Los 5 modelos de finanzas en pareja: cuál funciona para ti?

¿Tú y tu pareja pelean por dinero? ¿Sientes que el sistema que tienen no es justo, o simplemente no tienen ningún sistema?
El conflicto financiero en pareja no es un problema de dinero. Es un problema de visión, de acuerdos no conversados y de sistemas que heredamos sin cuestionarlos.

En este episodio, Caty y Eduardo —17 años juntos, sin que el dinero haya sido el punto de quiebre— comparten lo que realmente sostiene las finanzas de una pareja: no el sistema que eliges, sino los tres pilares que hacen que cualquier sistema funcione.

Además, van a explorar los 5 modelos reales de finanzas en pareja —desde todo al mismo pote hasta el modelo de especialización— con sus pros, sus contras y la honestidad de quién debería considerar cada uno.

Porque las finanzas no son solo números. Son acuerdos. Son conversaciones incómodas. Son visión compartida. Y eso, como todo lo extraordinario, se diseña.

Este episodio es para las parejas que quieren construir en equipo, sin injusticia, sin secretos y sin conformarse con un modelo que heredaron de alguien más.

📌 Escúchalo completo en YouTube o Spotify y únete al Club del 1%.


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Transcript

SPEAKER_00 0:00

Las finanzas en una relación de pareja.

SPEAKER_01 0:01

Es parte del acuerdo y del plan que llegamos.

SPEAKER_00 0:04

Pero también tengo miedo porque, ¿y qué pasa? ¿Sabes? Si yo me meto en un apartamento y yo sé que voy a meter la gran parte y después él no, entonces ese apartamento lo pagué más yo y luego nos divorciamos.

SPEAKER_01 0:15

En la visión de matrimonio, en la visión de unidad en la que yo creo.

SPEAKER_00 0:20

Yo mismo entiendo que no va. No es todo lo mismo, o sea, claro, como que vivir tu vida en función de si te vas a divorciar o no.

SPEAKER_01 0:26

Claro, eso es lo que digo. Claro. Yo creo que es a donde hay que llegar.

SPEAKER_00 0:31

Pero yo lo estoy trabajando, merezco utilizarlo. Yo me merezco esto porque estuvo todos los días por esto. Hasta aquí esto es un problema en mi relación. Hola, hola. Bienvenidos y bienvenidas a un episodio más del Club del 1% Podcast. Hoy les traemos el tema de las finanzas en una relación de pareja, el dinero en una relación de pareja. ¡Wow! Cuánto pesa muchas veces este tema en las relaciones de pareja como punto de conflicto. And we're precisamente hoy desenredar eso para ayudarlos andar a puedan reflexionar y decir hasta aquí esto es un problema de mi relación. O sea, que seamos en un punto de encuentro y un punto de construcción de una vida en futuro.

SPEAKER_01 1:21

Además que siendo coherentes, siempre les decimos, coméntenos, díganos de qué temas quieres que hablemos, and this realmente ha sido solicitado por ustedes. Así que lo prometidos deuda, piden y tendrán.

SPEAKER_00 1:35

Entonces, para quienes no saben, el Club Podcast is an espacio para ayudar a ser tu mejor version. Because if we have a lot of result delighted, in this conversation, the reflexion, and the space for literature and caminoscia. Él is Eduardo, lo encuentras in the redes sociales like Eduardo Rayita BRP. Yo soy Katy Neri, me encuentran como Katy.nery in the redes sociales, and in todas las redes sociales del Club Club del Uno Oficial.

SPEAKER_01 2:14

Así que déjame hacerte la primera invitación a la comunidad del Club del 1%, ese espacio donde no solamente hablamos de cómo construir nuestra primera mejor versión, sino que también recibimos el acompañamiento de allá de personas que como buscando algo más.

SPEAKER_00 2:31

Y además, no solo el acompañamiento, sino las acciones that we have mes a mes for now. No solo season in teoría, sino vamos a la práctica. Andemos aquí hoy, Eduardo? Gracias a quién estamos aquí hoy.

