The 3 Things Quietly Destroying Your Wealth (And You Don't Even Know It)

You work hard for your money. So why does it still feel like you're behind?

Maybe you've been telling yourself you'll "figure it out later." Maybe you've googled "what to do with savings" at midnight and closed the tab more confused than when you opened it. Maybe you just feel like everyone else has it together and you're the only one faking it.

You're not. And this episode is proof.

I sit down with Hayley Dickson — Certified Financial Planner, CEO and founder of Rippl Wealth Management — and she pulls back the curtain on the 3 things silently eating your wealth alive: taxes, inflation, and your own emotions. We talk about why "I'm not a money person" is the most expensive story you've ever believed, why your savings account is actually working against you, and what financial freedom really looks like (hint — it's not some far-off retirement dream).

Hayley left a cushy Hollywood career, started over with a toddler on her hip and a baby on the way, and built a firm specifically to help women like us — women who weren't handed a trust fund, who are building something from scratch, and who deserve a financial partner that actually speaks their language.

Whether you're a mom, a 9-to-5er, a business owner, or all three — this conversation will make you feel seen, fired up, and ready to stop leaving your money on the table.

FREE OFFER: Hayley is gifting every listener a complimentary 30-minute chemistry session — normally $500. No pressure, no pitch. Just real talk about your money and what to do next. Email her for details!

Find Hayley:
www.rippl.nm.com

Instagram: https://www.instagram.com/hayleywdickson/

Email: rippl@nm.com

If that quiet little voice inside you is saying "maybe it's time" — listen to it. This is your permission slip. 

