Halfway Through 2026: Points, Cards & Travel Update

In today's episode, we're chatting about

• The 5 cards we’ve opened so far in 2026 and the 760,000 points those welcome offers earned us
• How transferable points + diversifying points give us more options
• The 3 cards on my radar to open next
• Why airline cards are becoming essential for getting the best deal
• The Qatar Qsuites + Maldives trip I absolutely did NOT need to book…but did anyway when a 30% transfer bonus came along 😂 

📋 SHOW NOTES

New card in 2026 - Capital One Venture Business

Got this card again with EIN - 100K points

I got this with 200K points welcome offer - But you may be able to get up to 300K!

Great hotel option - love the free night certificates

I used the 30% transfer bonus to British Airways to book Qatar - current transfer bonuses

📋 READY TO LEVEL UP YOUR POINTS TRAVEL?

Current Best Offers - My top choices this month

Free points & miles guide – PDF downloaded over 17K times

Fancy Travel Pointers Instagram – keep up to date on all the latest points news

Fancy Travel Pointers Facebook – great place to share wins, ask questions 

Fancy Travel Pointers Newsletter – sent weekly to over 24K points lovers!

👋 Hi! I'm Michele!

A points and miles expert, using points for family vacations to Japan, Hawaii, Thailand, Greece, Italy, Spain, theme parks and so much more. 

I don't believe in spending more to earn more points. The key is knowing how to earn the best points and getting massive value from them. 

With a teenager in competitive sports & public school, traveling during the busiest of times is our family's norm. I'll show you my best tips & strategies to use points for making incredible family travel happen. 

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Fancy Travel Pointers is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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Information was correct to the best of my knowledge at time of recording. Always double check/verify information about cards and or bookings. 