SPEAKER_01 2:52

Atlas Finanzas, una empresa maravillosa que aparte va en línea con todo lo que vamos a estar hablando del día de hoy, porque no tenemos que hacerlo todos solos. Y Atlas Finanzas es ese equipo de profesionales que te va a ayudar a alcanzar tus metas financieras.

SPEAKER_00 3:08

Así es. Entonces, bueno, empecemos con el tema de las finanzas en pareja, ¿no? Hay algo que yo he visto en común, tanto in my terapia de pareja de pareja, como con personas individuales, como con amigas, el conflicto de cuál es el formato para poder llevar las finanzas.

SPEAKER_01 3:29

Claro, primero vamos a hablar de por qué estamos aquí, ¿no? Yo creo que la pregunta que se repite constantemente es, pero cómo ustedes llevan las finanzas? ¿Cómo dejamos de pelear in finanzas with my pareja? Because we have problems more grave of how peleamos. Or me siento more inconforme while we listen to the finances because the justicia sale in this thing.

SPEAKER_00 3:53

And the orgullosamente we're going to say that we have 17 years old, and I think the finances nunca ha sido un problema. O sea, como que no es un punto de pelea. O sea, there are other things, but the finances no.

SPEAKER_01 4:48

If you are inconformer, if there is a molestia, no conform. Ve, explórale, infrontale incomodity, because the people who are incommodes in their situation of finances of parents say, you have to do it. No. Yes, no. So no te conformes, there's a more man. What is? We're going to explore various options that publishes, and at the final tienes to elegant cómo, con contratos, con acuerdos, con mucha alineación and realinea.

SPEAKER_00 5:19

And conversaciones incómodas. Porque no se va a llegar la la li la la la a no tener problemas de finanzas o temas financieros en cuanto con tu pareja. O sea, somos personas distintas, son dos personas construyendo una vida juntos, and cada uno tiene su forma, sus creencias, sus traumas, and el tema del dinero, creo que trae muchos traumas generacionales también. Entonces hay que conversarlo e incomodarse.

SPEAKER_01 5:40

Bueno, entonces, para meternos en materia, primero tenemos que cumplir diciéndoles lo más importante. ¿Qué es lo que ha sido más importante para nosotros? No, y lo más importante, aquí sí me atrevo a decirlo, hot take para todo el mundo. Para todo el mundo. Porque no importa qué sistema tú uses, y esto pasa con las multinacionales, con lo que sea, no importa qué system you uses, si no hay esa alineación y esa planificación de por qué lo haces antes, igualito el sistema se va a caer.

SPEAKER_00 6:06

Y hacia dónde vas. Exactamente. Solo pusieron hacia dónde vas in lo que sea in tu vida, like individual, in pareja, in the house, in the studios, solo si tu says you can't sit for that, is that resolve the problems of hours design oriented at the end.

SPEAKER_01 6:50

There are people who have support, but their pareja no lo says. Ah, no tengo ni idea, ya no sé. Wow. Entonces aquí we have a problem. There can be a vision individual, but there's a vision compared to it. Entonces, punto number one, hacia dónde van? What can we do in the 50 years, 10 years? Because, for example, a dollar that the gente has no bottom, it's like much versus what you got. Well, okay, and if you don't get what you're doing with this, no, but we have in the bank.

SPEAKER_00 7:28

But you are going to use it, you can see it because I do all the days for this. Claro, versus in the bank on interest of 3% annual interest that with the time we are poor that instead of more rich, obviously I prefer to go in the presentation.

SPEAKER_01 7:43

And so it's like, okay, no, no, for the idea, because for example, let's do an anecdote when Katy and I came to Panamá, our big, and really no longer with this plata. But as we came to Panamá, the vision compared to no alquiler. In this moment, we had a perception of the alert very different than what we are. And the year one that I came, three years ago, I was in the bank reunion paying the requisition for an appartment. I was like, but the vision was clear.