Transcript

0:00

I'm Jenny Blackwood, a small town mom of four who refused to settle for a life that didn't light me up. When everything felt uncertain, I didn't run back to a nine to five, I bet on myself. I took a simple idea and turned it into an almost seven-figure business my first year, all while being a mom first. Now I'm here to help you trust your own power, chase the dream that keeps tapping your shoulder, and build a life that feels like you. This is Girl, Why Not You. Well, hello, hello, everybody. Welcome back to another great episode of Girl, Why Not You? I am your host, Jenny Blackwood, and today's conversation, y'all, it's the one I wish someone had handed me a decade ago. Because here's the truth: most of us were raised to believe that if we just understood money better, we'd be fine, right? Read the book, take the course, watch the YouTube guy with the whiteboard. And somewhere along the way, a quiet little story got planted in us that we're not capable, not confident, not money people. Today's guest is here to flip that table. Her name is Haley Dixon. She's a certified financial planner, the CEO and founder of Ripple Wealth Management, and she's built a modern, values-driven firm specifically for women who are doing something brand new in their family line. Building real wealth. And what she's about to say about why women actually feel stuck with money, it's not what you think. Haley, welcome to the show. I am so glad that you're here. Thank you, Ginny. I am so thrilled to be here. Let's go. Let's go. Let's do this. This is a topic that I think we are all going to massively benefit from. And I, for all of you who are not seeing this on YouTube, I was just complimenting Haley. She has the cutest hair. And now I want to immediately go to the hair person, chop mine off, and look like Haley. But let's jump into what really matters to everybody. So before we get into the work that you're doing now, right? Before we get into Ripple, which I'm so excited about, and before we get into the bigger conversation about women and wealth, I just really want to take the listeners back a bit, okay? Because I don't think you just woke up one day and decided, I'm gonna be a CFP and start a firm. There's gotta be a thread that started that a long time ago. So take us back to Little Haley. What was your relationship with money growing up? And how did that quietly shape what you believed was possible for you? Yeah, great question. So um, thank you so much for having me, Jenny. I love what you do, and I love the the the vibe and the energy. And, you know, I want to make money fun and sexy and adventurous, and you know, that's why I exist, and that's my why, and that's my purpose. So, you know, I as I shared with you earlier, uh my mother was married and divorced four times. So by the time I turned 23, the force, the fourth divorce was over. And so my life growing up, you know, um was very much of a roller coaster. You know, my mom was born in 1945 in Texas, and she was taught, albite, you know, um B in RN and things, but to go find a husband and that has money and you know, um have them, you know, you contribute to her life and ensure that she can live in the way she wants to. And so as a little girl, I remember so, so young just saying, that is not gonna be me. Thank you very much for that, you know, lesson, mom. I am gonna go out there and build my own wealth and be independent and make the choices that I want the way I want. And so, you know, my relationship with money um growing up was very much from the very beginning when I was five years old. My mom couldn't find me one day, and I was outside on the street. I had dug up rocks, like dirty rocks, and I was screaming at cars saying rocks for sale. Um, and by the time she found me, I had a check for one dollar for the prettiest rock in the memo. And so for me, like from a young, young you little girl, it was I'm gonna, I'm gonna hustle and it's gonna be mine, and I'm gonna impact the world through the lens of earning income. That is so cute. I can picture you out there. Rocks for sale, people! I got something you want. Good for you. I mean, right? You already were having it's kind of how old were you at that time? Five? Five. Five years old. Yeah. It's crazy to think that you looked at mom, and I'm sure she's a lovely woman, but you didn't like what you were seeing. You didn't want to have that be your trajectory in your life. So you're like, how am I not gonna have to depend on a man? Ooh, that feels good, right? Nobody wants to be dependent on no man, okay? Although I will I'll say, like, I don't know what to do. I love my husband. He's amazing. I depend him for many things. Right, many things, but not money. Yeah, not money. It feels very good to generate your own money, but yes, we want to want the husbands. We don't want to need the husbands because we're financially handicapped by the husbands. So I totally get that. Uh, I feel like so many women carry a money story that they didn't even know they were carrying until like adulthood, you know, and obviously that was your money story, right? Since you work primarily with women, right, on the financial side of things. What are some things that you see as being other people's money stories that are like very common? Absolutely. I mean, it's it's so extraordinary because I work with work with really sophisticated, educated, well-traveled, you know, women have great jobs. They, you know, they went to great colleges, but it's fascinating because there is this kind of um