Transcript

SPEAKER_00 0:00

It's halfway through 2026. So let's catch up on all the things points, miles, and travel. All the cards we've opened so far this year, the points we've opened by doing that, the trips we've taken, and the points we use to do that, as well as a sneak peek into what we've already started booking for 2027. Welcome to the Points and Miles Travel Chats Podcast. I'm Michelle from Fancy Travel Pointers, and I believe your everyday spend is a secret to extraordinary travel. If you've ever worried that points are too complicated or wondered if a busy family with public school attendance and competitive sports could really travel with points, I'm here to show you it's absolutely possible. Here's what I know for sure. It's not about spending more. And keeping my credit score sky high, that is always front and center. I'll give you actionable steps, teach real repeatable strategies that transform the way you earn points and the value you get from them. Thanks for being here and let's get to it. Welcome back to Points and Miles Travel Chats Podcast. I'm Michelle from Fancy Travel Pointers, and today I am chatting about my midway 2026 travels with points, the cards I've gotten, and all the things. Except, yeah, I know it's mid to late August, so it's really like two-thirds of the way through 2026 catch-up. Thankful for so many of you guys reaching out for the last few months. I took a hiatus from podcasting for the summer. My son was entering ninth grade and just so much going on, things I wanted to attend and do, and I kind of wanted to take a break from all the things. And it was really nice though to hear from so many of you like, hey, when's the next episode coming out? What's happening? So I'm gonna consider that portion my season one. And now we're starting season two. Thank you so much for being here. And if you're new, I'm Michelle, and my goal is to help families get huge value from their points so that they can travel more using those points instead of using their cash out of pocket. If you want daily nuggets, all my best tips and tricks, be sure to follow me over on Instagram because I'm there almost daily. And then, of course, I have lots of free resources that are in the show notes for you. I have a free guide, which has been downloaded over 17,000 times, and it's the exact guide I wish I had when I started. So make sure you grab that if you haven't yet. It is a labor of love. I'm so proud of it, and I really think it can take you from A to Z, just that guide. And it's completely free. That's the other thing I need to get much, much better at addressing is that I had a comment on my podcast, like a review, and it was actually a really nice comment. I thought she left it really nicely, and she said, I like this podcast, but the lady who does the podcast, she's referring to me, is very vague and she doesn't give all of the information. If you're new here, just know that I would love to say bank names and card names, but I have affiliate links, and those affiliate links are exactly what enables me to do a podcast for free and do guides for free and do all these how-tos for free and answer thousands of messages weekly over on Instagram for free. So those affiliate links are super, super important to me. They're card links. So if you ever need a card, you want to sign up for a card and use my link, I get a commission from that, which is phenomenal because that's what supports my business. But the negative side is I have an affiliate and they have really strict rules about what I can say and cannot say. Now, this might seem even more confusing because I'm sure I'm not the only Points in Miles podcast you listen to. And a lot of those will say card names and bank names and all that good stuff. I am super, super, super jealous of them. I wish I could say it, but we don't have the same affiliate. And so our rules are different. And yes, there are even people with my affiliate, and they do say stuff I don't, but my rules are that I can't, so I do follow those rules, and I thank you for being here. Thank you for understanding, and I thank you for supporting my business and using my links when you can, because again, that's the only way that I make income from this business, which I work on so much. And I love it. It is like the best thing in the world. But when I don't say specific bank names, I promise I'm not trying to be weird or like, you know, clickbaity or any of that stuff. It's just my rules, and so that's what I follow. Now that's out of the way, I'm glad to be back, so excited, and let's talk about 2026 so far. If you listen to episode 10 about my plans for 2026, I talked about how we're dialing it back our travel, trying not to get that FOMO. In 2025, I was full of FOMO, like I'd see this great deal come out, and I had to hop on it. Or I would get these email alerts that had phenomenal deals, and I booked so many of those in 2025 that we had four international trips, like big, big international trips. Africa, Dubai was one, and then three trips to Europe. Like that's way too much in one year, in my opinion. It was nice, and this is my job, but it's still just too much. So 2026 has been a lot different. It was about dialing back that travel, not getting that FOMO. Like, you see that alert come in, Michelle. You don't have to book it just because it came in. You can chill out. And one of the big things I'm doing is leaning more into credits. You guys have probably noticed this too. A lot of cards have these like coupon book like style credits so they can make up for these gigantic annual fees. One of my favorite cards that I will never get rid of has several of these amazing hotel credits, but we have a lot of these cards now because we have a couple of the business versions and a couple of the personal versions between me and my husband. So we have, I guess, four of them. That's a lot of hotel credits. And we've been focusing more on using some of those credits for the hotels instead of points where we can, where it makes sense. First, let's chat about earning points. Where are we so far in 2026 with our earning points journey? Because points are really like the most important part of this whole journey. None of these travels would take place without these points. So far, in 2026, I said we're about two-thirds through it. My husband and I combined have opened five cards. We each opened a hotel card in the spring when it had one of