SPEAKER_00 8:29

If you in one day I got the casa, that's when I apply to the bank. Claro, because I'm going to this place, you can pedest when you have a year, okay. If you in one año quiero poder tener la capacidad de comprar la casa y tengo que ganar el doble, ¿quién tengo que ser en el trabajo para que me suban el sueldo basicamente al doble, no? Entonces, obviamente, eso fue destacar en el trabajo, proponer cosas inteligentes, o sea, muchas cosas para que lo vieran, ver los lugares donde podía ascender, andar eso, que de hecho años metemos los papeles para el apartamento, no? And just when you start with the vision, that we have a lot of people who sabemos. But more. What we got, what are the cost fijos, how can we increment, okay, more aterrizable.

SPEAKER_01 9:34

This is the point number two. Because one of the vision, what does it, and now the point number two, the plan. You need to have this plan escrito and align with your pareja de what we're going to do. Because, for example, when we came and agarábamos the system public of Panamá, who is Europe, no is the most world, but nunca se sentimos like, mierda, nuestra vida, qué cagada. No, it's like in one ago we're going to an appartment. And if one we're an apartment, it is part of the plan that we got. Because the Uber and that, and this is the age, and the salary to come, and it works much more fashion those actions. Now, and we happen to compress the compartment, what is the next vision, no? And one has the vision that still has it. And there have been episodes where we have to ahorrhage, and we have wow, all that we have got, because there's the vision, because it's the plan, and there's the measurement continue, okay, not the revision continue of the finances.

SPEAKER_00 10:40

Nothing of the finances in the 2016, we got Eduardo with my tablet. But I recuer that we had an age that we got the year another year, and we relax and not revisamos constantly. When we revisamos casi at the final, we're like, no ahorramos nada. O sea, we ganamos more than the year another year and no ahorramos.

SPEAKER_01 10:58

Fue one year of our life, you know, the only.

SPEAKER_00 11:33

But when we sent together, for example, Eduardo me said, See, you can generate this, but for me it's important to have tantas a day. For me, it's important to go to paddle at the 10 of the morning. Okay, you don't know that for me this was important. Or you say, For me, it's important that in the negotiation via, okay, via negotiation, you want to via. Ah, Berro, I don't know that for me it's important. And so I think it's okay, not only is that the negotiation generates this, but it's this, which we can get this liberty of time, for this we have to construct a structure distinct, and so when we contrat, we have to contrat a form different. So sentence and compared, put on the mesa what is important for each other, is demo important and put it in paper. Because much old, I but we're doing this, ah no, but it's according to it's important for me, right? So you have to be good in your imagination of where it was. So this is. In fact, the casa not when we have the dinner for, but when you generate $5,000 ingress passive. When you have $5,000 ingressive, we're gonna compare the casa. This will retrasar a bit the other $5,000, but I can't compare me a casa when I create Antonella 18 years and then we're gonna Eduardo and young people, and the negotiations. That's the important. So before we did this, the pass we did $5,000 ingressive. Ah, okay. Ah, perfect, then we're gonna inversion. Ah, okay, that we have the passes. No, okay, this is the first pass. Comprehensive, perfect, and inverter in the bolts, no 1500 mensual, but $400. Perfect, go. And so it trying to baj and the plan for it. Because when you constructed in the future, it's that important, just a session with a client who said that they could have more equipment with her parents, and the financier was a problem, it was an issue because they're more than, and so it was like, okay, I had to do it because you made an apartment and you say I'm gonna make a great part, and then, and this appartment, and then we divorciated. And so you said, and I did that nobody had a version compared to it demasiado renunciar to the beneficiaries and placers that we had house, because he decided, you don't want to renunciar to this for you the most pay, and this is the two for each. But when you said, Okay, why don't you say in the life, it can't work the life for this? Ah, you have a sacrification. So this vision does the pace for the sacrificial or the renunciations or the elections, maybe distinct in the present sort of.

