Women, Wealth and What Matters: 5 Things with Tracy Byrnes
Money doesn’t have to be confusing. But for many women, it still feels that way. And it shouldn’t.
Women, Wealth and What Matters: 5 Things with Tracy Byrnes is a smart, straightforward podcast designed to help women feel more confident, informed, and in control of their financial lives.
Each episode breaks down one real-life money topic from retirement, taxes, and investing to divorce, career changes, and protecting what you’ve built, into five clear, practical takeaways you can actually use. No jargon. No hype. No complicated math.
Hosted by Tracy Byrnes, financial advisor, Vice President of Women & Investing at Lebenthal Global Advisors, and Certified Divorce Financial Analyst. As a single mom of three adult kids who’s been divorced for nearly twenty years, Tracy understands just how personal money decisions really are.
This podcast isn’t about chasing trends or quick wins. It’s about asking better questions, understanding your options, and making smart choices for the life you’re building.
Women, Wealth and What Matters: 5 Things with Tracy Byrnes
Where Should I Be Saving? 5 Savings Vehicles Every Woman Should Understand
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Where Should I Be Saving? 5 Accounts Every Woman Should Understand
Everyone tells you to “save more money”…but no one tells you where that money should actually go.
In this episode, I break down the 5 key savings accounts every woman needs to understand — and more importantly, the order you should use them.
We cover:
- What a 401(k) and 403(b) actually are (in plain English)
- Why Roth IRAs can be a game changer
- The difference between Roth vs. traditional (and when each makes sense)
- The hidden power of an HSA (most people miss this!)
- How to prioritize your savings using a simple “waterfall” approach
- Why college savings comes after your retirement
- And the big mistake most people make when getting started
If you’ve ever felt overwhelmed by all the options — this episode will give you clarity and confidence.
Because it’s not just how much you save — it’s where you save it that matters.
If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!
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