30 – Let's Talk About Money (Without Making It Weird): Part 1

Money can be one of the hardest topics to talk about, but it's also one of the topics the Bible speaks about most.

In Part 1, we're sharing our own money stories, from student loans and first jobs to debt, budgeting, and learning financial lessons the hard way. We talk about how Dave Ramsey first introduced us to biblical stewardship, why debt can quietly steal your freedom, and how our view of money has changed over the years.

We also discuss generosity, tithing, living with open hands instead of closed fists, and why we believe money is ultimately a tool to provide for our families, bless others, and further God's Kingdom.

Whether you're thriving financially or simply trying to make it through a tight season, we hope this conversation reminds you that peace isn't found in your bank account. It's found in trusting God as the One who provides.

Scriptures Mentioned

•  Proverbs 22:7 
•  Matthew 6:24 
•  1 Timothy 6:10 
•  Acts 20:35 
•  2 Corinthians 9:6–8 
•  Malachi 3:10 
•  Matthew 19:24 

Transcript

SPEAKER_00 0:00

Welcome back to 27 Good. I'm Patty. And I'm Amy. Happy to have you back. Yeah, thanks for hanging out with us. How was your day?

SPEAKER_01 0:08

I had the most perfect summer day today. Well, the weather got cooler. Yes. And so it's back to me sitting on my porch just reading a book. I started a book yesterday. It was called This Book Made Me Think of You by Libby Page. And it was the cutest story of this girl, Tilly, is her name, Matilda, and she was named after Matilda from the children's book. It's just lots of chatter about books. So she, her husband has just or had died. I think it really ends up being, I think, six months before the start of the book. But the book starts with her husband had arranged at a local bookshop for her to get a book a month from him to help her move. Heal, yeah. Yeah, like heal. One of them is a cookbook because he did all the cooking. Anyway, it was just so cute. There was lots of book book chatter and it's in a bookshop. And so if you're a reader, I would definitely recommend it. I give it a lot.

SPEAKER_00 0:57

Yeah.

SPEAKER_01 0:57

Yeah. Adorable.

SPEAKER_00 0:58

What a fun summer read.

SPEAKER_01 0:59

Yeah, it was great. So we I did all the tip typical things that I went for my walk, did some laundry, you know, cooked, ran a boy somewhere, but then I was just always on the porch reading my book. It was a quick, easy, breezy read. Yeah. But it was entertaining.

SPEAKER_00 1:12

Best summer day. It was really weather.

SPEAKER_01 1:14

It's just nice. We've had a really busy June, and so I think it's nice that July is a lot of just hanging at home. Yeah. I did also take electronics away and made everybody go outside. I was outside weeding at one point. The flower beds, and everything needed, you know, we'd had got a bunch of rain, everything needed done. The law need mode needed to do the string trimmer, weed whacking. And why I was thinking about it all, how I would get it done, and then I was like, wait.

SPEAKER_00 1:36

I have two helpers inside. Yeah. Yeah.

SPEAKER_01 1:38

So two basically grown modes. They fought over who had to do what, but Sam ended up mowing and Charlie ended up doing the trimming. And then that is also probably why I got to read my book. I didn't think your yard looked great. Thanks. I know. Yeah, when you I think the string trimmer, the weed whacking really makes it look kind of like sharp edges.

SPEAKER_00 1:55

Yes, agree. So yeah. How about you? How fun? That's funny too. Good day. My boys are two and four almost. And they love pulling weeds. They just love it. Andrew will ask, can we go pull weeds? And I just hope he never goes out of the stage. And of course I'll feed into it. I was like, You were the best weed puller. Yeah. And tonight he's like, I did that too. I'm a good weed puller. And they're just in a function.

SPEAKER_01 2:16

I was like, the yard looks so great. I feel like always words of affirmation when it's tons of person.

SPEAKER_00 2:21

We're so lucky to have you. For grown men too, honestly, they love it. Did the dishwasher?

SPEAKER_01 2:25

I actually do too. I cleaned up the fridge yesterday, took the drawers out, took the shelves out, wiped everything down, and everyone better have told me how great it is. Because even though it really does end up taking that long, it still seems like a task that isn't done a lot. Yeah. And it does make a difference. Same with like when I wiped down the microwave. You better say, like that looks nice.

SPEAKER_00 2:42

I feel like if I actually spend a ton of time on something silly, like organized something not silly, but something extra, like the extra cleaning. Tell Jason, I really need you to check this out and compliment me on this. Oh, yeah, done.