those elevated offers and it came with a free night certificate. I always say that I really, really like when my husband and I both have a hotel card, especially when they come with free night rewards, because he can use one night and I can use one night and we'll get a weekend out of it. And I'm gonna get to that in a few minutes later on in the podcast with the details about that. But so we each opened one of those cards. Not only did it come with a free night certificate, but it also came with 130,000 points for that hotel. Two free night certificates and 260,000 points between those two signups. And it was like a really low spend, too, for the card. The other three cards we got, those were all business cards, and all of them had a higher offer than normal uh when we got them. And so that means five cards total, two were personal, three were business, and all of them were basically either elevated offers or they had gone higher than they were in the past. I definitely focus on getting the offers when they're elevated if I can, because a lot of times you can only get a specific card once, or maybe you can get it again, but it's gonna be a couple years. And so I want to get it when it's at that elevated offer so I can get the most points possible for that sign up. Let me talk to you about these three cards. One of them was actually a no lifetime language offer that we got in the mail, and it was for 200,000 points. What that means, if you haven't heard of a no lifetime language offer, there are some cards that you can only get once in a lifetime. That's the rules on them. So if I I already got that card, I, you know, I applied on their site, I got the card. Even if I canceled it, I can't get it again. But sometimes you'll get a mailer, and the mailer is no lifetime language. So I got that card. That was a massive offer. Those were transferable points, my absolute favorites. That was a good win. And then I got another business card. This is important. There are business cards that I didn't think I'd be able to get again because some new rules came into play and they were like, hey, if you ever had this card or any kind of like in this family, you can't get it again. But then I started hearing rumblings of, well, people are getting it again, especially if they're applying with an EIN, because it's a business card, attached to their S-corp or LLC. So I thought, well, I'm gonna try it because the offer is really good, and I want to know so I can tell people if they're gonna be able to get it or not. Sure enough, I've had this card before. I still currently have cards in the same family applied with my EIN attached to my S-Corp, and I was immediately approved. And then the third one was actually the Capital One Venture Business Card. This is really cool because this was a brand new card that did not exist until this year. And why that's really cool is because of two reasons. One is people say, Well, don't you run out of cards to apply for? And I really get that. I totally get that because I used to feel that way. I would say when I first started, like 10 years ago, and I was truly just in the high at Southwest like shuffle. That's all I really wanted. I did feel like, am I gonna run out of cards to apply for? Because I really am targeted on only these two things. But as I started to keep going into this hobby, I realized, oh, okay, there's a lot more out there to book. If I'm gonna diversify my points, then I can stay with other hotels and do other airlines. And there's four banks with transferable points, plus there's built, plus there's Rove. Between all of those, and most of them have business cards and personal cards and hotel cards and airline cards. And you've got me and my husband. So now I'm like, no, I don't feel like I'm ever gonna run out cards when people ask that question, because I'm really diversifying and using all of these different options. So that's what's so cool about that. It's a brand new card. We've seen a lot of brand new cards, I would say, in the last 12 months, and this one was is fantastic because Capital One Miles are amazing, they are so versatile and they have lots of great transfer partners. Plus, this card has a low annual fee, it's a $95 annual fee, and so that's when I'm always like happy to have a low annual fee. So the first thing is like I love that this new card came out because you're not gonna run out of cards to apply for. There's always new ones coming out. And number two, no one had ever had this card before. So I felt confident in applying. I haven't had this, I'm not gonna get turned down because you know I had it before. It was a brand new opportunity, and it's still a card I think is a fantastic one to get if you haven't already. I know tons and tons of you did get it, and that's really exciting. So those were the five cards that I, between me and my husband, have gotten so far in 2026. And all of those points added up together just for the welcome offers, not the spend that we had to hit for the minimum spend to get the offers, and not the spend we put on it since. 760,000 points. Plus, we had the two free night certificates. We do plan to open a couple more cards this year. What seems to happen all the time is that I will say, okay, I think our next card is gonna be X, and I haven't applied for it yet. So I'll just say it. I think our next card is gonna be the built palladium card. I've been saying that though for I think 10 months or nine months when it came out last winter. But then these huge other offers pop up, and like I said in the beginning of the podcast, I try to really hop on these limited time offers, these elevated offers. And since the built palladium doesn't really have that, I can just get it whenever. So it's still on my list to get, and I really want to get that. I think that is our next card that we're gonna get. Then I have to watch my timing here because if you have followed me for like even a hot minute, you know that we have had the Southwest Companion Pass since 2018. So this year, 2026, means we've had it for nine years, and it is truly for me, for our family, I think for any anyone where you have two people flying, one of the most valuable things you can get. It's incredible. I went over all of this in episode 14. It's a deep dive into Southwest and the companion pass, and so definitely listen to that if you haven't. But basically, it's BOGO flights. So I earn the companion pass. My