SPEAKER_01 16:30

No, no, 100%. So at the final day, like I said at the moment, when you have this clear, the life works because it's a filter, you don't have to say if or nothing, because it's fascinating, it's a line with what I do, I can go, with my vision. So the life is really fascinating. And with respect to the plan, no need to be the plan perfect. You can see the plan in base a loss that you have the day of hour. So we don't know exactly why the manner for those ingredients residual that we mentioned Kathy, but we have the hip. Listo, we're on the hip. In the camera, we're gonna get this new thing that's super segura and super rentable and super wow! Well, okay, agar, modification, what is that for now, empeces to modify the plan based on the vision. Perfecto. But no te pues quedar paralyzated because you don't know how the first pass. If you don't have the pass, we have the point number one and the point number two, and we're gonna get the point number two, which is the ultimate what we want. Why don't we say? The point number three is very important and it's the first two, because if you have essential perfect. You don't know when it's, but it just is agenda in the calendar of the two, where unfair, ven all the métricas, the plans, donde están haciendo las cosas bien, donde están haciendo las cosas mal. Did we have a little in command after no hemos cumpliced, how we're gonna do that, it's tremendous opportunity that we had, and so they are here, it will modify the plan, no. If you don't revisit this systematically, no, I think.

SPEAKER_00 18:49

Perfect, we're gonna work seven hours, and in those hours we're gonna have this, and this, the life, the kids enfermed, don't have the six products that you can buy, and they revisit, and you know that it's coming, and it's like, okay, what we're doing in the coming. So, part of it, just with a vision compared, just with a plan for alcancer, just with a revision constant, in the process we're gonna be like personal. So, there are habits that can modify, and pro those people in which they can convert, and now the different forms in which we live the finances, because now with a vision compared, we can elegance what you're gonna do. Because if you do this, you and you being sold, or one of the things, but if you revisit them, and you like my mom to dedicate more to my head and have more capacity to work and get more, doesn't rejust it. You know, okay, in process, the present we revisit. So, what are the forces? Investigando?

SPEAKER_01 19:56

Entonces, uh, disculpa que te interrumpiera. Antes de pasar the point, cómo te tienes que tomar. No te lo vas a tomar like, uh, A, B, C, O, D, C, C es la mía. No. Ahora, realmente in the way of that one there are infinites possibilities. Two pubs agar de la C and agarras and metes with the B, and this pedacito de la D, and you create your ABCD, which is a nice man of the. O agarras one during six years and before that, the idea of it is that it's an inspiration for that I'm more comfortable with this than that that you have. And vayas construct the tube, because the buy the buy, the which your pareja sends the more comfortable possible. That's the way.

SPEAKER_00 20:59

And so, what are the six forces in which you can manage the finances of pareja of your research that you have the mezcle that you can? The first is to go for the pocket, that's what Eduardo y yo llevamos, which literally ingresa. You gotta X, you gotta Y, ahorro, gasto, inversion, so it has functioned, has been super sensible to go in equipped, there's some pros and sustras. O sea, it's mucho más fácil llevar las finanzas, hay mucha más claridad, nos dividimos el trabajo, como que tú haces esta parte y hago esta parte. ¿Cuáles son los contras? Los contras son que, por ejemplo, yo voy a hacer un gasto de que quiero hacer un estudio y tengo que consultarlo con Edu, como que, mira, estamos ahí para hacer.

SPEAKER_01 21:39

Y me quiero comprar unos zapatos. O sea, depende del momento financiero donde estés hablando y depende de los montos que estés llegando.

SPEAKER_00 21:46

Claro, en su momento.

SPEAKER_01 21:48

En su momento había que preguntar por no sé.

SPEAKER_00 21:51

Diez dólares, ¿sabes? Y luego se subió a que no se pregunta nada por encima de cinco por debajo de cincuenta, y luego ahorita trescientos, sabes, cuatrocientos, quien, claro. Yeah one is Eduardo and you're important to have a vision, like no gas the two, aunque Eduardo is more or you in the sense that he cohesive, but we're the gas. But I can atraves the incomodity, okay, I can atraves the incomodity of this, okay, but particularly you think that I'm a little bit because I can't Eduardo question whether I do this. If I'm like, when I say Eduardo, for example, I should have this, okay, perfect, and then for this, for this, for this, I wish, I don't disfruit it. And he does that no, no. If there's this, it's retrasa, we're okay.