SPEAKER_01 2:52

I think Brian got the nookout for coffee this morning, and I was like, did you notice? Did you take a look around while you were in there?

SPEAKER_00 3:01

It's so funny. All right. Well, tonight we're gonna talk about money. Everyone's favorite topic. Swutton, you guys. Oh my gosh, no.

SPEAKER_01 3:09

This is one thing, this is a topic we've had written down for a really long time because this is just Amy's language. She's such a good girl about her finances. She's so smart when it comes to sometimes a good girl. Yeah. I mean, we're all you're not, nobody's perfect. Yeah. But man, on Enneagram 7, let me just say, my Amazon driver knows me by name. We are not living the same life.

SPEAKER_00 3:30

It's so funny. So we actually originally thought we would always talk about budgeting. But then more I thought about it with a little prep yesterday, because we just decided this. Would love instead to talk more about the philosophy of money and what the Bible says about money, what we've learned. Because what is so interesting is I feel so just a little recap. We have just recently in the last few years started reading our Bible, right? Maybe you probably more than me. But in the next five last five years, probably. Got more into it. Yeah. And what's funny is I think I used to always say, I wish there was a manual, or we all did, lots of people did, like a manual for life, like how you get through life. And it's like, actually, there is. Actually, the Bible tells us a ton about money and how to handle it. But it can be so awkward to talk about, and everyone I feel like has a different story and grew up differently and has their own money props. So I wanted to start by just sharing a little bit of my background. Grew up, I feel like pretty normal household. I don't feel like money t was talked about a ton. It's funny in hindsight. My mom has shared there were some really lean years, and as a kid, you just don't really know. You know, you don't know that you're not going on crazy trips or one thing I remember her telling us was later on is that she would buy one box of fruity pebbles and then buy the knockoff brand and put it inside the it must have been a thing. Well inside the name.

SPEAKER_01 4:45

Yeah, I actually want to say that I bet your parents just did a really good job keeping it from you because probably some kids do know for sure when things are tough and when things are tight. So really what a great thing that you worked really hard to make sure you guys didn't know.

SPEAKER_00 4:57

Yes. I feel like they taught us a little bit. Just always have a little cushion in your bank account, you know, like stuff like that. But we never went into deep um, I don't know, discussion about it. And we were always taught to save, obviously, I feel like. But so I went to college, like most people took out student loans, and we've talked about this how I still remember vividly remember clicking like accept, accept, accept, accept on all of the amounts you're given. And it was a mix, I think, of grants and loans.

SPEAKER_01 5:25

Yeah.

SPEAKER_00 5:25

And it's so embarrassing to say, but as an 18-year-old, I didn't even put it together that I have to pay some of this back.

SPEAKER_01 5:30

I don't even think as as an 18-year-old, we probably had any idea, at least I didn't, of so maybe I saw the dollar amount and even knew I had to pay it back. But I had no what did I had odd jobs here and there? I worked in a pizza shop. I, you know, I did I babysat, yeah, worked for my dad's company a little bit, but did I really know what that was gonna entail? Was did I know that it was gonna take me years to pay off? You know, like I think you're just like, oh, I'm gonna, I'm gonna graduate from college and I'm gonna be rich. I'm gonna make so much money in my first job.

SPEAKER_00 5:59

And I'm just gonna pay these off immediately. Yeah. No big deal. I don't even remember I remember being like, you did do something when you exited college, and you're just like, I guess just this income ten-year repayment plan. I don't know what any of this.

SPEAKER_01 6:10

Yeah, I remember my dad was like, I mean, I don't know, I graduated in May, probably in June. He's he handed me the papers and was like, this is gonna come due in October, November. And I was like, what? Wait, is this what he was like, you better get a job.

SPEAKER_00 6:24

But yeah. I remember when my loans then came in how stupid I was, I then placed my North Face order and I got a raincoat and a sweet book bag. Just was like, paid. I got paid. Got paid. It's so funny. Okay, so when I graduated from college, I had student loans, I had some personal loans to my parents for like LASIK surgery, just weird little things like that. Got my first big girl job, and I was driving a Buick that we ended up selling to someone for like $400. So you can imagine. It had like 200,000 miles on it, a Buick Regal, a tan one. Really sexy car. Great car. This older coworker that I met, I was telling him how I would just probably buy a brand new car because I'm what, 22, just graduated college, and definitely need a brand new car. And he was like, Oh yeah, what if instead you didn't do that and you just bought a car maybe for less money? And if you had the cash, great, or just buy a cheaper one. And then he gave me these DVDs from um a financial guy named Dave Ramsey, and still remember everybody knows who Dave Ramsey is.

