自己的餘生自己定：從醫療自主到財務安全的高齡防護網｜生病藥錢 EP10

當生命進入末期或失能狀態，最令人焦慮的往往不是疾病本身，而是「無法表達意願」導致的混亂。究竟醫療決定該聽誰的？辛苦存的錢如何確保花在自己身上？這些問題若不在健康時透過法律工具解決，最終可能成為家人間的沉重負擔。

康寧社會福利協會理事長鄭智陽律師指出，要達成活得好又有錢花的目標，必須從醫療自主權、財產控制權、法律代理權三個面向同步佈局。

本集重點：
📌醫療自主權：AD 與 DNR 的關鍵差異
📌財產控制權：信託不只是有錢人的專利
📌法律代理權：意定監護與資產配置的整合

《生病藥錢》是專為病人與照顧者打造的健康理財 Podcast。結合健康、理財與法律，帶領聽眾拆解生病後會遇到的真實問題，用深入淺出的方式幫助聽眾理解每一個病後選擇的關鍵。

Apple Podcast🔗https://podcasts.apple.com/us/podcast/id1880030312
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YouTube🔗https://www.youtube.com/@pills_n_bills
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Transcript

SPEAKER_01 0:00

Why you could change what it's going to be?

SPEAKER_04 1:19

Okay, a chimney the ensu must be more chi hors and song bean. So the e dia or dreading. So it cheats a quantity.

SPEAKER_01 7:21

No eye and eating also chin so she chins the Rama who does send who does it pang young.

SPEAKER_04 7:45

No chingsu books. So eight Ida went diagnosed, push your pie to take a guine, take a zone chinchina.

SPEAKER_01 8:50

So shatter the journey, shaz bear that journey.

SPEAKER_04 10:06

That's a the sea sha tin paytin so just zinc song as a papa mama this is song as a song diamond. Some way send the soul as one. That's a trade maf and search in sient pufu. So yeah, not over. Oh, joke. Just digo. Dig and sunjang the one thing. I don't dig a chic just and a citizen cabuke. Uh do and the easy do face on chin too. So it looked like e tahu san goes and song ho. See face on chin to them. Ta easy face and chin to the ean yu. Oh the chat in time there. I changed the and the time just uh chisel changed the ho. Take a so don't single time or so changing.

SPEAKER_05 13:56

No, you're going to have Titan. So B mean to semi mochi, yo, Titan saw one here Boko Wyattum Judy with the eye.

SPEAKER_04 14:46

Take a hole or do her contact. So you take a don't see your shinto conjugate young la.

SPEAKER_01 15:04

Does this young shin no country the socon you say don't see the in hang uh changing and twisting to push the major shinto eating down shining down? No shangs always some means of eat toi.

SPEAKER_04 15:23

Oh ja you the guan. So it does eager. Digga Shinto can hold guannife. Oh shit, who just in a full chan. Jesuit or Kaiser Shinto Jang Ho Chan Hwe uh do a fun thing to find holding. Yeah. Doesn't handle them puts it down to the don't see. Dag guy just so too and just in hang. Time bamag in hand so hando feon the food at danger near put the sentence ya. You melt the feon to two, and just yeah, feyon suffer be ya. I took a food.

SPEAKER_01 21:53

What tingle the unlike so it's fancy and that guy quite use it. So, you can see that the same thing as a songway to shinto take a young colour.

SPEAKER_04 22:37

No, just may or judging she top the shea. Now younger fan law. Mayo jin silo. Chi don't ega just judging dog the tamiya. Now igasha, whole young shona Tamai Chanta mo sa gonzua takuma meo nan litaku woman. Yosha the Igasha hide can meal nanita gum. Meo jena. I mean the gimbionsu then just hand me.

SPEAKER_03 23:12

Mm-hmm.