SPEAKER_01 22:56

And I think I'm preparing my speech for Edu, I think it's not that it no, no, no, no, because I don't think it's what I think is that I did the most sense, but I think I'm sincere and prudent with that situation are different. Catherine and I've been a very good time. Catherine and you comment when we had to get it. So I regret a car in the university, so this era. But more all of this significant, all we have constructed. So naturally, it had a lot more sense, for all the people it's different. Now in my hot take personal, I feel that it's at which I can go. Depending on what your point of particular is, and it's hot take totally. But for me, in the vision of matrimonio, in the vision of unity in which you're at which I can eventually. And they had a subscription, and they had a subscription, and she paid mensually because the vision was that I don't have tanga. The vision of them was like what stupide, I think I'm gonna use the plan annual that I'm gonna do. And ellos se dieron cuenta, no one had this, and it's like, coño, pero estás votando plata con eso, entonces estaban empezando a tener una pelea tonta. Y yo por dentro les dije, yeah, muchachos, but I'm clear that it's a plan familiar and they gave them the two on the plan familiar who has sure and they don't have a cute to suffer, sure, and sure. And it's like this type of decision, this was a scale, very big, but they're cute that the final year when all sale and all entraffed almost, the control and the decisions is much more effective, in my opinion.

SPEAKER_00 25:33

But if you got more, and for example, in our case, this has passed. Okay, the 90% of the time, Eduardo has got more. It's an event that you are, and then what happens? Eduardo would have done Ay, Katherine, you are gonna have more and more, and we have six years, six years, seven years, but this has been gracious to the vision. Okay, what has to be more in this pot.

SPEAKER_01 26:32

So for one. But I think it has been the most important that I was. And it's like the two stars for the same. One of the me is that you're in the life, and in the house, I'm pining horrible with my head. And it's like, I can't get back, conquest? And then at the end of the day, you go more, in fact. Or is that your matrimonio with me in representation is gonna be a swell? I've been a little bit of a lot of people.

SPEAKER_00 28:04

And for example, my negotiation in this moment in which I was more than X, I was in plain maternity, in plenty of time. It's a little bit injustice to me. You are dedicated to my family, I have much time at my negotiation, I don't have the same rendering because it's the same.

SPEAKER_01 28:31

It's very different. You have to do it that you don't have to do, it's retrasa. Okay, there's a couple of things that you're gonna do.

SPEAKER_00 28:49

But if it's been my dinero is my dinero and my dinero is my dinner, for me has been difficult to go to me. Because it's like, ah, okay, you have a fine and you will manage Uber, and it's injustice, because you actually in Venezuela are young, and so this is another factor. But I think that's the part is that we're apostled that the negotiation is what we're gonna do in the future.

SPEAKER_01 29:10

And the ultimate to your point is that you don't have gases occult. If you have gastoes occult, in the sense of yourself 100 dollars to my mamma, you odias a mi mamma, and then coño, si tu éramos las cuentas en común, que la día esta conversación, and you siente.

SPEAKER_00 29:28

But if you pull away, you leave 100 dollars to my mom, you owe my mamma in this ejemplo fictitious queue, and you te reto, but my mamma, but we're gonna go to a conclusion that's a lot of people.

SPEAKER_01 29:44

But in other people that to elegance if this is what is for me or not for me, okay for me I have to go. Okay, you have to go to a nice contigo. Okay, no, we're casual, conchale, queen, and we conocimos, and 15 years.

SPEAKER_00 30:01

I'm society of it. But no divides with your society of the whole eres, does that, but you tienes a negotiation with alguien, and ahí se comparten all right. Contrat a la gente todos juntas, tú puedes trabajar más horas de trabajo menos horas, tú haces finanzas, you have ventas, igual ganamos lo mismo. Entonces, coño, o sea, in the social, but the second man is the separate, like, cuentas are totally independently independent, and the gas of the 50-50. So, you can say, Well, perfect, if you go more, you ahorro more, perfect, this is my dinero, me cubro las espaldas if we divorciamos, if this account, but then what does it say if, for example, you gotta sustancialmente, you ganas menos, and we queremos ir de viaje.

SPEAKER_01 30:57

But me causa suspicacia in the sentiment that no lo entiendo muy bien, because I used to do this system. ¿Cómo estás protegido si te divorcias? Eso no lo entiendo, because if you te divorcias, aunque tengas las cuentas separadas, es mitad y mitad, no es.

