Mountain Broker Podcast
Mountain Broker delivers straight-from-the-mountains real estate insight with longtime Lake Arrowhead resident and 35-year broker Steve Keefe, owner of Coldwell Banker Sky Ridge Realty. Each episode breaks down hyper-local market trends, mountain-specific issues, and practical strategies for buyers, sellers, and homeowners in the San Bernardino Mountain communities. From lake rights and private roads to insurance challenges, snow-season logistics, and market shifts, Steve brings unmatched local knowledge and real-world experience to help you navigate mountain real estate with confidence.
Mountain Broker Podcast
California Estate Planning Showdown: TOD Deeds vs. Living Trusts
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This Podcast explores the critical decision California homeowners face when trying to avoid probate: choosing between the simple Transfer on Death (TOD) deed and the comprehensive Revocable Living Trust. We examine why the TOD deed, while inexpensive and easy to create, carries "hidden dangers," including strict 60-day recording deadlines and a "three-year problem" where title companies may refuse to insure the property after death. In contrast, the discussion highlights how Living Trusts offer superior flexibility for incapacity planning, privacy, and complex distribution schemes, provided they are properly funded. Please note that this is for informational purposes only and should not be construed as legal advice. A qualified trust attorney should be consulted regarding your specific estate planning needs