SPEAKER_01 7:28

If you don't, I think if you're listening to this podcast and you don't know who Dave Ramsey is, Google him because I'm sure everybody at this point knows. Yeah. So we're he was really big. When would that have been, do you think? 2014. Yeah, I was gonna say early 2000s, I bet was like his peak, and maybe but I still think yeah, I still think the stuff that he does, I still think churches do it. And I think it's it's no longer on DVDs, CDs.

SPEAKER_00 7:52

It's probably just online.

unknown 7:54

Yeah.

SPEAKER_00 7:54

So, anyways, this would have been like two years, I think, before we got married. So I then worked a couple jobs and followed, I learned a ton from him, followed his plan, paid off most things, and then we got married, just to polish things off. And then I feel like finances before kids are just pretty easy or easier. Yeah. You have no expenses, you're just trying to live in your best.

SPEAKER_01 8:14

I mean, yeah, you're planning some future, but you're not. I mean, we have you know accounts for the boys set up and things that you really have to think about their future then. Right. But I think when it's just the two of you, it's like, well, let's go out to eat.

SPEAKER_00 8:26

Like, let's do whatever we want because you just easy to plan a vacation and all the things. Yeah, all the things. And so, anyways, I feel like too, it just kind of life happened. Like before kids, I just feel like we always had the massive emergency funds, stuff like or massive to me, you know, I don't mean it like that. Plenty of em plenty in an emergency fund. But then just after kids, I feel like is when finances have gotten more challenges. Well, you also remodeled your house. Yeah. A huge house. House remodel, huge house remodel. And then the other thing that's just kind of funny is it's just kind of always something. I feel like Absolutely. This is it's like you're always like, oh great, we'll have a little more next month. And then it's like the washer. Car deductible, yeah, washer, just always. It always if it's not one thing, it's another. I am just saying all of that to kind of say that we slash I have stupid with money. We've just made like Jason and I, I mean, feel like we've done decent, but you just learn along the way. And especially with the house, that was our first first construction project at all. And we feel like we learned so much. And that learning like came with a price tag of like things we could have done differently. So we just call it like our stupid tax we've had to pay. And there's other little things like that too. Well, I think we do.

SPEAKER_01 9:33

Naturally, though, you're a saver. Would you say that?

unknown 9:35

I don't know.

SPEAKER_01 9:36

Remember, Dave Ramsey's daughter had that book. Yeah. And it was like people are either savers or spenders, and then they're either partiers or they're planners, and you can be like a version of any two any of those. You can be a saver and a partier, or you can be a saver and a planner, which I think that that's what it is in our in our marriage. Brian's like the saver and the planner. He always has the future planned, always has plans for the boys, plans for the farm, all the things. And then I'm kind of the partier. You're just the free spirit. And the spender. Yes. And we balance each other pretty well, but probably because of that, especially early years, all of our fights in our marriage were money because we just see things completely differently. I don't think about the future at all. I want what what I want now. Right. You know, and certainly as I'm older now, I know that that can't be. And I've had to put in some really, like really basic spending things, like talking through it with somebody, a big purchase, making sure you talk through it with somebody. Wait the night. Wait, wait the night, wait the 24 hours. It's so hard because everything's so instant now. Yes. We can swipe up for anything, we can Amazon it for the next day. But yeah, I feel like I've had to really like work at trying to be even a little bit better than I used to be. And I still think I got some room to grow. Well, yeah, all of us.

SPEAKER_00 10:50

But I love that. I love the um it's like just guardrails for how you operate and trying to be more disciplined in it. I agree. I do think I naturally am just, I don't know, I've just always been more responsible with money, but I just can also kind of get in a mess, I feel like, with a little spending and um little treat yourself. Yeah. So one thing I feel like learned from all of that in terms of just debt and paying debt off, and now we're back into debt with our renovation loan, is that, and I'm gonna reference a ton of Bible verses throughout this too, but one of them is Proverbs 22, 7. And it's just that the borrower is slave to the lender, and you really are. Anytime I'm in debt, you just feel it. You just you just do. That's all you think about. All you think about. I forget if I've shared the story. I think I did about leaving my old job. I think I did, under terrible leadership. I was there like a year and a half ago. It was before kids. A year too long. I should have quit miserable. And there was finally the strike.

SPEAKER_01 11:43

He was crying all the time.

