Atlantic Exchange

Work and Job Interviews

Matt.peckover

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0:00 | 38:56

The Great Work Debate: UK vs. US - Job Interviews, Firing & Benefits!

Join Jerry and Matt in this hilarious yet insightful discussion as they dive deep into the world of work in the UK and the US. From awkward job interviews and getting fired on the spot, to vacation time and pension plans, they cover all the nitty-gritty details. Ever wondered why Americans can sue so easily or why UK workers are obsessed with tea breaks? Get ready for a rollercoaster of banter, unexpected stories, and a sprinkling of dodgy advice. Whether you're looking for career tips or just a good laugh, this episode has got you covered!

00:00 Introduction and Greetings
00:34 Travel and Holiday Plans
01:25 Parenting and Vacation Realities
01:52 Humorous Banter and Regional Stereotypes
06:08 Celebrity Talk and Awkward Segues
09:05 Work and Job Interview Experiences
18:24 A Nightmare Interview Experience
18:57 Navigating Job Interviews
20:03 The Interview Process: Then and Now
22:07 First Day on the Job
23:27 Job Security and At-Will Employment
28:14 Vacation and Time Off
32:26 Understanding Pensions and 401(k)s
36:46 Quitting Your Job: Notice Periods
38:23 Conclusion and Final Thoughts

Instagram @atlanticexchangepod

Matt

Good afternoon. Good morning, Jerry. How are you?

Jerry

Good. How are you, Matt?

Matt

Yeah, what, what episode are we on now? Is it 7, 8, 9? Oh, no, it's four. Just four. It's four. We're still here. The police haven't been around to arrest us yet, so,

Jerry

The fourth

Matt

but then I don't think, yeah, but I don't think they're one of the two people that have listened to it, so that's probably why. Yeah,

Jerry

It'll, it'll get to them eventually, I'm sure.

Matt

it'll get filtered through. So how's your week been?

Jerry

Uh, it's been a good week. A lot of travel for work, uh, but we are back home, so how about yourself?

Matt

Uh, yeah, as you know, I went down to Cornwall the weekend. I was hoping we could do an episode from there

Jerry

Yeah,

Matt

I was next the Atlantic, but we've had to push back, uh, recording this week. So we'll be doing a double this week. So let's hope by the end of the week we're just not completely dry on what we have to talk about. 'cause it's pretty dry to start with. So

Jerry

it

Matt

we're not starting, we're not starting. Great as it starts. So let's see. Um. But yeah, no, it's a decent, decent week. Uh, I'm off on holiday next week as well, so that's another reason why we've gotta double up this week. Yeah, so I'm off to Dubai on Monday,

Jerry

Ooh,

Matt

so, so we'll not be film sunbathing. Drinking alcohol, obviously that's frowned upon, um, putting the kids in kids club,

Jerry

Very good. That's

Matt

by the pool, drink and alcohol.

Jerry

right.

Matt

What else do you do on holiday when you've got kids?

Jerry

Uh, suffer one, um,

Matt

Yep.

Jerry

have fun historically.

Matt

Yeah,

Jerry

Uh, and go to the pool.

Matt

same, same stuff. Same stuff you do at home, but just with a pool, basically.

Jerry

No,

Matt

Yeah, yeah.

Jerry

can still take your kids on vacation. It's just ruined now. That's it.

Matt

Hmm. Yeah, yeah, yeah, yeah. You can go anywhere you want a vacation. It's just, it's just shittier than it would've been without one. It's,

Jerry

And double the

Matt

yeah.

Jerry

What are you gonna do, you know?

Matt

Yeah, it's it's strange though, isn't it? You are. 'cause you are, it's double the price for two reasons. 'cause A, you're taking two other people with you and also you're going in a time which is more expensive 'cause you have to go to school holidays, so,

Jerry

No, it's, it's terrible. The problem is that I love them. If I didn't love them, it would be a lot easier.

Matt

oh, it's be much easier. Yeah. So basically anyone that's listening, um, that hasn't got kids, um, don't basically,

Jerry

that's

Matt

there you go. That's it. That's a parenting advice. Yeah,

Jerry

anything away from this podcast,

Matt

yeah. Yeah. If you've, if you've saved or if you've saved up, uh, $10,000 to have a reverse on a vasectomy 'cause you're thinking about having some children, um, I would say take that $10,000 and go to the Maldives. Yeah. Because those memories will last forever, aren't they?

Jerry

to Dubai and Sunbath naked with some alcohol, as Matt will be doing shortly.

Matt

Yeah. I think. Two of those things are probably illegal. Um,

Jerry

Which

Matt

one of them's allowed in the hotel, but one of them's not.

Jerry

I would,

Matt

It's a,

Jerry

is it because you're not allowed around the school zone? Where's the hotel?

Matt

well, the hotel's in Dubai, but you, so yes. It's, it is, it's not. So just to confirm, it's not a dry nudist hotel. It's a regular hotel, but they allow drinking, so it's just, it's gonna be, yeah. Do you think, I've never been to a nudist hotel. Firstly, do they exist? I imagine they do. And then secondly, I assume they're adults only. They don't have a kids club. Do they

Jerry

afraid where this conversation's going, but I'll, I'll still rock with it. Right. Um,

Matt

entertain me?