SPEAKER_00 31:09

O sea, dependiendo si firmaste capitulaciones o no firmaste capitulations.

SPEAKER_01 31:15

Entonces la plata es del fiequecomismo. Y el fiecomiso, bueno, claro, si ya estás in this type of things, coño también.

SPEAKER_00 31:20

O creas una empresa, entonces la empresa y cuando te separas no se divides, ¿sabes?

SPEAKER_01 31:28

Te conocí, I have 35 years, I have today, me enamoré de ti profundamente and tal, and we're burda rapidly. But eventually, it's me, it's me. But eventually, if we have 20 years, today we're going to stay above that.

SPEAKER_00 31:42

Or we have an eye that's and project that we're going to do.

SPEAKER_01 31:48

Because we are escuching our opinion, so we are doing our opinion. So, I gotta both supuestos. El de 50-50. Nos conocimos hace poco andamos relativamente parecido. O sea, we're economicamente.

SPEAKER_00 32:03

O sea, nos conocimos hace poco, no, vivimos juntos atrás.

SPEAKER_01 32:06

But no, we have to go, we have antes, or we're cash out, but we're coming and not having much time to know.

SPEAKER_00 32:12

But you know that this episode that you'll see, just when you say that the person will start with you for much time. Because if you are with alguien or if you're with alguien, you don't compare the finances.

SPEAKER_01 32:36

If you have this absolute guarantee, I'm for the framework number one.

SPEAKER_00 32:42

Claro, but at the end of it no absolute guarantee.

SPEAKER_01 32:45

I mean, Steph me gusta if it's in this app, but in this app today, what is because today no stuff is sick, and then today is organized.

SPEAKER_00 32:58

Then it's the third that is the model hybrid, you know, the cute equipped. O sea, cada uno tiene sus cuentas personales and community in which, well, for the casa and the common, we're gonna have things, and then you get a plata that puedo gastar, pued yo quiero.

SPEAKER_01 33:16

But in this framework specific, you have gente conform. O sea, como que sin pelea, puedo pensar in par de personas who lo llevan así, ando de afuera, no se sienten inconformes with this. Ahora, ¿cuánto aportas al porte? ¿Cuánto aportas al pote?

SPEAKER_00 33:33

Because there are gente that aporta uh meeting, in this model hybrid, much if you ganas 30% more than you, you aportas 30% more alpha, because no tenemos until you pago el viaje. And so, if you in the pote gas and do the same, you can't for those experiences individual, for those via, and you don't. And seguramente, if you nobody casada contigo, no hubbiesas comprado esa casa.

SPEAKER_01 34:31

Claro, no estaría vivir in una habitación.

SPEAKER_00 34:33

Vivir en una habitación orgánica in un apartamento más barato. If you hago el paso tour because you tienes esa capacidad de salario anda juntos, Conchale, también es justamente que entiendas que yo gano menos en este momento, que no significa que me voy a quedar aquí sentada ganando menos, si ese es el acuerdo, y entonces bueno, pagas una proporción más.

SPEAKER_01 34:51

Ese me parece que también está chévere, mientras que, de nuevo, ya lo dije antes, para mí siempre sería la construcción hacia el punto numero one.

SPEAKER_00 34:59

And then lo de la vision. This punto is bueno si tienes una vision compartida. You send that if you manejas the finances easy and no tienes a vision compartida, it's more fashion that the dinner that you llevas to ahes in tonteries. Because it's the same I'm going to compare an apartment in conjunction, you have 10 000 ahorrados, you have 10 000, and I'm talking and we construct, if I have to compare an apartment, you have 10 000, I'm going to get $20,000 in the initial, and I'm going to get back because I'm going to compare for me, and then I would have tension to get in other things.

SPEAKER_01 35:43

No deciding in conventional what we're going to do, at the final is one deciding. What you don't say that you can ayut.

SPEAKER_00 35:51

Or if the two in the same interest, or if the two meter in a fund of inversion, we generally have interest for interest complex. So at the moment it's demasiado. Aquí tenemos un invitado especial que se llama Rock, que está grabando con nosotros, anda ver cómo se comporta. Saluda, Rocky. Entonces, y la otra es modelo de especialización que dice: uno administra y el otro ejecuta. Por ejemplo, uno lleva uno lleva las finanzas, inversiones, presupuestos, estrategia, ando un sueldo o acceso a accordado. O sea, when you have a negotiating, young te pago to me $2500 all the time and you have what you quieres with it.