son is my companion, he only pays for taxes. We have a trip coming up to Hawaii, he's gonna be $5.60 each way. He doesn't pay any of the points. If I paid for cash, then I pay cash for my ticket. If I paid for points, I pay points for my ticket. He then, as my companion, only pays the taxes and fees, which when you're talking about a US domestic flight, five dollars and sixty cents each way. I love the Southwest companion path. So that definitely plays a part in cards that I have to get next because I need to hit those 135,000 Southwest points in one calendar year. And I will be using welcome offers to make sure I do that. And there's actually one more that's on my radar. So this past year, and maybe last year or two, airlines have basically said, listen, if you don't have our specific airline card, you're not gonna get the best award deal. It's really interesting how things are changing out there, and I do feel like many of the airlines are they're just giving their best award flights to people who are holding their cards, like not even their frequent flyers. Not even like, oh, you have status, you're gonna get a better deal. It's like, oh, you're holding the card, you're gonna get a better deal. I have literally seen a business class award flight for 200,000 points without signing in. And then if you sign in and you have one of the cards, then it could be 80,000 points for that flight. Of course, this is not all the time, but I've seen it a lot. I am shocked how much I've seen it. And we fly out of Denver and we don't fly our hub airline very much. We fly Southwest 90% of the time, but with the deals that are happening from our home airport, I feel like we're gonna have to open an airline card and so that we can take advantage of those way, way lower award flight deals when we want to, because again, we're more diversifying everything, and so we'll probably bring one of those cards into the mix. That's kind of our plan with cards going forward. That's three cards between my husband and I to get for the rest of the year. That'll put us at eight total, to be honest. I have a feeling we'll probably get maybe one or two more than that, but we only have a few months left. I only say that because last year, I swear, between like October, November, December, all of these new cards popped up that had these big offers, and we hopped on them. We did not think we were gonna get all those new cards, and I'm kind of wondering if that's gonna happen again. So those are the three cards I'd like to get. I plan to get. They're in my strategy to get, and we'll see what else pops up because I'm definitely opportunistic when it comes with welcome offers. But I need all these welcome offers and all these points because of the trip. So let's talk about the trips we've taken in 2026 and kind of like which points we used and how we booked them. I'm just gonna give a quick rundown of this, not details of the trip specifically. The first trip we took this year was one of my favorite trips we've ever taken. It's like one of those trips you think about and you're like, I cannot believe we actually took that. And that was to Bora Bora. I have a podcast episode about it. If you're thinking about going, it has a lot of details in there about how to save money and how we booked it. So definitely check that out if you haven't listened to it. But it was just such a great vacation. We actually flew on air to Heidi Nui business class, which we booked through Alaska site using Alaska Miles. For our hotels, we were only there for six nights and they were all Marriott stays. The first five nights were actually, you know how Marriott does your fifth night free on points. So we stayed at one hotel doing the fifth night free on points using Marriott Points, and then for our last night, we had to get two rooms because the occupancy at some of these hotels is not so good. They only let two. So we had to get two rooms, but we used 85k free night certificates with those. My husband and I each have a card that gives us the 85k Marriott Free Night certificate, and those are just crazy valuable for us. This was the Weston um Bora Bora that we stayed at and used those. The nights there, gosh, I don't know what they were going for. I want to say like over 800, maybe over a thousand. It was massive. We just love our free night certificates, especially the Marriott 85K ones. Because let me also say this about Marriott. So, two things I love about Marriott. When you're booking all on points, so not cash and not free night certificates, but when you're booking all on points, your fifth night is free. You don't need status, you don't need to hold any specific cards, you just get that fifth night free. Love, love, love that. The other thing is their free night certificates, you can top them off with up to 25,000 Marriott points. I love that. They're not as good as the Hilton free night certificates. That is like the king, queen of free night certificates because uh you can just use them at some like crazy, crazy properties. But I do plan on doing an episode about Hilton Deep Dive soon, so stay tuned for that. That was our first trip of the year. I just cannot believe we got to do it. Then we did a real short cruise over spring break. I mean, really, it was like a weekend cruise, and we flew there and back on Southwest. Our next trip was a total last-minute vacation that I am so glad we took. It was one of those that was in my head, and I was like, do we really need to take this? I'm actually really glad we did. As I mentioned, we have one son. He was going into he's going into high school now. He just went into high school, he just started, but last spring he was graduating eighth grade, and so they did this week-long trip to Florida as a class. And when that came up, I was like, oh my gosh, my husband and I have never, never taken a vacation without our son in 14 years. He's 14 years old, and we just we don't have that situation. I was like, we really should take advantage of this. I almost feel like we'd be crazy not to, and because we'd just earned those two free night certificates, I was like, okay, this is perfect timing. This has to happen. We, of course, flew southwest to and from Cabo. One person was a companion, so very inexpensive. I will say the taxes to Mexico are a little bit more, but still, it was not terrible. That was a great deal. And then we stayed at the absolutely famous Waldorf Astoria, Los