Jerry

so. I mean, I know in Florida they have 'em for sure.

Matt

It is in nudist hotels.

Jerry

hotels, they have nudist

Matt

But

Jerry

as well.

Matt

but, and this is a very silly question, but they are adults only, aren't they?

Jerry

would hope so. I, I, I think so.

Matt

Yeah, I, I, as I say out loud, it's, it's, I mean, if not, the police should just be waiting outside that hotel. It's like, it's just like a trap room, isn't it? As, as they get off the, off the bus. Just get straight into the police car.

Jerry

Uh, I mean, that might be a good idea for, uh, to catch a predator. I don't know if that's, do you have to catch a predator on, uh, in the uk?

Matt

No. So what we have is we have, uh, short clips on Instagram of people. Just do it themselves. So we to catch a predator as an actual, a sanctioned show by the police. I think the police were in on it and they did all the filming. What we have is just vigilantes, which, uh, pretend to be young people online, invite them over, and then sit and arrest them,

Jerry

Right, right.

Matt

which obviously sits in rent.

Jerry

you couldn't really do it in the UK because all of Manchester would be arrested. But anyways,

Matt

You really are trying to stop our Northern listeners, aren't you? I dunno what you've got with it.

Jerry

it's a

Matt

I mean, we don't,

Jerry

the country. The North, I.

Matt

we don't, we don't have a big listener base, but you're already taken out a couple of million there. They just automatically don't wanna listen.

Jerry

Listen, if there's one thing, the Northerners love is good banter, so they might appreciate it. Who

Matt

Yeah. So last week it was Liverpool's Don't Work

Jerry

That's right. Yeah,

Matt

liver Poland. And, and this week it's mancunian's are pedophiles.

Jerry

exactly. A good

Matt

What's next week?

Jerry

Yeah.

Matt

Uh, Birmingham.

Jerry

we'll, we'll figure it

Matt

Yeah. People from nor like to have sex with their relatives. That's,

Jerry

north?

Matt

uh, it's a good question. So, to anyone, uh, from the M 20 South M 25? Yes.

Jerry

Okay.

Matt

Uh, technically it's the Midlands and it's called, and because it's the Midlands, it's obviously the middle of the land. It's, it's not, it's halfway, but, but to some of us, we go, yeah, you're sort of up, you're up north. 'cause you have to travel up north to get there. So you're northern,

Jerry

yeah. But that's like

Matt

you're not, you're not.

Jerry

and Hove saying, London's, you know, folks in London are northerners.

Matt

Yeah. But that's just, that's just, that's fucked up, isn't it? Because that's not, you know,

Jerry

Yeah.

Matt

it's, it's London Central. And then anything south for that Southern,

Jerry

People from Birmingham seem normal to me. That's why immediately place them in the Northerner category.

Matt

yeah. But who do you know from Birmingham?

Jerry

Work related. Um, just out and about, met people from Birmingham. It's a big city, man. Still haven't

Matt

Let's look.

Jerry

We must go.

Matt

So, so obviously famous Birmingham, people from Birmingham, the most famous Aussie Osborne. God rest his soul. I've never said he is come across as a normal person though. Um, I mean that was his niche and that's what he sold himself on.

Jerry

talented.

Matt

Yep. Uh,

Jerry

Very

Matt

who else we've got, we've got

Jerry

well, but you know.

Matt

Kenny Baker, uh, he played R 2D two in Star Wars.

Jerry

No idea who that is.

Matt

Christine Mc v's. From there. So she was in Fleetwood Mac, so I did not know that. Um,

Jerry

Nothing.

Matt

ti uh, Alison Hammond, you, you're not aware of her. That's for our British, British fans. Um, and that, that's it. If, if fifth on the list it's giving is Alison Hammond, then, then we know that. Yeah.

Jerry

the conversation of you trying to introduce me to steps from Liverpool and I'm

Matt

So,

Jerry

I

Matt

so step,

Jerry

these people

Matt

so steps Steps aren't from Liverpool. They are,

Jerry

Are you sure?

Matt

yeah. Yeah. So, so they are from all over the place. So one guy was from Wows.

Jerry

Uh.

Matt

another guy is from Chester. That's not far, that's not helping me out there. Uh, another girl is from, where is she from?

Jerry

We need a, we need

Matt

She's, she,

Jerry

Equi equivalent of Jamie just to like pull up facts randomly for us.

Matt

uh, so, so there's one guy, he's Welsh, but so recently in the news and obviously I don't really like to talk about, uh, we tried to steal away from the child abuse stories. So I dunno if you heard, uh, did you hear the weekend? A prolific pedophile got murdered in prison over here.

Jerry

No. What's going on?

Matt

Alright, so was in a band in the early two thousands, quite big. Had some big hits. It turned out he did some horrific stuff, which we can't even talk about on a podcast, but mainly child abuse. Went to prison quite rightly. He got stabbed in the neck on Saturday and killed.