SPEAKER_04 23:13

Nat so species who go white put the lilian. So again, so episode Uliatin, Toko E and O Two T and Balka, or Zitao, Two Nash, Jet, A Bango Zoole, Now Taiwo the Gwani, Tatso or China Nash Sinto Chi, Chin Naj, Grading Yotum, the Mafempaitan, I in Ambango Tsuli. Not Moshe Don't see Putai Chin to Meabang Tulli, the So get our dialida na eating the so can just eat our wedding dial. Now that sin told the bull fan and just sinto gentle and since don't eat chan. Look at bullshit hoa, joke say that eating jungle um pie. So I mean five tongues by nation five eating jung too. And how do you change eating junguchi? I get your leather, each major fang, then some my teaching way. Google she can't type by Tvanfire and the Simon Gow. Cause I mean Jell O Lyango. No, or Janim Defamio Toriha. Pimian Jenhu and Lanka. So more than the Chinese or eating jangula so and treat. So motion short trade on the fool mos Jingia Batteriachi. So new a double jungle and puts a shinto no pin on Putia on Yapahut. Okay. However, and two down so me go Josin the so neck the sous on a tea jam to like uh she's a chama. Oh the channel, oh you're the challenge. So just fancia the white sue. Santama Dunse Ingway handled the jang sweetha zoan. So you're two each other umpire. Dear Hamas or Disantai. Fan pedest or cheetah out food. So eight times. So don't seen too hot. Digger I pan and the jungle swe.

SPEAKER_05 31:15

So it has young thing to say. Tani sit the machine.

SPEAKER_04 31:24

No Lugo so male tablets, din a s each other great in page neck uh shit. Does it dig one this shinto jugo tis put on your umpi? So don't you know? Then you are to go more umpire, you're don't sint. I don't see just you the tone. Now it buy now it died at all, the guania taco changed or taught the e too. Hold I guy tacos and makea. So it took my system young. Danks put him in charge, it to shall be put in. So it's a foo food on the thing, you are don't fool food on the thing which is the mean or tasha chef, hot and ji mean tosses by tiny put on the tickets in a ball that is or tie your says, to be a two yeah, don't empire su each function. So don't see the umpire, don't you?

SPEAKER_05 35:01

Taiwan do uh doyo mechanized.

SPEAKER_04 36:22

So each way tang we tanyan kei trip or the chai fu di sankeo di move di sina, because the piano or come me. So tie gentle, shoga. So it's in for the shinto, each into the fancy fanpe chaita. This is what you don't see the so do you don't yell to be two each other. Bo Jo Huay great song then siasin taco hotilla.

SPEAKER_01 36:59

That tie holo, chin the shit off young door. Now uh two gate nigga then is that woman uh go me kind of so shen the shen the na eat zong three out of the fall each and pei.

SPEAKER_04 37:22

So dee guys or loo her chip or the chian cana dogs and take just a shing to the um pie. A dear guy just so eight or loo her chip, or goes all changed out the leak can just eat to what thing the one tea.

SPEAKER_01 37:52

So e what you uh ningangso the bow chang su di eda j di ma just a cage in some senchong.

SPEAKER_04 38:18

Take a chang the sea way at the cheese, or you the tamu chan that su sans young fate and fate and sain and the yen ta tin su at uh uh chin jobs or human eyes, or sang jing your two jang, eating jung santo chin or chitong the jungle. So it takes a too hand song the then hansa. I under so ya tzu is don't she so can turbid has it teaching tinzong, like a tan tabi su ji doji who shawai means. I throw Jenhu as hot take a don't she judge her on the gang the country dig as a shinto. Say so um in the high when we can Taiwan mood, so then cheeses in the shin cheeses, like good.

SPEAKER_01 40:33

Not in a hands on the hunk, so eighty so each of the empire food and the eye. Not in a fancy on the tenuch look away, go with a chair and a meaning that she qua shall the sheep shading the won't each answer that woman tenues to each other. Uh some bin the penal. Now you and who's a friend. Now the home that you can do and so tiny, now the home that you uh change.