covert epidemic around, I think everybody else has it figured out, and it's just me. And I have thousands of these conversations, you know, um, chemistry conversations a year. And there are patterns that I see. So number one is like, I'm just not good with numbers. Therefore, you know, I don't even know where to start, who to trust. You know, a lot of my clients didn't grow up with trust funds. They have built, you know, this path themselves. And so um, you know, I think one of the core things that we do is demystify some of the complexity around this. Like, you know, you hear stocks, bonds, large cap, mid-cap, this, ETF, and you're like, that's not me. I'm telling you, this stuff is quite simple. Right. It really is. And so, you know, I think that that limiting belief of I'm not a numbers person and you know, I don't understand this stuff, then creates procrastination, overwhelm, stagnation. It's like that's that's a big part of it. And I also think that, you know, um, you know, there's a lot of women in my world that are in finance that are in managing PLs that are business owners and they have their business, you know, figured out, but their personal, you know, side of it um, you know, lacks. And so just having that like courage and curiosity and to be in a partnership where you feel safe and secure, where you can say, I don't really know what to do next, but you know, I'm in it and I'm ready to really elevate, you know, my financial world. So yeah. Yeah, I could totally see that. And I think you're right. It's like it's it makes me angry thinking back to like when we're in high school and when we're in school and even when we're in college. Like we were not set up for success to have everyday life. The the sorry, the shit that we learned and we spend all this time having to memorize, get good grades, whatever, is stuff you will never ever use, right? For the most part. And so it's like, why are we not learning these things to set us up for success? It's hard to when you're somebody who maybe, like you said, you're not a trust fund baby, you you you haven't always had money, then now you're in a position where you have money and you don't know what to do with it. And you get the ultimate analysis paralysis, because like you just said, you're like, you where do I, I want to put this somewhere, but there seems like there's too many options, right? And so if you don't have somebody to guide you, what do you do? You either spend it or you leave it in the wrong type of account where it's not working for you. And that is like so sad, right? Because you're guess what, guys? Haley's gonna be able to tell you your dollars can work for you. You just have to know how to do that. So here's the thing walk us through the moment when something actually clicked for you, right? So when you realized this was the work you were meant to do, what changed? Yeah. That's such a great question. Thanks for asking that. You know, I I spent a decade in the entertainment world and I was this fancy ass, excuse me, you said you know there's nothing off the table here. SVP in Hollywood and had the corner office and went to Cannes in London, did all that stuff. Um, but I, you know, uh, there was just in me that was like, I'm I meant to do something bigger, have a bigger impact. And I knew that my skills were transferable, but I had no idea how or why or where. And long story short, I had dinner um with my financial advisor. I thought we were gonna go be going over our plan, and and he said, you know, you'd be really great at this. And I said, Oh my gosh. And I started to think about it, and it was this intuitive hit that I think I would be really good at this. And I dove in head first, and I think my my my moment, my click moment was about eight months into my career. Um, I mean, just to share, it was the most humbling experience of my life because I went from this very important person with a high budget and people were turning my phone calls right away to gum on a shoe, financial advisors, 17 on every corner, you know, uh whatnot, right? And I and and but I realized so quickly, I'm like, oh my God, like I'm surrounded by, no offense, but a bunch of middle-aged white dudes that are pro finance talking, mansplaining, you know, um, that don't have nurture, you know, in them like women do, and that there's such a need. And I went immediately into I want to work with women, LGBTQ, people of color, I want to democratize the financial planning space. I want to, you know, um uh lead a revolution in how people experience money and how they experience financial partnerships. And I went straight into that. And you know, of course, you know, a lot of the managing partners at the firm were like, well, that's cool, Haley, knock, knock, but you know, a lot of the wealth is with heterosexual, middle-aged white dudes. And I say, Great, they're great, right? But but you know, I I want to be able to provide tools to, you know, young women in their 30s that, you know, ha are making more money than anybody in their family ever made, and they don't have enough. They don't have one or two or three million dollars net worth yet, you know, to to to to get into the doors at a firm that's actually gonna give them quality, comprehensive advice. And so that's you know where it all and I have the biggest why, and I love you know, your show is all about purpose driven. I didn't have purpose in my entertainment, you know, sky penthouse. Now it's like I'm driven, and that's why I'm here talking today to inspire people to love talking