Jerry

Great news.

Matt

He shares, but he shares the same name with someone from steps, which makes me feel very sorry for this guy from steps because he is in steps firstly, but also, I mean.

Jerry

You know what I'm saying?

Matt

No, but it's, it's, it's basically, so Ian Watkins is the guy that, that got murdered, but Ian from Steps, he has to go by Ian h Watkins, just in case anyone's confusing him with a prolific pedophile. So they're not thinking.

Jerry

man.

Matt

Oh, I like those steps. That's some good songs with 5, 6, 7, 8. But it's the child abuse i, I, I struggle to get past. It's a completely different people. It's not like he left steps to go and join a rock band and then become a pedophile.

Jerry

Yeah.

Matt

different people. But yeah, one of them is now, one of 'em is now dead. Uh, one of them is, uh, in steps, which you might as well be dead sometimes. So.

Jerry

Matt, I feel like this is gonna be a great segue, uh, to our current topic today.

Matt

Child abuse of being dead.

Jerry

We got here

Matt

So our, our topic date is actually work. So I dunno how, how we're finding that as a segue into that. I think we need to practice segues and

Jerry

do.

Matt

Google what a segue is. Maybe just look up what a segue

Jerry

gonna just,

Matt

is. Is it,

Jerry

you Google

Matt

is it,

Jerry

is

Matt

can you, can you please? Yeah. Well, the complete opposite segue, so I don't listen to Mr. Beast, does he have a guy called Jamie that just Google stuff and tells him facts in his ears? Joe Rogan. Sorry. Not, not, not Mr. Beast.

Jerry

Wait, who? Who are

Matt

All right. Mr. Beast.

Jerry

Mr. Beast? I don't even know if he has a podcast. might.

Matt

dunno. I, he's some, he's online. Um,

Jerry

Yeah.

Matt

other podcasts I talk to, they just, they just Google it while they're talking because, yeah. Which, you know, we don't have a, we don't have a Jamie, so that's what we do.

Jerry

Not yet. We will

Matt

Not yet. Not yet. One day we'll be there interviewing, uh, Ian h Watkins from Steps.

Jerry

right.

Matt

He'll be in the studio with us while we Google stuff. So what are we talking about? Work? Yeah. So do you work? I

Jerry

I do work. I do work. Are, are you comfortable sharing what we do for work before we

Matt

we, uh.

Jerry

men?

Matt

I think we can go into what we do, but we just don't go into company names because again, so I'm, I'm a project manager, very office based, very run of the mill. For a lot of our listeners out there, they probably do same sort of things. Clerical, clerical, office based stuff, nine to five, work from home, couple of days a week yourself.

Jerry

Yes, I am a managing director at a foreign exchange firm. Um, managing sales operations.

Matt

Very niche. You've, you've gone, you've got a niche. I kept mine broad so we could, you know, stay relatable to our listeners. You've gone very niche, so.

Jerry

Should I just say I can, I can redo that real quick here.

Matt

Yeah. I mean, no, 'cause we don't cut on this. We, we, we rolling. But again, for granted, I do know one person that relates to that, but that's, that's different. That's 'cause we've worked, we've worked similar jobs before.

Jerry

have,

Matt

Um, so yeah, I suppose what we wanna talk about is the difference between working in America, working in the uk. Um, let's go, we'll go through the job interview process. We'll go through work life. Do you drink at work? What standard working hours leave and that, and let's just, we'll just compare that. 'cause I think, I think that's different. So I think we should start, we haven't got the jobs yet. We're talking about job interviews now. Talk me through a typical start to end US job application process. Like the time, what you have to do.

Jerry

Yep. So you're, you're either applying online or recruiters reaching out to you on LinkedIn or something within that realm. And the interview process itself is really about the candidate boasting, right? So what have you accomplished? Um, what targets do you have, have you reached them? How do, how well do you work with others? Um, it, it's really. Even if it's not a sales job, you are selling yourself to some capacity. Right? Um, and just trying to make yourself stand out from all the candidates. What, what, what does the UK

Matt

same. So it's the same here. I mean, obviously they always say when they ask you a question, the most typical one is the star response, the situation, task, action result. And they all, I hear things like, don't say we did this. Always say I did this. So. I mean, there's times that doesn't work. Like, you know, you don't wanna say as a company, I brought the company down or I, I was, I was, I was part of a large global scandal. I dunno. But yes, it's very much that. Um, I find that job interviews are a lot more relaxed than they used to be. Uh.

Jerry

they're still very intense here.

Matt

Yeah, I've had some and they, they just felt like casual chats and they've rung me up and said, yeah, okay, your next round. And it's just, okay.

Jerry

Yeah,

Matt

But

Jerry

I've interviewed for UK firms in the US I feel like the, the recruiter is essentially looking for a rockstar. And in the UK they just want somebody that doesn't embarrass them at the Christmas party. That's, that's the, that's the prerequisite.

Matt

it is that, and someone they can go, then they can go for a beer with.