SPEAKER_00 11:44

The camel's back. And it was just like, I'm giving my two weeks today, and I have nothing lined up. And I still remember the CEO took me out to lunch and she was like, I really suggest you stay here until you find something. And I was like, I nothing could keep me here. Like one day beyond. And we're like, I'm gonna get a job right away. I'm getting a job right away. Look at me. Did not November one, and it really felt like everyone closed for holidays. And so it was months, I it ended up being three months that I was unemployed, and it was amazing. It was really great. But like you just have these options when you're not in debt, when you're not a slave. You can kind of do whatever you want. And I really think you live life a little bit differently because you're just not, I don't know. I'm not in that situation today that if I was in a job like that. Right.

SPEAKER_01 12:28

That you could just that I could just quit quit for three months and have that cushion to fall back on. It's just a lot different when you have kids.

SPEAKER_00 12:36

So different.

SPEAKER_01 12:36

But also I think we say that, but then probably everybody's got their own thing.

SPEAKER_00 12:39

Yeah, I think what I mean by that is you're right, everyone, whether you have kids or not, there have just been for us primarily it's child care. It's just there's so many expenses that come with kids. Obviously, I feel like the other thing that I have learned about money is that I have idolized, made money as a security like an idol. So money ha does that make sense? Money in the bank has been um like you want it so bad that you're almost worshiping. Yeah, and you like catch yourself in times where it's been for sure when money's been tight, which I feel like we're still in that season. You check it all the time. It's not at all like I don't know. I don't think it's as far as I'm worshiping money, but it is just, oh, I'm finding security in my bank account instead of trying to find that security and trust that God provides. Right. So it's been fun to have a like the tiniest bit of growth there. I feel like the last few months of like God just will take care of it.

SPEAKER_01 13:34

It's a brand new thought.

SPEAKER_00 13:35

Well, I feel like the other thing that goes with that is I just think I used to always be so not super fixated, but care deeply of like how much do we have in retirement? What will like that be when we and then now it's like sure? I know.

SPEAKER_01 13:48

I couldn't even tell you some of that. One time, one time, you sound like it's so bad. No, it's so good. I'm so proud of you, and I wish I could be more like you're not. No, it's not. No, I'm not saying that at all. I just think that you should recognize how good you are. Yeah, yeah, I think is is all you're saying it almost like it's a weakness, but I think it's such a great thing, a great way to be and a great thing to pass down to your kids. Yeah. But one time one of my coworkers, so I'm a teacher, and one of my coworkers who was also a teacher was over, and Brian said to her, he was like, Can you at some point look things over with Patty and make sure she's doing things right with her retirement? I've never seen a thing, but teachers, because I'm You're forced. Yeah, it's all I mean, it's one, yeah, it's a percent, and then the school does a certain percent. I never had to like pick a package. I remember that from when my sister got her job, she needed to pick a certain package, and I was like, You need to run that by Brian. I wouldn't even know what to tell you. Like bring it to him, he would know. Um, I think she asked my dad too, but it was just so funny because he was just like, I'm sure she's messing this up. Make sure she's gonna retire with some money. Like, make sure she's putting in toward retiring. Because just it's a fault of mine entirely, but I I'm just loving this conversation entirely because it's just blowing my mind.

SPEAKER_00 14:57

I love it. Keep going. So I think at times you or anyone, you can almost feel scared until you put it off of like, I'm not checking the bank account. I'm not like for me, it was like I'm not reconciling this spreadsheet against the actual because I'm just praying it's in the positive. I just feel like I've just been like spendy spendy, you know. And I feel like you only feel that after it's like, gosh, groceries are oh like just everything you've got.

SPEAKER_01 15:19

Once you pay everything for pay period, yeah, it can really be to be like, what's I don't really want to open the app right now.

SPEAKER_00 15:24

And what did they do before the app? They had to reconcile their checkbook. Like, just imagine. No, Brian still does that. Stop.

SPEAKER_01 15:30

He still checks his checkbook, he goes through every single item of his credit card too before he pays his credit card bill. I was upstairs today and he yelled up the stairs and he was like, What's Oma Gord? And that's a food truck that we ate up. He was like, Oh yeah, okay.

SPEAKER_00 15:42

Because if he sees something on his because they can come so weird. I've done that to Jason.