Cabos Pedrogal. This is one of those points hotels, it's a Hilton that people will tell you is the best, and it really is. We were able to use his free night certificate there and my free night certificate there. Couple things about Hilton free night certificates. When you earn those, like let's say you are like, oh, you have to spend $3,000 in this amount of time, and you'll get the free night certificate. When you do that, when you hit that spend, I found that they went into each of our accounts within like a day or two. Whereas sometimes other welcome offers, you get them, you do the spend, and they don't hit your account until the next statement date. This was amazing. They hit right away. We hit the spend, we got our free night certificates. He booked one night under his account with his free night certificate, and I booked one night under my account with my free night certificate, and then I emailed them and I asked them to link the reservations so that we did not have switch rooms. This was one of my favorite stays of the entire year, probably like of all my point stays ever. It was amazing. And I'm just telling you, these Hilton Free Night certificates, what you have to do basically is find a standard room availability. It can't be one of their premium rooms, can't be a suite. It's a standard night, but then you can apply the certificate. It's like that easy. This room was over $2,000 a night. I I shouldn't be getting into this now. I'm gonna do a whole podcast episode on it, but sometimes when I talk about it, I'm like, no, how is this even possible? How do we do that? So we did that, and then we took an Uber, like what, 20-15 minutes away, over to the brand new Park Hyatt Cabo del Sol. Um, I love park Hyatt, and so I wanted to try that one out. We transferred points over to Hyatt and booked it. So it was a four-night long weekend getaway. That was possible because of Southwest, always Southwest, right? Then free night certificates, and then transferable points, which we transferred over to Hyatt. A lot of things were just doing the exact same strategies over and over at different places. Which brings me to our next vacation, which was kind of crazy. Again, remember I said that Cabo One was really, really last minute. We realized, okay, he's gonna go on this trip to Florida with his class, let's do something. This was another trip to Mexico, but this was over in the Cancun area and had been booked for months and months because it was supposed to be like a hey, you graduated eighth grade, let's go on this trip. So I'd had it booked forever. I wanted to try out the new Alila Mayacoba. It used to be Onda's Myacoba, and they have like completely redone it, and so I thought it would be a great place to spend. Again, we went for four nights, it was kind of like a long weekend trip. We did the same thing where we transfer points to Hyatt and book it, and we utilize Southwest points and the companion pass. So very, very similar type of vacation. Rinse and repeat. Our big, big trip of the summer was Asia, and we flew Singapore Air both ways on the long flights that we booked with points. Capital one miles are what we mostly used to transfer those to Singapore, and then we booked with Singapore directly. I'm gonna do a whole episode on this because I have lots of tips and tricks on booking Singapore Air and reviewing it and all that stuff. So there's a lot more coming about that, but that's how we flew there and back, and then we mostly stayed in Marriott's and Hilton's. We used some free night certificates, we definitely used a lot of points. This trip was over a million points. That sounds really, really crazy when I say and is really crazy, but I think if I said to you, Oh, I used a million transferable points. Points. I feel like that's a lot of points. But if I said to you, I used a million hotel points, well, specifically for Marriott and Hilton, it's not as many because most nights at a luxury Marriott or Hilton are gonna run 120,000 points. And like you saw with one hotel sign-up we did, we got a free night certificate plus 130,000 points. And so sometimes our offers can be really big, you can buy points really, really cheap in some cases when they're on sale. And so when I say we used over a million points, it still is a lot, it's a lot, lot, lot of points. But I just want to point out, I feel like it's it's not like saying I used a million capital one miles or something like that. Do you know what I mean? That trip was incredible. It was our big trip of the year, it's the only big, big trip we're taking, and it was really fun, it was something different, and we really, really had a good time. Then summer was coming to a screeching halt, and that was kind of the last thing I had booked, but I knew I needed to visit my dad. We hadn't seen him in a while. He is at the Armed Forces Retirement Home in Gulfport, Mississippi, and so we did the exact same thing we always do. We are flying with Southwest, we're using our companion pass, and we had to stay a quick night in New Orleans because that's where you fly into. So we stayed at the Hyatt Regency there. Highly recommend it if you're going to New Orleans and oh my gosh, we have a status. It's like the best breakfast, and it's category three or four, so you can use your Hyatt category one through four free night certificates there if you have those. I thought that was all we were gonna book for the summer, but then I was watching an episode of Ordinary Adventures. So any Disney fans, they are a huge Disney account on YouTube, and they're one me and my son watch a lot, and they didn't ask me anything, and it was a lot about their origin story and a lot about them. My son and husband come home from soccer practice, and I'm like teary on the couch. I'm like, we have to go to Disneyland. I'm watching Ordinary Adventures, and I was just like, oh my gosh, we have to go. I need this one more memory before you go into high school. So guess what? Shocker, Southwest. We took Southwest one way, but we actually flew the other way because I always book one ways for all of these. They're easier to find the best deals, it's easier to cancel. All the things are easier. The other way we actually flew on American Airlines, but we booked it through Alaska. Alaska Miles. I'm telling you, they are so so incredibly valuable. I have booked so much stuff coming up for like the maybe next six months or so or a year using Alaska