Jerry

Exactly. Exactly.

Matt

if, if I'm, if I'm hiring, I'm thinking, can I spend eight hours a day with this person and actually talk to 'em about something I wanna talk about? I don't care. They can do the job or not. I just wanna be able to talk to, yeah. Um, have you got any, and this has to be yourself, anyone, you know, any bad interview stories?

Jerry

Oh.

Matt

Oh

Jerry

mean, I've, I've been, um, I've been pretty solid. I have interview stories with folks that I've interviewed. I.

Matt

yeah, let's go with that. Yeah. Yeah.

Jerry

that have, that have given me some pretty wild responses. So I think a very typical response, sorry, a very typical question would be, Hey, where do you see yourself in 2, 3, 5 years? Um, and I think the worst answer I've ever gotten was hopefully still employed, so that that doesn't really set the bar too high uh,

Matt

hopefully it's the hopefully, isn't it? Yeah. I'm trying to think of any that I've in, I've had some that've just been, but they've just been bad candidates, so that's, you know, that's not on them. That's just, they're just terrible people. And, you know, punching high.

Jerry

Yeah.

Matt

some, for myself, I think one, I, I don't think I wanted the job. I think I've been made redundant, so I was just, you know, you go that you just, you apply for a hundred jobs

Jerry

Yeah.

Matt

trying to net an interview. And they were telling me about the job, and it just sounded so boring. It was nothing about, it sounded exciting. The people sounded very dry, and I was thinking, I don't, I don't want this job. But it came across my body language. I started just sort of sitting there, just like swinging in the chair left to right, and that came back in. The feedback that, and they said he didn't seem very interested. He was swinging in his chair. I was like, okay, well I've, I've done my job there.

Jerry

seven years.

Matt

Years now, ironically it was with a swinging chair company. So, um, one of my favorite ones bits of feedback and I've actually, I might print this feedback out 'cause I have it in email. So I interviewed with a company. In a very similar, um, similar industry to what I've worked many years in. Same, same role, same sort of company. It was like a competitor basically. So basically it was like I was, they could copy and paste me into this job. I, I knew sort of everything about that and they, I interviewed with a load of people. It went really well. They. Then the fee, I didn't hear anything. A couple of weeks I chased for feedback. I was saying, right. It's been weeks now, I haven't got the job, but I just wanna know why. 'cause it was basically, I was probably one of the best candidates for it. And the feedback come back when, uh, Matt is technically perfect for this job. He's his experience for making, from day one, be able to hit the ground running, but we're just not sure if he was a right fit for the team. So basically that came across for us. He's great, but we don't like him.

Jerry

The guy can do the job. Shit. Personality though, my goodness.

Matt

Yeah, it is absolutely tosser, but you know.

Jerry

if it

Matt

Yeah. And it was like, what?

Jerry

I think you have a fantastic personality. I hope that helps.

Matt

Yeah, but you think I'm shitting my job a another good story I heard was actually this one doesn't involve, yeah, this one doesn't involve me. A friend told me this one, so. And this goes on to our next, our next part of the topic because do you ever lie on your cv?

Jerry

Yeah,

Matt

Yes or no? I mean, you're worried.

Jerry

I mean,

Matt

I mean, I mean, you've taught me this. You should, you've got, you've gotta up the numbers, haven't you? You kind of rookie numbers out there. Could you? There's rookie numbers. Yeah.

Jerry

you

Matt

So

Jerry

that you've jerked off? You gotta put out Those are rookie

Matt

it's under per personal hobbies, isn't it? Um. See, I didn't used to do that and I wasn't getting job interviews. Um, I've had it before where I've let chat EPT, just do my cv, send it off in the interview, but it's, it's just put random shit in there that I've done. I didn't read it. I had the interview and they're going, oh. So apparently you, you've got experience with this system. I don't have I

Jerry

Have I?

Matt

since when.

Jerry

That's

Matt

Yeah, but one of my friends, um, he, he really overcooked his cv 'cause it was for like a, like an, yeah, it was like a next level up. So we're talking like a, like a nearly a C-suite level job.

Jerry

Yeah.

Matt

And he got an interview for it and it was, I think the, I think he said the interview last lasted about two minutes. So basically they got in the interview, looked at his CV and they went. With him in on teams, whatever. I don't think it was in person, it was on teams and they just went openly. How did this guy get in front of us and they just called it a day and let him go.

Jerry

let's, let's.

Matt

Yeah, I think, I think we, we've got half hour free now and our diaries guys, we can back this up. Let's go.

Jerry

someone in HR definitely got fired that day,

Matt

Yeah, definitely. I've been in a job interview and they didn't know it was a, they were a job, it was an interview. They didn't realize they were interviewing me, so. Again, I get an interview, they join, they think I'm just an employee, a new employee, and it's like an introduction.

Jerry

right.