SPEAKER_01 15:46

Yeah, what's his charge? And if it's checks everything before, like, yeah, he's he we are as opposite as they come, and he has done a really great job, I think, of instilling some things in the boys. I feel like that's a sep separate segment, but or like I'm I'm digressing, but they have accounts that he they work on the farm, they get paid, and last year they rented land from him. And I just think they're seeing money in a way that I didn't see as a kid. Not that I had an opportunity, I didn't live on a farm, sure. So it's not quite the same, but I still think that the more we talk about it with our kids, I think. Yes. And that they understand what we're how much things cost. I think sometimes they don't, you know, if okay, so say Charlie makes a hundred dollars and he wants to go to the fair, he could see real quick. $100 ain't much. Right.

SPEAKER_00 16:31

And I think that the more that they see that at a really small scale is important. Totally agree. That was one thing I want to talk about was teaching our kids this stuff. And I think that it is I completely agree with you. Love everything Brian is doing with them and you, that makes sense.

SPEAKER_01 16:45

I also think saying no to our kids is okay because I think that that's something that I'm not sure I was told no a lot growing up. If I wanted to go on a shop trip, my mom and I went on a shop trip. Yeah. And I don't think that we were like spoiled in such a way, but I think being like no, we that's something I mean, for an example, one would be like an e-bike. My boys would love an e-bike. I'm like, we're not affording those. You can ride a regular bike down the road. Dirt bikes to like things that I'm just like, those are extra money that we don't need to be spending on. And and we certainly could afford it, but I think it's okay to just be like, no, these are our limits, these are things we're not buying.

SPEAKER_00 17:15

A hundred yes, hundred percent. I also think that's part of money is and like I think the word budget has a weird bad breath because it feels like a cage. Uh, but it's just like you prior, yeah, and it's just you really prioritizing, like, oh, that's not important to us. We don't care about an e-bike, this thing is, and every family is different too, because I feel like sometimes it's easy to judge others for like oh yeah, this family does care about an e-bike. Well, that's fine, you know.

SPEAKER_01 17:36

Yeah, well, and you'll see this as your kids get older. My kids always are saying, like, so and so has this. Well, we're seeing that with the little motorized cars.

SPEAKER_00 17:43

Yeah. And Samantha's like, Can you buy us three?

SPEAKER_01 17:45

I was like, no, I can buy a zero of those. Right. There's always something. Yeah. Yeah, there's always something that they're like, they have this over there, they have this. No, that's great for them.

SPEAKER_00 17:55

And you can play with it when you're there. Right. Yeah. All right. I think ultimately what I've learned though is money is just a tool, and it's a tool to provide for your family, bless others, and further God's kingdom and like do good work. I think that two other notes I had written down here is you cannot serve two masters. The other one is the love of money is the root of all evil. I think there's some oversaved Christians who are like, if you have money and you are wealthy, you are bad. You know. And I think my Why isn't there that whole Bible verse about fitting something through the eye of a needle? So that story, I think it's it's in one of the gospels, but Jesus tells a young man who is very, very rich that in order to follow him and have eternal life, he has to sell everything that he has and give it to the poor. And he said it is easier for um I've got it.

SPEAKER_01 18:40

Yeah. Matthew 19, 24, it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God. Mm-hmm.

SPEAKER_00 18:46

Yeah. And so the problem with that man though is that he loved his money and stuff more than Jesus and he couldn't set it aside. And I also think that not all of us are called to give away everything. I think if you are, then you have to be obedient to that for you know what I mean. But most people are not called to give away everything and start over. But that is, it's so hard. And I feel like, um, which I don't remember if that's a parable or an actual story. Regardless, it doesn't really matter because the famous metaphor used by Jesus in the in the gospel. I do think it's like a check yourself. And this goes back to me sharing about the secure, like idolizing money as a a form of security when that really should just be found and God would take care of you.

SPEAKER_01 19:27

You know, which is kind of like theme. I feel like that's been echoing in these last few episodes that we've done of just it's not about you. It's about God, right? Yeah. Really putting God at the center and not us and our wants and our and our desires.

