateful if you took a moment to leave a five-star review on Apple Podcasts. Your feedback helps us reach even more women who are ready to live more intentional, fun filled lives. Lastly, please share your insights on social media and be sure to tag me at Megan Callball PDX so we can connect and inspire other rock stars to live their best lives too. Again, I am so glad that you are here, and I'll see you next time.