Matt

and they went, so like, I can't remember what the job title was, but they went, oh, you are only sort of product manager. Uh, just introduce ourselves. It's like, no, this is a job interview. You are interviewing me for a different role. And they were like, oh, so they weren't prepared and they were then pissed off that they were on the back foot and they were just being really shitty to me and asking me these sort of questions, which, and they'd ask me these questions and go, oh, so what would you know about Linux coding? And I would say, well, as a role as a project manager, absolutely nothing. I wouldn't expect to do that. So then they're pissed off again. So I was like, you don't even know the job spec. So I gave my feedback to the recruiter after I went, I, they didn't know they were interviewing me. It was a really bad experience. I didn't get the job. So how I'm employed, I do not know

Jerry

Yeah. Listen, that's, I've never, I've never been in such a horrendous situation. I

Matt

Now I've been in loads. Loads,

Jerry

them the entire time at a certain point.

Matt

yeah. There was a point when I was thinking again, I think I was, didn't have a job. So there's times when. You have to be online. I just need a job. But when I've got a job and it's an interview and I don't like it, then yeah, I'm gonna have some fun with it. Then at this point, it's, you've got that safety net, haven't you?

Jerry

Right.

Matt

confidence.

Jerry

I. I just, you know, I think I know how to play the game. 'cause I, I've, I've managed all the questions already, right? I, I've been through

Matt

Yeah.

Jerry

Here it's, it's really just about boasting yourself and we have an open door policy, right. That, that's a big sort of recruitment specialty that we say to candidates versus in the UK it's, closed. Please knock. Right. It, it's just, you got, you just gotta know the

Matt

Yeah, it, it is open door, but the door's closed and you need to knock. Yeah, and, and wait. You have to book an appointment and then I'll wait outside the open door and then I'll come and open the open door for you.

Jerry

And wait till I have my second tea and then we can chat.

Matt

Yeah. Okay. So there's the interview. So then what's the process from start to finish? So when you apply for a job, um, what's a, what's your then length to get an, an offer? Let's not talk about notice period. 'cause they, they're different. But your offer is that sort of weeks, months.

Jerry

Yeah, it's, it's a good question. I, I think that before we get to the offer, I feel like maybe 15 years ago, it used to be maybe three rounds max. Now interviews are five, six rounds. Um, and then you have to wait for an offer maybe two, three weeks later after they've sort of sorted all of the candidates out and filtered out who they think, is sort of their top tier to level two, level three.

Matt

Okay. Um, see, I get that. I always feel it's. They're just, they put the offer out to others and then they might say no. And that's why, 'cause when you've had that final interview, if you haven't heard for a couple of weeks, they're like, oh, we're still getting feedback. I always think, well, you've offered to someone else but you're waiting to see. 'cause you probably would've offered that within a week or two.

Jerry

Yeah.

Matt

So if, if they go, oh, we're still waiting for feedback, two weeks later, you are waiting to see if that person confirms before you let everyone know.

Jerry

Yeah. To be fair, it also gives you leverage if you, um, if you are number two or three that they've asked, you can ask for more money. They're, they're sort of in a bind. They need someone to fill that role.

Matt

Yeah, I suppose you don't know if they're another, you, another two, but yeah, that's a good point, isn't it? Yeah. Um, yeah, I suppose it's about, I would say it's about four to six weeks maybe from applying to actually maybe getting an offer.

Jerry

Yeah.

Matt

Yeah. And then, then you'd notice a period, uh, normally about three. Obviously it depends on the job. Maybe some senior ones, but normally you might have your screening call might be with their internal talent team. Then you might have one with the hiring manager and then a second one with someone else in the team or senior manager. And that's normally enough. I've never had more than three

Jerry

As you know, I've worked for a UK firm. We worked together, uh, and it was about the same three, four years ago.

Matt

quite tough for McDonald's drive through, I thought personally, but you know,

Jerry

Yeah, yeah. It was, it was intense.

Matt

it's. Naming all the hamburger as children. I don't know.

Jerry

Matt, you have the job, you're

Matt

Mm-hmm.

Jerry

in first day. What are

Matt

Yeah. For me or them,

Jerry

for both?

Matt

for me that week, I'm probably gonna be on my best behavior. Probably gonna look like I'm working hard. Not gonna leave early.

Jerry

Yeah, yeah,

Matt

That will soon. That will soon change. Especially post probation. Right? It. But um, uh. I think it's just acting, looking busy. I'm probably gonna be dressed a lot smarter than I would be for the rest of my career there. I'm very basically a very reserved, a very different person to what they get for the rest of their time with me. So it's, you know,

Jerry

every day or are

Matt

I.

Jerry

French style? What's, what's going on here?

Matt

I mean, I mean as a, oh, okay. The French cha now are getting tracked into this. Okay, fair enough. Um, as a decent human being, I shower every day anyway. So even if I was unemployed and I'll sit in at home, I would still get up and shower. So, I mean, I dunno what you do when you work from home. You bother having a shower

Jerry

Oh, well, certainly not. I'm just joking, obviously. Yeah. I just, I need to, I need to, I need, that's my wake up essentially.

Matt

that where you jerk off. So you need to.