SPEAKER_00 19:39

Um, yes, all of this. I think too, we also none of it is ours. The I don't know where God talks about this, but money, our children, like everything from his stance is that we are managers of what we've been given. And gosh, I get chill saying that because especially about your kids, you know, and just everything you have. And I think when you view money that way too, it almost puts this barrier of like, um, you don't have to hold it with such a tight fist. And that you get to just be a vessel of good. You know what I mean? And when you're holding something with a tight fist, blessings can't be given to you either because your hand is closed. I that probably sounds so dramatic. But you know what I mean? It's such a good visual gosh when you just live, um, they call it, or our pastor calls it like palms up living of like you're open to receive, but you're open to give. Another thing the Bible talks about is it is more blessed to give than receive. And I feel like for years I never understood that. I know that I get it, but I just love getting gifts so much that you're like, how could this ever? But I feel like being stretched to be more generous, it really is the most fun that you can have, you know, knowing, I don't know, what little thing you did could make a big difference. Well, let's talk about that. So there's three things that you can do with money give, save, and spend. And that comes from Dave Ramsey. A lot of the things I've learned have been like from his teachings, and he this is not going to be a Dave Ramsey episode, but it is just here's what the Bible says about money. I know. Would be nice to hear a little kickback. We'll get him on here. Oh my gosh, he would never have our audience do his love. Okay, so let's just talk a little bit about giving. So the Bible talks a lot about giving. Some of the things it says is the one I just talked about was Acts 20, verse 35, ultimately by saying it's more blessed to receive. I'm sorry, more blessed to give than receive. God loves a cheerful giver. And the other thing he says when he tells us to be generous is from 2 Corinthians chapter 9, verses 6 through 8. It says, But I say, he who sows sparingly will also reap sparingly, and he who sows bountifully will also reap bountifully. So let each one give as he proposes in his heart, not grudgedly or of necessity, for God loves a cheerful giver. God is able to make all grace abound toward you, that you always will have sufficiency and all things may have abundance for every good work. Gosh, I just feel like that one has so much in it. It's talking About how, like, if a farmer just threw a few seeds out in the field, he's not gonna get anything back. And it's like hard work to, you know, work hard. And like, but from your good works, you will get more. I also don't want this to sound at all like prosperity gospel because it's not that where it's like, if you give, you'll get more. You'll get yeah. But he really does tell us. I want to chat about the tithe. And I looked up this first because I did not know it, but knew it was somewhere in there. It's from Malachi, and it says, bring the whole tithe into the storehouse. I'm just gonna stop you. Tithing, what do you mean? Too much.

SPEAKER_01 22:34

Oh yeah, great. Let's talk about it. Yeah. Because I'm just thinking some people probably define what the tithe is.

SPEAKER_00 22:39

We have a lot of people that listen that are that go to church and are already really biblical. But so a tithe, I did not know this until my adult life. A tithe is God telling us to give back, like to the church, 10% of your income. And so this is the commandments. Yeah, I'm gonna read it really quick from Malachi. It says, Bring the whole tithe into the storehouse that there may be food in my house, test me in this, says the Lord Almighty, and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be enough room to store it. And I feel like in that he's promising that if you do like obey, number one, it changes your heart because the tithe is not about he doesn't need our money. You know what I mean? But it really is just about your heart.

SPEAKER_01 23:24

Where does it say somewhere it says about, and this one I have a really hard time with, where it's like you should be tithing off the top.

SPEAKER_00 23:30

Yeah. And that like what I'm I know because it says give like the first 10%, uh-huh. Which I don't think that's in here. It just says bring it, but it is somewhere. It's the first 10%. Also, what do you think people should do if they aren't actively going to a church? I don't know. Maybe if there's a I mean, I pray everybody has a book. Yeah. Because I have a church I love. One thing that's important to me, which I've never donated money, but I take all of our baby or m a lot of baby stuff is like a pregnancy care center. And so I think if there's a nonprofit that you love the work that they do, that would be a great or giving to a scholarship fund or something. Yeah, scholarship's great. Anything that, yeah, because if you're right, it's not like let's say you don't believe in God and you listen to our podcast. Um, I think generous people are some of the best people that you know. Have you ever met a generous person that you don't like? Right. Like they're so kind, they're so happy. And I just think whether you're a believer or not, giving would just be such a joy in your life. Yeah. But I will say the tithe is pretty recent to us in the last couple years of really being obedient in it. And it is so hard. It hurts. It's it just is. It feels it feels so selfish to say this out loud, but 10% feels like so much when it's 10%, but you're just like, gosh, everything else I could do with that money. Right. But anyways, I think that he calls us to obey before understanding, but it's so hard. And so, anyways, that's all we won't keep ranting about that. But giving is just, I think, such a fun thing that you can do with money. We're probably at about time. I still have so much to say, but we're probably gonna have to do a second second episode.

SPEAKER_01 25:00

We'll do a part two. Which we've never done. Never done. So we're gonna end this one. Do you have a little prayer that we can just end this one? I'll I'll do it because I can say. Okay, dear God, thank you for today. Thank you for Amy and for her wisdom with this chat about finances. Help us to be good stewards with your money and to always give. In Jesus' name we pray. Amen.