about money, to love planning money instead of it selling so heavy and like ugh and avoid it, you know? Yeah, you work so hard to earn money, and so let's spend some time talking about not only saving it, but spending it, you know, to accelerate joy. So, like I'm on fire, girl, you know, girl, you are on fire. I love this so much, and I'm gonna tell you, you know, as you're talking, I know exactly believe it or not, at one stint in my life, I tried to get into the financial world. Uh, you'd be proud of me. I even passed my six and sixty-three on the first Friday. I know, but it was just not for me. And what I can say is that I can't even, I can speak to this. You had a cush thing going, right? You had a cush thing going. You make this pivot, and that had to be somewhat jarring because I can say firsthand, I know that you have to, like you said, pound the pavement at that point. You're not just like, you know, people come work with me, and then people are lining up at your door. It doesn't work like that. It's freaking hard. And the people who actually make it in your industry, very few and far between. Very few and far between. So it takes a lot of grit. And you know, it's interesting because I think about what that transition must have been like for you. Cush, paid, knew what to expect to, oh shit, this seems kind of fun, but at the same time, I have no idea how I'm going to drum up business. Is this actually gonna be a success? That's a roller coaster to ride, my friend. Yes, it is. And, you know, I when I started this career, I had an 18-month-old and then I got pregnant two months in. So exactly. Like right when you're saying, like, you know, I left with no net. I left the the entertainment world. I took eight months off, did yoga, drank rose on Tuesday morning. And I had to like really think and like just believe in myself. But that first year, you're right. I mean, I I don't know the stats, but probably 85% of people that try to do what I do fail out within the first six to 12 to 18 months. And the reason that they do is the lack of mental fortitude. And I am not, you know, I mean, I there are many times I broke down crying in grocery stores or on the whatever. I mean, it was just I remember just being, how am I ever gonna be strong enough for this? Yeah. But what happens is, is I found that why. And and I felt like that was such a bullshit term before. Oh, you have your why when you work. Like, you know, like that's not a thing. I have that, and I know my it's like my calling is to wake people up, or you know, around, you know, loving money, embracing money, and having fun with their money, you know. So that's how I did it. You know, is that is is is just that's why I'm on this planet. People ask me, why do I do this? It's not for God, it's not for my kids, it's not for my husband. I know anything, anything I'm gonna do, I'm gonna earn money. I know that. It's to change people's lives. I love that. You have a passion for your purpose, right? And that is what's gonna keep you driving. That's why so many people start businesses, and even ones that end up being, let's call them wildly successful, they peter out because they don't truly feel passionate about it. The money may be coming in, but if you don't love what you're doing, uh, there's gonna be a real problem there. I think what, you know, the biggest message about you that I want to make sure people are picking up on here is like, guys, pivoting is okay. Trying something new is okay. Pushing past hard boundaries is okay. You can do hard things, right? All of us with kids, we tell our kids that all the time. But it's true, you can do hard things. You just have to have a belief, you have to have a why, you have to have a grit to stay in the game. But if you do that, all kinds of things can unfold. So, Haley, for you, like And let me just add something the other thing about grit. There's one of my favorite Winston Churchill quotes, okay, about the definition of success. And so if you're if you're listeners, you're listening here and you're in the middle of a transition or you're thinking about you know, following your dreams or or you know, opening a business, like it is not easy. But the quote is success is defined by moving from failure to failure to failure without giving up. Yeah. And every moment I'm failing at something. Why? Because I'm out in the world trying something new and I'm being criticized and I'm afraid, and you know, right? But like celebrate your failures. Celebrate those failures. You can't grow unless you fail. That's just how it is. You have to get uncomfortable, women. You have to get uncomfortable. So the thing is for you, like at what point did you go from, hey, I really, really believe in this, I really think I can do this, this is my why. What was the defining moment where like every like the waters parted and everything kind of started to come together? It was pretty immediate for me, I have to say. You know, I was, you know, just in I was in this very intuitive place, and I just knew that this combination of, you know, you think, gosh, I've been in I've been in a career very successful. I was in my early 30s when I transitioned from entertainment, you know, to the financial services world. And you think, God, this is all I've done. How could I do anything else? But, you know, I think we underestimate how transferable our skills are. And just, but the fear of like, I'm a master in this and I don't want to become an apprentice in something else. But I I leaned into learning. I got my CFP