Jerry

Yeah, yeah,

Matt

Yeah, that shame off of you. Okay, well that's good to know.

Jerry

yeah. Yeah.

Matt

Um, so yes, we got, we've got the jobs now, I suppose things like, okay, so things don't go well. You pass probation, but things go badly quickly. You can get fired in America like that, can't you? It's like, thanks for coming, but you're gone.

Jerry

even if you have a new job, you still go towards interviews, right? You, you, you always keep some options in the back burner.

Matt

You always just have a couple of burners that you can, so maybe every couple of months you might just look for a job and I give you applied for. Yeah. So what's your, if, if your, if your work decided today, we don't want Jerry anymore, would you be out the door today?

Jerry

Of course, yeah.

Matt

There's no HR process, no part law protection or anything like that.

Jerry

HR would probably the news, but that's it. That's the

Matt

I mean, I'm talking, I'm talking, you haven't done anything wrong. It's not, it's not firing from gross misconduct. They just decided we don't like Jerry, or we don't want his department anymore. Either or. Either way, you could be gone that day.

Jerry

it's a great question. Essentially, most employers here, or most employment here is at will.

Matt

Okay. Explain.

Jerry

Yeah. So essentially

Matt

I.

Jerry

you sign your agreement to, to work for a firm in the us, you're essentially an at will employer or employee. So they can fire you for any reason at any time, or no reason at all,

Matt

You see that, that's harsh, isn't it? It's, yeah. I, I mean, I feel for people that would relocate, so if I, if I got a job in the States and relocated out there, I could literally move out there and then one day and go, do you know what? You're gone.

Jerry

Absolutely. It's a huge risk. It's a huge risk. You, you have to get some, some, some items in writing, perhaps a signing bonus, right? Something to sort of sort you out before you get there.

Matt

Yeah, so you just need that. So you always need a little nest egg so you've got tied over. See here if, if, again, if there's no sort of gross misconduct, if work wanted get rid of me, there'd have to be sort of a, uh, there'd have to be a month sort of, uh. Process of redundancy, or even if it was work, my work wasn't good enough, it'd have to go through some sort of performance review and things like that. So you're looking at least of four, minimum four weeks, maybe six weeks till till you'd be gone. So at least you've got that time to start looking for a job.

Jerry

Historically, we still do a performance improvement plan or a performance review here.

Matt

So.

Jerry

but we don't have to. That's, that's the scary part.

Matt

Yeah, that's just them being nice to look nice. 'cause the, the stocks. Yeah.

Jerry

It's, it's to remove legal liability in the US you can sue for anything unlike the uk. So that is, I guess, sort of the, leverage that the employer has or the employee, sorry.

Matt

So, uh, see this is where I go. So how can you sue if you are at will and you can get fired instantly, what sort of scenarios could you sue 'em back for?

Jerry

If you felt like, uh, you were being discriminated against?

Matt

Oh, okay. Right.

Jerry

Yeah. A whole host of reasons. Um,

Matt

So there still things like, um, unfair dismissal.

Jerry

Yeah.

Matt

Right. Okay. Yeah. You, you do like to sue. That's, that's, it's kind of like your go-to.

Jerry

yeah, yeah. The Americans, that's our, that's our favorite baseball and suing. We're

Matt

Yeah. But, but like, some of the silliest cases you think wouldn't win, end up winning. You think, well, that's just set a really shitty precedent now that that's,

Jerry

Yeah,

Matt

that's the go-to.

Jerry

normally just settle, right? So who, who wants to go through a lengthy trial or arbitration process and, and these large companies, instead of paying 2030 K and legal fees, here's 10 K. Leave us alone.

Matt

Yeah. Where did I hear a story about someone dropping a watermelon and they sued? Because I don't think this was in a film. I think someone told me this story. It was about, uh, so what it was someone come out of a. Grocery store with a watermelon. They dropped it on the road and I think then they, they either went to get it and got hit by a car. So they sued the, the grocery store for the watermelon being two rounds that they couldn't hold it. And they dropped it and they won.

Jerry

Yeah.

Matt

And, and I remember asking, thinking, well, how the, how the, how, how the fuck does that even work?

Jerry

the level of roundness.

Matt

It was because the shop had insurance and they went, people just hate insurance companies. They just think, well, fuck it. The,

Jerry

yeah, yeah.

Matt

the insurance company's gonna pay out for that.

Jerry

And I'm sure

Matt

And we just hate insurance companies. So that's why they always side with those, sort of, those complaints, I think. But that just doesn't make sense 'cause it sets a, a really shitty precedent now that if a, if a guy didn't have that insurance, he was just running a melon stand from the side of the road. The another complaint could go well. Yeah, they sued for it. So what's the saying? These are around watermelons and then that little guy with the watermelon truck, he's gonna get sued.

Jerry

I'll be open with you. All I heard is later today I'm gonna go watermelon shopping. So.

Matt

Yeah. Okay. Then you gonna ho hollow it out.

Jerry

It's that easy.

Matt

Yeah. You are writing a shopping list, aren't you? Ah, watermelon. Yeah. Yeah.

