生病藥錢 Podcast
《生病藥錢》是專為病人與照顧者打造的健康理財 Podcast。結合健康、理財與法律，帶領聽眾拆解生病後會遇到的真實問題，用深入淺出的方式幫助聽眾理解每一個病後選擇的關鍵。
生病藥錢 Podcast
一顆藥兩萬保險卻拒賠？在新式醫療時代，你的保單過期了嗎？｜生病藥錢 S2 EP8
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
很多保戶在醫院刷卡自費幾十萬時，心裡想的是「反正我有實支實付」，結果申請理賠時卻收到拒賠通知。這種「認知落差」正是目前保險糾紛的火藥庫。
國泰人壽健康智庫領軍人物——林民浩博士直接點出重點：理賠變嚴，是因為你的舊保單已經跟不上新式醫療。當 20 年前的保單條款，遇上 20 年後的標靶藥物、達文西手術，這中間的模糊地帶就是衝突的來源。
想要理賠順利，你必須先看懂保險公司在想什麼。
本集重點：
📌理賠的兩大紅線：醫療必要性與合理使用
📌為什麼專案進口藥物比想像中貴？
📌與醫師共商治療地圖：把 AI 變成你的對話工具
📌法律與安全的最後防線：藥害救濟的權益
《生病藥錢》是專為病人與照顧者打造的健康理財 Podcast。結合健康、理財與法律，帶領聽眾拆解生病後會遇到的真實問題，用深入淺出的方式幫助聽眾理解每一個病後選擇的關鍵。
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