Miles. It is incredible how good of deals you can get. Like these flights over to LAX were 7,500 points a person. They were more than that for sure. If I would have booked straight through American Airlines. So I digress. Anyway, and then we used three Marriott 50K free night certificates. If you know me, you know that I love the Marriott 50K free night certificates. A lot of times there's offers where you can get a handful of these, and it is one of those offers that I just stalk and I think is so good. And so this trip was only made possible because we had these 50K free night certificates. There are so many Marriottes over by Disneyland, and because we're in Denver, it's only like a two, two and a half hour flight for us, and so it was really easy to go for a long weekend. That's everything we've done so far in 2026. The cards we've opened, the points we've earned just via the cards, and the vacations we've taken. I will definitely be doing episodes on all those trips. I'm super excited to share them with you where we stayed, uh, like little flight reviews, all the points we used, and my best tips if you want to book something similar. So stay tuned, those are coming up. I have actually started to book for 2027 already. That shouldn't be a surprise. I usually do book a year out. For 2027, I absolutely see us continuing the trend of taking less big trips and much shorter trips, which is what we've done so far in 2026. We've taken two big trips, really, Bora Bora and the Asia trip. And everything else has been like three or four nights. They've just been these like nice long weekend trips, which I've really enjoyed. So we're gonna continue doing that, and I'm gonna try to keep that FOMO out of here and not just keep booking extra things. But I need to admit, I did book with FOMO already for next summer. Uh, one of my girlfriends, Abby, she's with uh Wayfarin, she was talking about booking the Qatar Q-suites. Apparently, people say it's the best business class flight in the world. I don't know because we haven't taken it yet. And there was tons of availability, and it coincided with a 30% transfer bonus that is happening right now as we speak, as this podcast is being recorded. So it will be a link in the show notes about what that transfer bonus is. But it just made like, oh my gosh, so I'm gonna book these Qatar Q suites for crazy, crazy low points. We had to book three seats and we had to book them in different ways. They came out to about 70,000 points per person one way and about $200 in taxes over to Doha, and then from Doha we'll go to the Maldives. That's crazy. I never thought I would say that out loud. We're going to the Maldives next summer, and so it'll be another Asia summer. We got the FOMO for sure with the Qatar Q suites, but I am trying to, you know, keep it in check basically. We generally try to hit 1 million points each year from welcome offers. I feel like we're in a pretty good place right now for that. But always want to say, you know, paying off on time in full is the only way that this hobby works because if you're paying interest, then the points really, really are not worth it. I pulled my credit last week because I did an email newsletter and I was talking about credit scores and stuff like that. And by the way, if you haven't signed up for my email newsletter, I've got a link for that too in the show notes. I always talk about different things there, and one of them was the credit score. I pulled it, I want to say it was like $827. And I know that can be shocking people, like, well, how are you opening so many cards? But we're opening different banks, they're not all the same banks. We are opening business and personal, and then we're rotating between me and my husband. So I think if you realize it's all that, you realize how diverse it really is. But the biggest, biggest thing is we are paying off in full and on time every single month. I am super excited about how 2026 has played out so far. Transferable points, southwest points, plus the companion pass, Alaska. They've been the biggest players for our flights. And then we've used really a big mix of Hilton, Hyatt, Marriott, and the free night certificates and credits. It's really important to note that we've been doing this for over 10 years, and it's my job. We have majorly diversified our points during that time, and that diversity is so helpful because we couldn't do all of that if we didn't, but this is not how we started. As I said, I started in the Southwest and Hyatt bubble, and I stayed in that bubble for a really long time, and I love that bubble, and there's nothing wrong with that bubble. So if that's a bubble you want to be in, or that's where you are, and you're thinking, how is she doing all this? How is she taking all these vacations? It took me time. I just don't think this is an overnight thing. Okay, there are some people who do this overnight. I'm never gonna be that person that just dives right in like that. So I started in that bubble and it took lots and lots of time, and I'm happy because I learned a lot of stuff in that time. And now we do have points at all four major banks. We do have points with Built that we earn from Racketton. We do have all of these different, you know, free night credits and all this stuff happening. And again, it's my job. I am really, really excited to be back to sharing with you all things points and miles, chatting about our recent travels. I have got everything linked in the show notes for you from today's episode, but you can always reach out with questions. And if you want to keep learning, make sure you grab my free guide linked in the show notes, and of course, follow along over on Instagram. Thanks so much for chatting with me today. Thank you for listening to the Points and Miles Travel Chats podcast. If you enjoyed this episode, please leave a review, give it a like, and share it with a friend that loves to travel. In the show notes, you'll find all the links and resources we talked about today. And if you're ready to take those next steps, don't miss my free PDF guide. It's been downloaded over 17,000 times. I also launched an online, self paced, free course a few months ago. You can join the over 1,800 students who are loving this resource. Of course, be sure to sign up for the weekly newsletter, and you'll never miss the latest strategies, stories, and offers. Until next time, here's to seeing the world on points.