Jerry

Just going back and

Matt

Okay, so we we're getting on there. Um. Uh, so how much vacation time do you get?

Jerry

Two weeks historically, uh, when you start, which is pretty low in comparison to the UK I'm sure. Uh, and then it sort of raises a day or two every year. Or as you get seniority, you get promotions.

Matt

And then what about this one? I'm gonna get, uh, Jamie, can you just Google something? Uh, yeah, I'm just gonna look this way by Jamie Googles it. Um, what's your, what other time off am I getting apart from those two weeks?

Jerry

Holidays, national Holidays. So Christmas, new Year's, um, veteran's Day, labor's Day, labor Day. So historically just national holidays, federal holidays, and obviously your, days or your vacation days.

Matt

Okay, so I am looking up, so we have standard is about four, four weeks off.

Jerry

I

Matt

Holiday, sometimes five, but let's say standard four, uh, the lowest case, no one's really, not many people do less than that. Um, and then you get the public holidays off as well. So there are, there are eight of them in England. So you are looking at between, we're getting nearly sort of six weeks, six to six and a half weeks off a year.

Jerry

So

Matt

How many us.

Jerry

fucking around, which is beautiful.

Matt

Yeah. And then we work from home some days as well. So, uh, and then how many US public holidays are there

Jerry

Nine

Matt

be?

Jerry

maybe. If you could have Jamie

Matt

So there,

Jerry

be great.

Matt

yeah, so there's, so it says here, so hang on. What's that, Jamie? So there's, uh, 11 official federal holidays. Now, do you get all of them off?

Jerry

yes. Uh, summer floating like Columbus Day, which, which just passed.

Matt

Okay. That was that yester. Was that yesterday? Okay. So when you say floating, what does that mean?

Jerry

Uh, you can take the holiday or you can work. On that day, and then you can just use it as a day off for another day.

Matt

Oh, right, okay. See, I thought that. Some of the holidays they didn't. So say there was, this is where I've either misheard it or other other companies. There's some that they definitely give you and you take that off and outta the floating ones. I dunno how many there are. They let you have some and you choose. Are you gonna have say, labor Day or Columbus Day?

Jerry

Yeah.

Matt

Is that a thing or have I made that up?

Jerry

No, no. Depends on the state. Depends on the firm. It it, you know.

Matt

So do you get all, do you get all 11 off? So you get on top of your two weeks, you get,

Jerry

do.

Matt

you're gonna get another 11 days. So that's another two weeks. Okay. Uh, and what else do you say you get as well? So you get your 11 public holidays, um, you've got your, in your two weeks and then anything. But then you have sick days as well, don't you? Now?

Jerry

it's, no. Most firms, it's a part of the two weeks. Those are just, just PTO days paid time off?

Matt

So if you were sick tomorrow. That would come out of your PTO.

Jerry

That is correct.

Matt

You can't just call in sick.

Jerry

No. Most

Matt

Oh, see, that's different.

Jerry

firms, again, they're, they're, they're changing. think it is becoming more progressive, right? Where a lot of firms are adding sick days or they're adding more holidays, uh, to become more competitive,

Matt

We don't have a, a legal set day in the uk. We have it that, um, so if I, if I called in work tomorrow, said I was sick. The days off, it's not coming out on any leave. Um, I think I can have up to five days off in a row, and after that I need to bring in a doctor's note. Um,

Jerry

Yeah.

Matt

some companies have a set amount of sick leave they might give you, and then they, they'll go, right, we're not gonna pay you. But that's more of things like long-term sick. So like if I was off for six months. There we go. We're not gonna pay you after six months, then you just have to get, go to the government until the government offers you on sick. But if you were off for six months in your job, you're just not getting paid at all.

Jerry

That is correct.

Matt

Do you have any sort of cover for that in, do you get any private insurance cover or,

Jerry

it depends on the state. So in the state of New Jersey where I live, there's quite, quite a bit of coverage. So you can get family leave or medical leave for a couple of weeks. Um, it's not the same everywhere.

Matt

okay.

Jerry

Yeah.

Matt

And then let's say now we're coming. Oh, and then so pensions. So a lot of people listening in the UK Dunno, but you what we call our pension. You call a 401k.

Jerry

that is

Matt

Why?

Jerry

I don't know why the numbers in the letters got mixed up there. Algebra wasn't my best subject in school. Uh, but um, I'm joking. I was actually great at algebra. Uh, the 401k is the retirement program that was created, right. Um, and essentially not subsidized by the government, but it was certainly. Promoted for firms to have it. Um, pensions still happen, still have their pension, so that doesn't,

Matt

So they're different. Pen 401k and pension are different.

Jerry

It's historically pensions are for unionized, uh, workers.

Matt

Uh, okay.

Jerry

Yeah. But it, it's,

Matt

So yeah.

Jerry

more so for oh one ks private sector.