series seven, like all within the first, you know, two, two, three years. And so, but I knew intuitively, yeah, you God. Um, I took I took my seven when I was pregnant and I had to pee like six times, and they the proctor was like, What is she what's she doing in the bathrooms? What's she doing? Is that button even real? I knew right away that I was unique and different and that people could hear me, you know, in a different way, and that I can hold space for people, especially women with their money, because when I'm when I have a first conversation with somebody, about 20 to 25% of women cry. Oh. They show up very kind of, you know, hard and I don't know, and I'm this is someone's gonna hurt me. I gotta protect myself. And then I ask them questions and they completely change their energy. And that is what I'm addicted to. And that that happened very early for me. But now I'm in this phase of scaling that feeling, scaling that emotion, scaling that sense of self. Because once you feel clear and confident in your money story and your I define financial freedom at Ripple, financial freedom is not retirement. We call retirement work optional. Financial freedom is what I look to achieve within my with my clients in the first six months of working together, which is clarity and confidence in your money choices. And once you feel that, I'm telling you, you're trying to attract a partner, you're trying to get pregnant, you're trying to buy a house, you're trying to get the new job promotion. Once you feel confident, your own space around money, the everything flows. I just got goosebumps. Your goosebumps are contagious. Um, that is so true. I mean, and it's hard because it's like kind of something you know you beat yourself up for. You're like, okay, you know, I know I should be doing something, I just don't know what the steps are. And then you start Googling things, but it's Google is not the same thing, y'all. I don't even care if you have the best AI ever, which by the way, I'm gonna shameless plug for Victor. If anybody hasn't met Victor yet on AI, you need him. He's my main squeeze at this point. But the thing is, you need somebody who's like living proof this works, who has clients who are real, they're not robotic. Haley has created something amazing, which I really want to kind of transition to that, so you can talk about. Obviously, we know why you started it, okay? Yeah, but here you started it, you're like, no, I'm not gonna be the norm in this business. I'm not gonna go after the middle-aged white dude. I'm gonna go after this type of clientele. So tell us, like, as Ripple is being founded, as you're growing into this space, what has that been like for you? It's so exciting. I mean, let me just say this too, like you know, one of the patterns and stories that, you know, women in their 30s would say, which late, late 20s to kind of early 40s tell themselves is I don't have enough. Like, when is it the right time to find a financial advisor? Like, I don't have enough, you know, and so I think that was what you know, Ripple, Ripple, the reason why I called it Ripple, which is so funny because most firms are very masculine, like Fortify Capital or Grindstone Oak Tree, you know, finance or whatever. And I was like, Ripple, I'm like, I love Ripple, and I'll explain why in a minute. But I'm like, do I need to be tsunami capital? Like, I didn't know, you know, so but ripple is two things. It's like, you know, that one little bit of momentum, that one little drop that creates that ripple effect. And that ripple effect is in terms of wealth, in terms of legacy, in terms of impact, charitable impact, whatever it is. But also, I'm a big mountain girl, like I love backpacking, and so the idea of in spring, all the snow is melting and all the tributaries come together, just like life. And then it's a stream and a river, you know, and so you know, you're and you're flowing through, and there's a big boulder, and you're like, oh shit, and you gotta go around the boulder. And like that's what life is. So that's what Ripple is about moving through that life with you. Um but what excites me so much is is that um we can serve people at a level where they don't think that they have enough or are enough or are worthy enough to be served. Wow. Yeah. And I think, and and that's what makes us unique is we want to get in before you have, you know, 10 million, five million, you know, even a million. Yeah. You know, not that we don't work with those that have that, but it's like, how do we set the foundational skills so that you can accelerate the zeros in your net worth? Right. Oh, yeah. Um, so so that's what really excites me is is is to is to be able to open people up to the safety and security of a financial partnership and know that they're worthy. Um, and then we just build what we call your financial ecosystem. We build a financial ecosystem and we have all the different buckets of capital doing different things, and you understand it because I speak to you in regular human language. And then as we earn more and have more capacity, we just flow more into those buckets, which then ultimately creates more choices. Oh my gosh. Yes, yes, yes, all the yes. I love this so much, you guys, because the thing is, I think money is one of those things some of us are really good at. I'm not putting myself in that category, by the way. Um, but I wish I was. But I think some people are just good at it, but I think most of us are not. And so it is something in life. You think about like when you get sick, you