Money Talks: Real Financial Independence Chats
Because your money story could change everything
Let's be honest – we all stress about money, but nobody actually talks about it. Until now.
I'm Tracy, and my passion for financial independence started young, watching my mum skip meals because she wasn't given enough money to feed herself as well as my brother and me.
That moment shaped everything and gave me a fierce determination to never need to rely on anyone for money.
This isn't your typical "look how successful I am" business podcast. These are real, honest conversations with real people about their messy, imperfect money journeys – the struggles, the breakthroughs, the setbacks, and what financial independence actually means to them.
What you'll get:
• Judgment-free conversations about money (revolutionary, I know!)
• Real stories from people still figuring it out AND those who've found their groove
• The messy bits alongside the victories (because that's real life)
• Proof that you're not failing – you're just human
Perfect for you if:
• You've ever stressed about money (haven't we all?!)
• You're tired of perfect success stories that don't feel real
• You want to feel less alone in your financial journey
• You believe everyone deserves financial dignity and choice
No flashy social media version of success here – just the real, practical kind that means never feeling powerless about money again.
From Tracy Irwin, Time Freedom Alchemist – helping you realise your money story matters, and you're definitely not alone in this.
Money Talks: Real Financial Independence Chats
Money Talks: Financial Independence chats with Tracy Irwin - Episode Three Steph Batey
From council house to property empire - the unfiltered truth about building wealth through property with Steph Batey, the Property Teacher.
This isn't your typical "look how successful I am" conversation - it's the messy, honest reality of becoming a millionaire when you start with £2,500 in the bank.
In this episode, you'll discover:
• How to buy property with barely any capital using equity, investor money, and creative financing
• The £30k education mistake and what Steph wishes she hadn't paid for
• Why being asset-rich doesn't always feel secure - and the scarcity mindset trap
• When property investments go horribly wrong (the nightmare bungalow story)
• Exit strategies that saved the day - why every investment needs a Plan B and C
• The truth about property mentorship and how bad advice nearly ruined everything
• Real strategies for tracking cashflow and mileage (the number everyone forgets)
• How to pivot from buy-to-let to deals that double your money
Perfect for you if:
• You're tired of working harder for less money
• You think property investing is only for people with loads of capital
• You want the messy truth about building wealth (not just the Instagram highlights)
• You're trapped in a job and desperate for a way out
• You need proof that financial independence is possible from any background
Resources:
• Books: Rich Dad Poor Dad, The Psychology of Money, The Richest Man in Babylon
• Steph's book: Women in Property (Volume 1)
• Tools: QuickBooks, Xero, Mile IQ
• Website: property-school.com
• Instagram: @stephthepropertyteacher
• LinkedIn: https://www.linkedin.com/in/stephthepropertyteacher/
• All links: https://linktr.ee/stephthepropertyteacher
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🚀 About The Money Metrics Academy:
We're not just another business course - we're building a movement. Our mission is simple: help every business owner understand their numbers, pay themselves properly, and achieve true financial independence.
📈 Join Thousands of Business Owners Who Are:
• Mastering their business finances in under 1 hour per week
• Finally paying themselves what they deserve
• Creating businesses that work FOR them, not against them
• Building real wealth and time freedom
🎯 Perfect for:
Service-based business owners (£75k-£2.5M turnover)
Entrepreneurs tired of sacrificing income for passion
Business owners ready to understand their numbers
Anyone seeking genuine financial independence
🔥 Ready to Transform Your Business?
Stop sacrificing your income for your passion. Join a community that genuinely transforms lives and celebrates each other's successes.
If you are new to the Money Talks Podcast, I’m happy you clicked! Hopefully, this podcast made you stay for good!
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📧For Business Inquiries: tracy@tracyirwin.co.uk
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