Matt

Okay, so I've, I've just, Jamie's come back with some facts here. Thank you, Jamie. Uh, a cup of tea when you're, when you're free. And a scotch. A scotch for Jerry there, gentlemen. Um,

Jerry

eight in the

Matt

it is just, it is just, it's just a very boring code. On a section of the, in internal internal revenue. So how, you know, have you have like W nines and all these things? 401k is just what it's called. So what that is what we will call our state pension. So we have two pensions out here. We have our state pension, which we will get from the government when we hit retirement age, which is, I think it's, I think it's the same age now. Uh. Jamie, check on that. Uh, it used to be women could retire younger. Uh oh. It's 66 for, um, oh, that's a fucker. So it's 66 for men and women. It used to be like 60 for women and 65 for men. It's now 66 for both. Right. Next year it increases to 67. The year after that is, I know. Then in 2044 it's gonna be 68, the little fuckers, so that's retirement. That's when I can get my pension from 20. 68. So anyway, so that is your private pension.

Jerry

on you making it?

Matt

Every time the year goes up, it, it is diminishing slightly, isn't it? Obviously your odds are decreasing. Um, and then you have your private pension, which is what you typically pay into or your work will pay into. So that's different. So they're very different things. To get your state pension, you just have to, you have to work, or if you're not working, you have to be. Claiming some form of benefits, will, will then sort of be paying into that or,

Jerry

We have, we have

Matt

um, doing that?

Jerry

security, essentially.

Matt

Yeah, so basically as long as you're keeping up your NASH insurance, you get that your private one is, there's no legal. You don't have to have one, but they brought this in. Now, when you start a job, they have to opt you into one and then you have to opt out. But I mean, you could technically put in like 1% of a a month of your salary in there. There's no maximum amount. Um, some jobs top it up to what you put in some or put a chunk of say 5%. It's all different. It's whatever the jobs part of the package. Um, and you can, you can start claiming that from 55, but obviously this, yeah, so technically in, in. You know, 12 years or so, I could start claiming my pension. But um, you don't wanna start, I don't wanna start claiming that early. 'cause it's gonna be a lower pot. You might as well keep drilling into it becomes a high pot and then you're gonna get more money.

Jerry

Right? It sounds like in the US. Retirement is around diversified investments and in the UK it's hopefully I win the national lottery.

Matt

Yeah, I mean, I would say there's a large majority of people. In the UK whose pensions are not a, a level where they're gonna keep them comfortable.

Jerry

right.

Matt

The state pension on its own, uh, I dunno how much you'd get, but it's, it's cost of living. It would, you'd be scraping by. It's, you know, you, you might be, you, you will be able to have your heating on. Things like that. Even with private pensions, we're really bad at thinking about the future. So it's, it's tough. So it was only like. In the past 10 years or so, I've thought, well, I've really gotta start hammering a lot more money into my pension. Especially 'cause like you get matching from a company, so if you pay 'em 5%, they may pay 5%. So, so it is, it is better to take advantage of that free money really. Um, but yeah, and I suppose the last thing I'll work is right, so you've done that. We're not retiring, we're still in our young ages, but we wanna quit our job now, so. What's it? What's it look like? What sort of notice you gotta give? How does that work? If you wanna quit your job today, when could you be free? When could you be free to be a go-go dancer?

Jerry

yeah, yeah. So I've, I've considered this and I appreciate you bringing that up. Specifically about my Gole dancing aspirations, uh, two weeks. So historically, or traditionally, you give two weeks. Although this new generation of, uh, gen Z, they just leave.

Matt

Yeah, I've heard about this. I just don't turn up.

Jerry

get the fuck out of there. They're just like, Hey,

Matt

So what's worst case? They're not, they're just not gonna get a reference.

Jerry

They don't give a shit about a reference. incredible. I don't, I kind of, I kind of respect it.

Matt

Um, okay. But then they're not thinking about.

Jerry

the uk,

Matt

It, it, it depends. Its standard is a month or four weeks, but normally with more senior positions that can go up, so three months, six months, like when you get to a quite high position, it's, it could be up to six months.

Jerry

Historically here though, if, if you're going to a competitor, just let you go, even if you ask for two weeks and then they'll pay you out for two weeks.

Matt

Oh, okay. So you go on what we call garden leave.

Jerry

Yeah.

Matt

Yeah. Yeah. But,

Jerry

they're

Matt

but you can't start, you can't start for two weeks. But yeah, it's just, so I suppose they don't want you around 'cause you know you're going to a competitor, you might start siphoning out information. Yeah.

Jerry

I mean,

Matt

See that's the thing we have, if we have long, say long notice period of three months, six months. If you're gonna a competitor, they put you on garden leave. So you're just getting paid to sit home for six months. It's, it's the dream. It's the dream.

Jerry

All right.

Matt

Um. I think we've, I think we've covered work. I think now anyone that's listening here pretty much knows what it, what it, what it takes to work in either country. I'm sure there's some legal stuff about green cards and that, but I'm, I'm sure that's the easy stuff. As long as you know your pension, you notice period, and you can get fired instantly for masturbating in the office. I think as long as they know those sort of things, I think we're pretty good. Okay, well, I think we're called it there. Um, see you next week.