go to the doctor, right? You have money. I and like she's saying, you don't have to be a gazillionaire. You just need to know what to do and make smart decisions with the money that you do have. And so if that is not something that you grew up knowing, if that's not something you went to school for, why would you not seek out a professional to help guide you to make sure that you're making the best choices? Because Haley, let's take like a super, you know, let's take a random scenario. Let's say there's client A who has, you know, some money, never does anything with it, right? And then you have client B who thinks, hey, maybe I'll go chat with somebody and see what I can do. Obviously, this is completely hypothetical, but it's like for client B who's like, hey, let me just take a chance, let me talk to somebody, let's see what I could maybe do here. What could be the difference for that person as opposed to client A that never does anything and lets it sit in a traditional bank account? I think I think the main barrier is from from client from client A moving to client B is trust, knowing who to go to, knowing who to trust. There's almost too many choices, and you know, and it's your your your dad, who was an art history designer, you know, is is are you is is now like trading in the stock market and just giving you advice and which is relevant to you, you know. So um, you know, but I think like the difference, there's sort of three destructors of wealth, I would say. And and and client A is subject to all of them. Client B, if they're if they're partnered with the right advisor, isn't the first destructor is taxes. And so, you know, we're not just about grow your money and manage a portfolio. We are a holistic, comprehensive financial, you know, partner. So we are the quarterback to everything. And so we think a lot about taxes, not like a CPA does, but more proactive. We're kind of like, I think everybody expects their CPA to have all these amazing ideas that are bespoke to them, but like that's not what a CPA does. So we're the visionaries. So we think how can we put money in places where not only do we get tax deductions, but we get tax advantaged growth, tax advantaged distribution. You know, all kinds of things there. So taxes. So really being proactive. Most people are not proactive around taxes because they don't know where to start and they're not getting what they think they should get from their CPA because that's not a CPA's job. They do, they charge 340 bucks and do the same thing for 2,000 people. That's it. Don't expect them to be marvels, right? Number one. Number two, which is very relevant to client A, which is just chilling on their money, the second destructor, wealth, is inflation and purchasing power. So, you know, it's so crazy. I have a lot of my clients that are hoarders of cash. They have too much cash and it makes them feel so safe. But they are it's a shotgun in the foot because you know you're losing purchasing power. Chipotle burrito is going to be $25 in five years, you know. And so if you're not making your money work for you while you're asleep, you're gonna be able to buy half a burrito. Right. Right. And so that that purchasing power and destruction of wealth, right? And then number three, and this is the absolute biggest destructor of wealth, is human emotion. Right? So just whatever your limiting belief is, whatever your experience is with money. Like a lot of my clients are children of immigrants, you know, and their mindset is don't trust, you got to pick pick up and run any moment, hold cash, you know. So it's um you know, people make very emotional choices around when to get into the stock market, when to get out of the stock market. And so it's my job to help um our my clients make like logical, like mathematical choices with a layer of empathy and listening because that does matter. You know, so much we do with client B is we don't just take the it's the value. Let me just say this the value in working with a financial advisor. This is really important to take away, is not just the managing your money. Yeah. That's a mistake people think. If you're working with a financial advisor and the only thing they talk about in your strategy sessions is the portfolio the portfolio performance and like that they're selling this for that, yeah, you're getting ripped off. You need to work with somebody, and the fee that you're paying is for estate planning, cash flow, budgeting, um, you know, um, you know, tax management, all of these things that should be a part of the financial partnership. Most people don't have they don't even know they don't have it. Right. Gosh, that is so well said. Everybody, I mean, hone in on that. And if there's even a little bit of you that still is having some limiting belief towards like, well, I hear what she's saying, and that sounds amazing, but she's not talking to me. Yeah, she is, she's talking to you. And speaking of talking to you, yeah, Haley is actually going to offer you, anybody listening to this, a very, very generous offer. Haley, can you speak to that? Yeah. So what you know, what what we do, I'm the CEO and founder. I have a team of eight um amazing humans at Ripple. Uh, and we're based out of Los Angeles, but we have clients all over the country. And, you know, we're very word of mouth. Um, and and what we do when we're considering, you know, it's saying an invitation to join the firms. We have a 30-minute, we call it like a chemistry session, um, where I take that session, no matter who it