SPEAKER_01 36:35

It's much the framework of the famous Gold Digger, but in fact, for example, you connect a person who live, but they're today, and it's the carriage of all the numerics, you carry the casa, I carry the rumors, and so he has anything that does what you want. She's involved a little bit in the other things, but not really. It's like it does the decisions.

SPEAKER_00 37:00

Claro, this means full heavy. But I don't think you manages all the numbers, you manages the negotiations, it's clear of that, and you have a sword. What does it mean? You don't have idea of all that you have and does it. And then I divorcio, yes, no va a seguir pasando, and you don't have manos.

SPEAKER_01 37:43

But I quiero is that there's demasiada gente that planificated demasiado su divorcio. Y si me divorcio, Marico, if this energy mental pusieras in como potency of this for all the time, I think it aumentarías tus probabilities, no? Claro. It's like much energy invertida.

SPEAKER_00 38:03

But for example, you pienso in our form, and if we divorciamos, Marico, it was tango in equippes, it was constructed that's 50 and 50, and we have superior 50 and 50 and we divide 50 and 50.

SPEAKER_01 38:16

Some seriously, but if I'm pension, igual it's a cagada.

SPEAKER_00 38:26

But if you're tan with the pareja, and your life is a cagada diariat.

SPEAKER_01 38:31

No, no, no, you're super pro divorcious. Look at pro planification del divorce.

SPEAKER_00 38:37

Claro, like vivir tu libre in function of six divorciar o no.

SPEAKER_01 38:40

Claro, eso es lo que digo.

SPEAKER_00 38:42

And so the other is el que levanta el dinero, okay, I have much don't know in this, you levanta the dinner, you create this, and you encarges of all that extra in cómo we invertimos, the evaluation and the inversion and all the things. So I don't connect to alguien. I connect to alguien, yeah.

SPEAKER_01 39:06

Okay. O sea, obviamente fora, un hot take, and me parece difficile to create, but that would be more distinct, you know? And if the other person is buying levant, it's like what the other person would be in the person who can invent. I mean, it's like, I'm thinking, I caste with the maestro of inversions of the University of Noscan, who obviously is maestro, is pelvic, but I'm not sure.

SPEAKER_00 39:42

No, my friend, but I'm saying I'm gonna go to say, I'm gonna interest full of business races, I will escuch, I'm gonna go to professional of this, and I'm proving, and see, there's a curve of apprentice in which I always have the negotiations at the principal. But then I'll go. No, but I'll be in this conjunction, like you are in inversion, no.

SPEAKER_01 40:13

I think that I think my because I try to put it like if you were in a situation of life to put me in, it's the one I sent it more incomoder, but I'm sure that's what I'm saying.

SPEAKER_00 40:27

It's the most incomoder. And the more common is the button. This was a bit of compared to the finances, and it's important to have a guy. I recuered the other day in the club 1% that in the members that my brother and I had demasiado saying, I'm encouraging this, and I have what I did, and I inverted. The importance of a mentor in this, and for this mention of Atlas Finanzas who are specialists in this. Obviously, in a type of inversion, there are many inversions, they are invertir in the bolts, as they're on your jubilation, with the pote for your.ner, Eduardo Rayeta Bajo JRP y Club del Uno Oficial. Y Atlas como Atlas Finanzas.

SPEAKER_01 43:45

Atlas Finanzas en sus redes. Y bueno, invitarte una vez más a la membresía del Club 1%, donde vas a tener esa mente enfocada en conseguir tu mejor versión. Unos meses hablábamos de Sexualidad, otros meses hablamos de comunicación, otros meses hablamos de planificación, otros meses de dinero, pero siempre vamos a estar juntos renando hacia el mismo lugar, accionando para alcanzar esa versión.

SPEAKER_00 44:11

Así es, que tengan lindo día, un besito, chao, chao.

SPEAKER_01 44:14

Chao, chao.