.png)
Horns N Hooves
🐄 Horns and Hooves: The Highland Cattle Podcast
Are you tired of sorting through bad advice about raising Highland and Highland Cross cattle? Do you need practical, proven strategies to make smart decisions for your farm? You've come to the right place!
Welcome to Horns and Hooves, the podcast dedicated to being your go-to source for all things Highland and Highland Cross cattle.
Join your hosts, Lori Racicky (from Creekside Highland Haven) and Taylor Hauser (from Hausers Homestead). We started this podcast because we learned the hard way - through our own mistakes and by trusting the wrong advice. We know what it's like to feel all alone, juggling costly decisions and second-guessing every move.
The good news is: You don't have to anymore!
What We Cover:
We dive into topics that truly matter to the everyday cattle owner, offering real stories and honest advice from people who live it. We keep it real and share what works, learning from experience, not nonsense.
- Farm Economics: Expert tips on managing feed costs and making financially savvy choices.
- Buying & Selling: Strategies for navigating the complexity of livestock auctions and sales.
- The Hard Truths: We tackle the subjects others avoid, like getting straight answers about cattle sizes, temperament, and quality.
- Community Support: Our mission is to build a strong community where everybody feels welcome, no matter how long you've been in the game.
Our goal is to cut through the noise and give you the practical takeaways you need to raise a healthy, successful herd.
Hit that subscribe button and give us a five-star rating to help our community grow!
Follow Us on Social Media: Find us on Facebook, Instagram, and TikTok
Horns N Hooves
Navigating the Risks of Modern Ranching with Jake Tollman
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
In this episode of the Horns N Hooves podcast, we dive into the complex world of livestock and ranch insurance with special guest Jake Tollman from the Hartford Agency. From protecting high-value Highland cattle to understanding the nuances of agritourism liability,
Jake breaks down how to safeguard your farm from "freak things" that can and do happen. Whether you are hauling a prize bull or hosting visitors on your property, this conversation covers the essential coverage every modern rancher needs.
Key Takeaways
Ranchers should understand the difference between blanket policies and scheduled individual coverage for high-value animals.
Liability is a major factor when animals are in transport or participating in public events like petting zoos. Specialized mortality insurance is vital for protecting large investments in boutique cattle breeds.
Episode Highlights
Jake explains why a simple waiver might not fully protect you from liability if a spectator is injured on your ranch.
We discuss the "mysterious disappearance" clause and why finding a carcass is often necessary for a successful insurance claim.
The team also explores "short-term" insurance options for animals purchased at auction.
Timestamps
05:15 Understanding general liability for ranch visitors
12:30 The reality of waivers and participant risk
22:45 Insuring high-value Highland cattle and "boutique" breeds
35:10 Blanket vs. scheduled livestock coverage
48:20 Claims for lightning strikes and predators
55:00 Final tips for getting the right coverage
Follow us on social media so you don't miss out on any advice, auction updates, or crazy farm stories!
Find us on Facebook: Horns N Hooves
Instagram: @hornsnhoovesauctionpodcast
TikTok: @Hornsnhoovespodcast
Website: hornsnhoovesauction.com
Production Credit: Edited and produced by @the32collective_ / https://www.the32collective.co/