is, I have that conversation and it's killer value. I ask a bunch of questions, understand what do you know, what do you not know, look gaps and challenges and give some real you know, takeaways on on what I would do differently or what they should be thinking about. Um and um we typically charge you know for for that for that call. Um, but for anyone listening, you know, um, I would be happy to give that you know, complimentary. Um we'll kind of in the show notes, we'll we'll give all the email and stuff. But um it's uh ripple r-i-p-pl at nm.com and just mention you know Jenny's, you know, you know, podcast and and and that you heard me here and we'll get that set up for you. So um and it's no pressure. I just you know truly, I just wanna um I need to I I must reach more people, you know. I must. Because every there it people are so financially sick. It's I'm the financial doctor and I know that's my purpose, and it lights me up to be able to turn a light bulb on for any woman. And that's my purpose here. That is so cool. I really, really am gonna like make a challenge for everybody listening to this, okay? Just as much as you would be like, hey, I need a Starbucks, I'm gonna go to Starbucks. No, like if you need a little financial zhuz, right, or you just want to know what to do. She told me before this call, these calls are usually $500. So my question to all of you is why in the world would you not take this woman, this amazing woman, up on this free offer to just get an analysis, learn something more. Even if you learn one thing and walk away, you learned one thing you didn't know already. But maybe it ends up creating this beautiful partnership that truly sets you and your family up for a much better future. Why would you not? I mean, that's a it's kind of one of those things where you don't do that. Well, because people are afraid, you know, I'm not good enough, I don't have enough, I'm not ready, it's not the right time. Wait till I get the promotion, wait till I find a partner. That's all of these are all just limiting beliefs, you know? So what you're saying is there's no good excuse for why someone should wait to chat. There isn't a good excuse. And like I said, I'm the partner. I have that. There literally is no good excuse. I mean, you know, um, you know, I I'm the senior partner and I have associates, and so you know, if we end up wanting to explore partnership, I'll, you know, I kind of say, hey, I think this person would be really great for you. So don't be intimidated by like me, you know. I know I can be a little bit more. I could talk to you all day, honestly. I really could. Nobody's getting intimidated by Haley. We're being inspired by Haley. Yeah. She is fantastic, you guys. And look at it, I mean, she's again, big picture is she's somebody who decided to make a change in her life, even honestly, when what she was doing was working. It doesn't always have to be in the gutter to inspire change. You just find something that feels a little more aligned. It's that one conversation you have with somebody where they're like, hey, I think you could be good at this, or hey, why don't you try this? But if you never act, you never know. That is so scary, right? So for all of you who are fear-driven, that's way scarier than just taking a little chance and just seeing what could be out there. And and this thing I'll add to that, Jenny, is you know, intuition. Yes. You know, anyone's intuition, but a woman's intuition is so freaking powerful. And we really only listen to it like 10% of the time. Yeah. And so, like, stop quieting your intuition. You know, I I'm trying to increase my intuition, you know, listening by five percent. You know, so um, but yeah, no, thank you for having me and and thank you for all that you do. And I could talk to you all day too. I'm coming up to NorCal. Perfect. Well, I'll take you backpacking, even though it's really I'd rather actually drink rose with you somewhere if that's enough. You can do both at the same time. We're gonna do it all. Uh guys, seriously, if this conversation just gave you words for something you've been feeling for years, you trust me when I say you're not alone. Okay, you're not behind. You just hadn't been handed the right framing yet. Now you have, right? You can find Haley at ripple.nm.com and on Instagram at Haley W. Dixon. Again, we will link this in the show notes to make that super easy for you to find. But please go follow her. Send this woman a DM, tell her this episode landed for you, right? And schedule that appointment. If you're sitting with that quiet little voice that just says maybe it's time to actually do something with my money, just take this as a sign, okay? Listen to it. The voice is your permission slip today, okay? We're giving you the permission slip. So, Haley, again, you have been a delight. I love what you do. I love what you've done. Thank you so much for being here on Girl Why Not You today. No, thanks, Jenny, and thanks to all the listeners. Have a beautiful day, everybody, and I can't wait to chat with you next week. If something in this episode made you sit up a little straighter or dream a little bigger, don't ignore it. That's your future nudging you. I'm living proof that you can start messy, start scared, start in the worst timing, and still create something beautiful. Thank you for listening to Girl, Why Not You. Now go take one small step towards the life you've been craving. Hit subscribe, leave a review if you feel called, and share this with someone who's ready for more.